I need to do something about a pension.

( Kroney, Wed 8 Jan 2014, 14:35, 2 replies, latest was 11 years ago)

you're signed up to your work one, right?

(dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 14:36, Reply)

Don't think so.
I was never intending to stay here as long as I did.
( Kroney, Wed 8 Jan 2014, 14:38, Reply)

oh dear
It's free money on two counts and you take it with you when you leave.
(dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 14:39, Reply)

Yeah, well.
I'll be doing it when I move on, I just never got round to getting on this company's.
( Kroney, Wed 8 Jan 2014, 14:41, Reply)

go for a balanced aggressive lifestyle fund
Or just the balanced one if you can't ratchet up the risk rating.
(dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 14:42, Reply)

I'm a money flid. I've always been a money flid and will likely always be a money flid.
I am, however, just about clever enough to try to repair some of the damage my previous fliddery has caused me.
( Kroney, Wed 8 Jan 2014, 14:45, Reply)

the general rule of thumb
Is that the percentage of your salary going to your pension should be half your age. So, 17% or so in your case. Tax relief is only payable on your contribution, not the employer one. Assuming you're on less than 41K or so then it's 20% tax relief, so for every £80 you pay in, you get £20 from the government paid in on top.

Growth is tax free, charges should be between 0.75% and 1%.

Alright?
(dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 14:52, Reply)

That's another plan too...

( GeordieJay Bummers are deaf, Wed 8 Jan 2014, 14:42, Reply)

Ask Dozer about it - he knows everything there is to know about pensions

( tangledupinblue hairy badge with moving eyes, Wed 8 Jan 2014, 14:36, Reply)

pensions everything
( rachelswipe with a fork, Wed 8 Jan 2014, 14:36, Reply)

apparently

( rachelswipe with a fork, Wed 8 Jan 2014, 14:36, Reply)