Coming to work yesterday a car smacked in to the back of me at about 30 mph
I was stationary at a junction, they said the sun was in their eyes and they saw neither me or the junction but called their insurance company and admitted fault. I was only a passenger so no car for my to worry about but I am hurting lots.

Will I receive 100% of the compensation?

But in all seriousness this fucking hurts!

Have you been in a car accident? Was it your fault? Did you/they start a frivolous personal injury claim?
( Peej, Wed 17 Nov 2010, 11:37, 54 replies, latest was 15 years ago)

Yes, I was in a head on crash
The twunt in the other car was speeding on the wrong side of the road just as I came round a bend. I was pretty much bedridden for 18 months.
( Maximinimus you stick around I'll make it worth your while, Wed 17 Nov 2010, 11:42, Reply)

wanker's palsy
isn't the same as a car crash, Maxi.

no long term damage I hope?
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 17 Nov 2010, 11:45, Reply)

Two herniated discs
Finally got a payout for it in June
( Maximinimus you stick around I'll make it worth your while, Wed 17 Nov 2010, 11:50, Reply)

Fucking hell
and you play rugby now? Mentalist!
(berk, Wed 17 Nov 2010, 12:08, Reply)

Meh, some days are worse than others
And playing rugby isn't really mental compared to some of the other things I've done, like that time I tried to make things work with my ex *flashback*
( Maximinimus you stick around I'll make it worth your while, Wed 17 Nov 2010, 12:10, Reply)

Get yourself to the doctors or hospital
If you think you'll need to make a personal injury claim.

No-win-no-fee-tastic!
( JeffTheDogFucker Can you dig it?, Wed 17 Nov 2010, 11:42, Reply)

I was taken yesterday
No choice in the matter, car was fucked so they had to force doors for us to get out then they took us despite us saying we didn't want to go, Glad I did now though
( Peej, Wed 17 Nov 2010, 11:44, Reply)

There were changes to No win No fee announced yesterday
I'm not if they've come into effect yet but you're not going to be rolling in the money anymore.
(PsychoChomp, Wed 17 Nov 2010, 11:45, Reply)

Been hit twice in the car
but not knackered or anything.

We had to persue a personal injury claim as on my wedding day my wife to be, her dad and our daughter were in a horse and carraige that went out of control and crashed, injuring them all. Not good but the payout was!
( sporters I’m sincerely gratitude to you, Wed 17 Nov 2010, 11:42, Reply)

take some painkillers
man the fuck up and don't put the rest of our insurance premiums up with yet another fucking spurious personal injury claim.

/harsh wednesday.

how do you know how fast the car was going, out of interest? it's possibly whiplash, that's the normal scenario for it, but modern cars are pretty good at protecting against it. The problem is it's more or less impossible to prove one way or the other so it's the standard fake personal injury claim.
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 17 Nov 2010, 11:43, Reply)

Because he told us and his insurance company
He's been pretty good to be honest. Admitted everything. Its my lower back that's knacked though not my neck. I'm not putting in a claim unless it genuinely does fuck things up for me. Right now I think the whiskey based painkillers will suffice.
( Peej, Wed 17 Nov 2010, 11:45, Reply)

Good man.
In all seriousness, if it causes you a problem that costs you financially then of course you should claim. It's just unfortunate that there are so many arseholes about who think that they are somehow entitled to something for nothing..
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 17 Nov 2010, 11:49, Reply)

Is Grant's an alright whisky?

( Agnostic Antichrist Baltimora, Wed 17 Nov 2010, 11:50, Reply)

no.

( the mighty badger Aphrodite, on a bar stool, by your side, Wed 17 Nov 2010, 11:51, Reply)

Good thing it was free then
I'll just mix it with Ginger ale, never notice the difference.
( Agnostic Antichrist Baltimora, Wed 17 Nov 2010, 11:53, Reply)

I have a bottle of Grant's for cooking with.

( the mighty badger Aphrodite, on a bar stool, by your side, Wed 17 Nov 2010, 12:09, Reply)

Argh!

( Peej, Wed 17 Nov 2010, 11:52, Reply)

Thought not
Ah well, it was a free bottle!
( Agnostic Antichrist Baltimora, Wed 17 Nov 2010, 11:52, Reply)

Actually I'm being unfair
it is alright when compared to some of the shit out there but crap when compared to proper whiskeys
( Peej, Wed 17 Nov 2010, 12:01, Reply)

I'm partial to The Dalwhinnie myself.
I'm not a huge whisky fan so I figure there's no point drinking the cheap stuff.
( The Light in Chains don't touch the Pope's boner, Wed 17 Nov 2010, 12:18, Reply)

Me and my dad were in a proper smash-up when I was about 15
The car spun round and was a write-off, and they couldn't get my door open, and the blokes in the street who came to help were saying I was dead, but I announced weakly "No, I'm always this pale!"
( Roota zweeeeeoooooowm, Wed 17 Nov 2010, 11:48, Reply)

Lucky scousers are very good at breaking into cars eh?

