Don't do it Lab
I had 7k of credit card debt that I will be paying off for the next four years
( TGB checking Off Topic is still shit at, Fri 8 Oct 2010, 9:09, 2 replies, latest was 15 years ago)

We've all been there.

( girlinthehole, Fri 8 Oct 2010, 9:13, Reply)

I fucking live there.
I have the keys to the city of there.

I am the Lord Mayor of there.
( Monty Boyce, My cheese game is strong, Fri 8 Oct 2010, 9:15, Reply)

I haven't
left university with a £350 overdraft (and borderline malnourished) - paid it off my first payday. Always paid off my credit cards in full every month. I had finance once for a computer but paid it off when the interest-free period was up. Always paid 100% up front for my cars. My only debt is my house which I'll clear soon.

/smug
( The Light in Chains don't touch the Pope's boner, Fri 8 Oct 2010, 9:45, Reply)

God I hate you.

( Monty Boyce, My cheese game is strong, Fri 8 Oct 2010, 9:51, Reply)

Already got that much
Most of which is from my last year of uni. I only use my CC now if I know I can pay it off within the month.
( Labia Majora You keep on talking but it makes no sense at all, Fri 8 Oct 2010, 9:14, Reply)

I'm down to about 4900 I think and after I have to sell my car I'll clear that
And then pay for a car I no longer own for a couple years.

EPIC FINANCE FAIL
( TGB checking Off Topic is still shit at, Fri 8 Oct 2010, 9:16, Reply)

5k on one card, about 2k on the other
Shaved about 1k off it this year, not as much as I'd hoped but still.
( Labia Majora You keep on talking but it makes no sense at all, Fri 8 Oct 2010, 9:18, Reply)

My debts total about 30 grand.
It's only my 70k of equity that enables me to sleep at night.
( Monty Boyce, My cheese game is strong, Fri 8 Oct 2010, 9:16, Reply)

Ouch
That's a fucker right there.
( Labia Majora You keep on talking but it makes no sense at all, Fri 8 Oct 2010, 9:18, Reply)

Innit, blud.

( Monty Boyce, My cheese game is strong, Fri 8 Oct 2010, 9:18, Reply)

And a good shagging from your giiiiiiiiiiiiiiiiirrrrrrrrrrrrrrrrlllllllllllllllllfffffffffrrrrrrrrrriiiiiiiiiiieeeeeeeeeeeeeeennnnnnnnnnnnnd

( TGB checking Off Topic is still shit at, Fri 8 Oct 2010, 9:18, Reply)

As long as you are "servicing the debt" as I believe it's called you'll be ok - it's when you can't make repayments things get shittier

(lkjshaglkasjdhglkhjz lkcvl; g;aodh;owih, Fri 8 Oct 2010, 9:19, Reply)

Not only am I servicing the debt
I am also nightly servicing half the adult female population of East London, on rotation.
( Monty Boyce, My cheese game is strong, Fri 8 Oct 2010, 9:27, Reply)

I expected nothing less. Top work.

(lkjshaglkasjdhglkhjz lkcvl; g;aodh;owih, Fri 8 Oct 2010, 9:27, Reply)

Charging for the latter would fund the former, surely?
Always happy to help.
(Cave Duck, Fri 8 Oct 2010, 9:49, Reply)

*goes on 'Dragon's Den'*

( Monty Boyce, My cheese game is strong, Fri 8 Oct 2010, 9:52, Reply)