I'm 65% sure that I'm going to end up giving our mortgage advisor a slap in the god damned chops.

( Kroney, Thu 12 Mar 2015, 10:59, 3 replies, latest was 9 years ago)

Are you sure you wouldn't rather allow your seething resentment to grow inside, but then when he asks if you're happy with how things are proceeding, assure him that everything is fine?
And then apologise to him.
( tangledupinblue hairy badge with moving eyes, Thu 12 Mar 2015, 11:10, Reply)

it is the middle class way.
Also, make sure to do some swearing while filling out the check for his fee.
( Windy Pig I'm naturally quite suspicious about the moon., Thu 12 Mar 2015, 11:16, Reply)

Release that angst by pressing down hard on the pen as you sign your life away.
That'll show the bastards.
(McChinaman banned, Thu 12 Mar 2015, 11:17, Reply)

yeah! down with the man!

( Windy Pig I'm naturally quite suspicious about the moon., Thu 12 Mar 2015, 11:19, Reply)

It depends on when he asks me. If he makes the mistake of asking when something's going wrong
I may be politely sarcastic.
( Kroney, Thu 12 Mar 2015, 11:22, Reply)

terrible bullying of retail financial services professionals

(dozers, do fuck off ur a nob m8, Thu 12 Mar 2015, 11:11, Reply)

what's he up to?
The one we went to recently spent the entire meeting telling me that we could get what we wanted and he'd find us the right deal. He than rang a week later and said "sorry, can't help you lol"
I might poo on his desk.
( Windy Pig I'm naturally quite suspicious about the moon., Thu 12 Mar 2015, 11:15, Reply)

Well, we've been proceeding with everything based on his recommendations, paying solicitors etc
I'm in a probationary period and have been open about it since engaging him. He's categorically assured us that it wouldn't be a problem and recommended a lender based on them not considering it a problem.

Can you guess what has happened, three weeks, a couple of grand and a few further solicitor's fees later?
( Kroney, Thu 12 Mar 2015, 11:21, Reply)

It all proceeded with no problems or delay?

(Set your faces to Stunned Bigly, Thu 12 Mar 2015, 11:26, Reply)

I love your positivity

( Windy Pig I'm naturally quite suspicious about the moon., Thu 12 Mar 2015, 11:27, Reply)

To be honest, I wouldn't be so bothered.
It's a bump in the road and they're to be expected. It's not like we're going to struggle to get a mortgage, even if we have to swap lenders.

I'm pissed off that this prick keeps stressing out the mrs with it. For some reason, he won't come to me despite having all my contact details.
( Kroney, Thu 12 Mar 2015, 11:32, Reply)

For a nation obsessed with this 'home ownership' bullshit you'd have thought they'd have got it pretty seamless by now.

( Slippery Mick ‏, Thu 12 Mar 2015, 11:35, Reply)

I'm more interested in the far cheaper monthly outgoings owning a place will cost me compared to renting.
I'm apathetic about the actual concept of home ownership.
( Kroney, Thu 12 Mar 2015, 11:36, Reply)

See, I'm quite apathetic about my monthly outgoings and quite happy that any potential problem in my gaff is not my problem.

( Slippery Mick ‏, Thu 12 Mar 2015, 11:37, Reply)

Buying a house is easy apart from everyone involved in the "industry"

(PsychoChomp, Thu 12 Mar 2015, 11:41, Reply)

Estate agents and mortgage brokers should be better regulated.
Any thick cunt can pitch up and start doing it.
(Set your faces to Stunned Bigly, Thu 12 Mar 2015, 11:42, Reply)

I bet it's well easy if you just rock up to someone's doorstep with several hundred thousand in cash and say 'I'll give you this for that'.

( Slippery Mick ‏, Thu 12 Mar 2015, 11:42, Reply)

^ voice of experience

(dozers, do fuck off ur a nob m8, Thu 12 Mar 2015, 11:43, Reply)

if his negligence has caused you financial loss then you can make a regulated complaint against him and seek redress.

(dozers, do fuck off ur a nob m8, Thu 12 Mar 2015, 11:36, Reply)

we came up against that when we bought.
I ended up having to make an appointment with the lender direct, and had to take 6 months of payslips and a letter from my employer staring that I did have a perm contract and the probationary period was merely a formality.
( Windy Pig I'm naturally quite suspicious about the moon., Thu 12 Mar 2015, 11:26, Reply)

It's all a massive waste of everyone's time.
You have next to no employment rights in the first 12 months anyway. Even after that your rights are pretty worthless unless you can afford a lawyer to pursue a claim against your former employer.
(Set your faces to Stunned Bigly, Thu 12 Mar 2015, 11:29, Reply)

yup, all it does is serve to reduce paperwork for HR if you act the cunt early on.
To be fair, when I spoke to the lender direct, a lot of the trouble we had just went away.
( Windy Pig I'm naturally quite suspicious about the moon., Thu 12 Mar 2015, 11:39, Reply)

It's almost as if these 'agents' create problems to justify their own cunty existence.

( Slippery Mick ‏, Thu 12 Mar 2015, 11:41, Reply)

i find it very hard to believe that they're clueless shysters charging fees for doing and knowing fuck all

(old man river possible lesbian, Thu 12 Mar 2015, 12:02, Reply)

As is mine.
I'm been told that they've got no intention of getting rid of me, which is nice to know. I've suggested a similar letter to the mortgage advisor (who should have bloody well thought of that by now).
( Kroney, Thu 12 Mar 2015, 11:35, Reply)