Spending unbudgeted cash always adds to the hangover
See what savings you can make this week to claw-back some of the costs.

Maybe get yourself a vintage record guide so you can value your record collection, if you work out how much your vinyl is worth you'll probably feel a bit better about yourself when you realise you've got countless amount of money tied up in your collection!
( JeffTheDogFucker Can you dig it?, Mon 15 Nov 2010, 17:30, 1 reply, 15 years ago)

The equity I have in my house
is the only thing that is stopping me from really fucking panicking, if I am honest.
( Monty Boyce, My cheese game is strong, Mon 15 Nov 2010, 17:31, Reply)

You in a position to make a draw on some on the equity to sort yourself out in the long term?
Get your bills in order, cut up your credit card and whilst you'll have higher mortgage payments, it'll be at the current (well, lower) interest rates of the moment rather than some mental APR.
( JeffTheDogFucker Can you dig it?, Mon 15 Nov 2010, 17:35, Reply)

'Fraid not.
I remortgaged about a year ago - I don't earn enough to cover the increase in repayments a further remortgage would result in.
( Monty Boyce, My cheese game is strong, Mon 15 Nov 2010, 17:40, Reply)

Well all you can do is knuckle down and see where you can go!

( JeffTheDogFucker Can you dig it?, Mon 15 Nov 2010, 17:42, Reply)

Cardboard fucking city.

( Monty Boyce, My cheese game is strong, Mon 15 Nov 2010, 17:52, Reply)