(PsychoChomp, Wed 17 Nov 2010, 11:49, Reply)

Oh they had me out in no time!

( Roota zweeeeeoooooowm, Wed 17 Nov 2010, 12:00, Reply)

*Imagines the news story*
...Depsite being trapped in the car unable to move and in considerable pain, Roota still managed to remove the hubcaps and car radio before being transferred to hospital....
( JeffTheDogFucker Can you dig it?, Wed 17 Nov 2010, 11:56, Reply)

We left a boss stereo in that car
bastard scrappers took it, AND we reckon they took it for a cut-and-shut because the back end was untouched.
( Roota zweeeeeoooooowm, Wed 17 Nov 2010, 11:59, Reply)

a boss stereo
Or a Bose? :)
( JeffTheDogFucker Can you dig it?, Wed 17 Nov 2010, 12:01, Reply)

Blaupunkt

( Roota zweeeeeoooooowm, Wed 17 Nov 2010, 12:08, Reply)

I only ever remember being in one
I was on the coach, heading to school. We hit black ice, slid across the road, and ploughed into the front of a Saxo (I think). Luckily the woman was physically fine, bit of a shock, and her bonnet made an impressive concertina afterwards.

We were only just off a roundabout, so not going too fast, or it could have been far worse.
( Agnostic Antichrist Baltimora, Wed 17 Nov 2010, 11:50, Reply)

I was getting a lift to school one day
When a woman reversed to straighten up her car as she parked, but she managed to actually shove the corner of her car into the front of my dad's as we were waiting in a queue of traffic. It's impressive how much damage a slow speed crash can cause.
(PenguinOfDeath is Scottish, and most likely angry, Wed 17 Nov 2010, 11:53, Reply)

As a passenger
I was involved in a motorway pile-up, but thankfully we were towards the tail end. The car was a write off, but none of us were hurt more than some minor whiplash and a confused and shocked border collie.

As a driver, the most I've had is a 5mph bump in a car park with some old guy who was reversing out of his parking space at the same time I was. I had my lights on, as it was 9pm, pitch black, and raining hard. He chose not to bother switching his on. No damage done, thankfully.
( Labia Majora You keep on talking but it makes no sense at all, Wed 17 Nov 2010, 11:58, Reply)

as i have mentioned on here before
i wrote my dad's off at about 90mph on the m56. managed somehow to avoid hitting anyone else, but the car and the motorway barriers were a write-off on both sides. luckily for me it was on my dad's work insurance, as otherwise i'd never have got insurance again - it costs hundreds of thousands of pounds to close the motorway for a few hours to fix the barriers, apparently!

no claim, as none of us were injured and we aren't thieving pikeys. but i worked for 2 years as an insurance litigator, acting for the insurers. some people you feel so desperately sorry for, like the woman whose honeymoon jeep safari resulted in her being left paralysed from the neck downwards when the driver flipped it, or the man who lost all the nerves in his mouth when he went through the windscreen and couldn't taste, eat without drooling, kiss his wife, or the poor bastard who was crossing the road, got hit by a lorry doing about 5mph, but it just happened to come to a halt on his right leg.... then there were the ones who were clearly faking it. finding them out was a great part of the job. but overall it's a massively depressing area of law and i couldn't do it myself.
( rachelswipe with a fork, Wed 17 Nov 2010, 11:59, Reply)

What sort of car did you manage to write off?

( JeffTheDogFucker Can you dig it?, Wed 17 Nov 2010, 12:02, Reply)

A red one.

(Reverend Fister "a disciplined fuckwit", Wed 17 Nov 2010, 12:06, Reply)

red pink


surely.
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 17 Nov 2010, 12:08, Reply)

And what type of barriers?
Standard Armco bolt downs? Or did they have the special shock absorbing legs?
(Cave Duck, Wed 17 Nov 2010, 12:12, Reply)

As a random fact
if you crash on the Nurburgring you have to pay to repair the Arnco. 28 euro a lap, your insurance isn't valid, and you have to pay to repair the scenery. Nice.
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 17 Nov 2010, 12:15, Reply)

If this isn't POTD then the internet is wrong.

