how does it matter whose insurance it was on?
you still have to declare it as you were the driver.

but good work, though. To quote my brother after he wrote off my dad's car three weeks after passing his test, by the tried and tested method of hitting a telegraph pole at 80 and rolling the car 4 times, "if you're going to crash someone else's car, crash it properly. if their initial emotion is amazement you're alive, they'll shout at you less"
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 17 Nov 2010, 12:08, 1 reply, 15 years ago)

hmmm
i don't know. i think because it was a company policy, and then i was on my dad's for the next few years (i was only 19 at the time), and then by the time i got my own policy it was too long ago to matter.

either that or insurance fraud of some sort. meh, touch wood i've never even scratched a car since, so it's fine!

but yeah, if you're going to write off your dad's brand new car, make sure he's in it. then he will be too shocked to bollock you.
( rachelswipe with a fork, Wed 17 Nov 2010, 12:15, Reply)

there's a 5 year limit anyway
so doesn't matter now, obviously.
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 17 Nov 2010, 12:16, Reply)

i think that is how it happened
by the time i bought my own car it was more than 5 years ago
( rachelswipe with a fork, Wed 17 Nov 2010, 12:20, Reply)