(Cave Duck, Wed 17 Nov 2010, 12:16, Reply)

I don't mean to sound harsh to Badger
It's a nice fact to know 'n' all, but I wouldn't say it's POTD worthy.
( Labia Majora You keep on talking but it makes no sense at all, Wed 17 Nov 2010, 12:17, Reply)

totally concur
it's at best mildly interesting.

but I suspect Mr Duck of being guilty of a soupcon of sarcasm, non?
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 17 Nov 2010, 12:18, Reply)

It was both random and relevant - that's a winning combination.
Though I hope you didn't learn it from bitter experience.
(Cave Duck, Wed 17 Nov 2010, 12:23, Reply)

luckily no.
I managed to get through my "owning high performance sports cars" phase without any really serious incidents. Did spin off a track once because I'd left the handbrake on, though, Long story. only hit a couple of braking markers though, luckily.
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 17 Nov 2010, 12:32, Reply)

I have to disagree, LM.
However if you can come up with a better random bit of information, I'm prepared to reconsider. None of that polar bears are left handed shit, though.
(Cave Duck, Wed 17 Nov 2010, 12:20, Reply)

Dog can't look up my arse.

( the mighty badger Aphrodite, on a bar stool, by your side, Wed 17 Nov 2010, 12:20, Reply)

Daddies bently
obv
(PsychoChomp, Wed 17 Nov 2010, 12:14, Reply)

there is a certain degree of accuracy in this, yes
(unlike your spelling of bentlEy)
( rachelswipe with a fork, Wed 17 Nov 2010, 12:16, Reply)

You're such a hooligan, Swipe
Disregarding laws and inconveniencing other motorists.
(PenguinOfDeath is Scottish, and most likely angry, Wed 17 Nov 2010, 12:05, Reply)

how does it matter whose insurance it was on?
you still have to declare it as you were the driver.

but good work, though. To quote my brother after he wrote off my dad's car three weeks after passing his test, by the tried and tested method of hitting a telegraph pole at 80 and rolling the car 4 times, "if you're going to crash someone else's car, crash it properly. if their initial emotion is amazement you're alive, they'll shout at you less"
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 17 Nov 2010, 12:08, Reply)

hmmm
i don't know. i think because it was a company policy, and then i was on my dad's for the next few years (i was only 19 at the time), and then by the time i got my own policy it was too long ago to matter.

either that or insurance fraud of some sort. meh, touch wood i've never even scratched a car since, so it's fine!

but yeah, if you're going to write off your dad's brand new car, make sure he's in it. then he will be too shocked to bollock you.
( rachelswipe with a fork, Wed 17 Nov 2010, 12:15, Reply)

there's a 5 year limit anyway
so doesn't matter now, obviously.
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 17 Nov 2010, 12:16, Reply)

i think that is how it happened
by the time i bought my own car it was more than 5 years ago
( rachelswipe with a fork, Wed 17 Nov 2010, 12:20, Reply)

I suppose it was my fault
but I bumped in to some idiot woman (well, her car) who was sat outside her house, in the middle of the street, yapping to her neighbour. It was dark, fairly late, and I assumed she was waiting at the lights which were about two car lengths in front of her and were red. I slowed down, but the lights changed to green so I didn't stop as I assumed she'd pull away. She didn't. I went in to the back of her at about 10 miles an hour.
The scrounging hussy sued me for £5k. I think she got £1.5k in the end, fortunately the insurance covered it. I got sent her doctors report to pass on to my insurers - she'd made up all kinds of bollocks, she wanted compensation for having put weight on because her neck hurt too badly to take the dog out for a walk, and she couldn't sit for long enough in the car to go and see a concert in London she'd bought tickets to.
/still bitter.
(berk, Wed 17 Nov 2010, 12:12, Reply)

I had the same thing and got £1200 for the whiplash
the dozy cow just didn't register my car and went right into the back of me at full speed. I got seen by an insurance doctor. I'm not sure whether you'd be covered as a passenger.
( The Light in Chains don't touch the Pope's boner, Wed 17 Nov 2010, 12:14, Reply)

yep, you are.
You're the "third party" in that situation, I think.
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 17 Nov 2010, 12:16, Reply)

Not been in a car accident thankfully
apart from the most minor of scrapes and even then only as a passenger.

On a more important note will anyone come to Oxford and dress as a bear for a couple of hours?
( Amberl was stripey and dominated Europe, Wed 17 Nov 2010, 12:42, Reply)