I wasn't actually scared at the time, but afterwards.
August 1st 2004, 6 o'clock in the evening. I was on my way to my (then) fiancée's house, from her brother's. For some reason, we were in separate cars that day, and I was about 10 minutes behind her. Also for some reason, we didn't say goodbye to each other before we left the brother's house.

As I came round a left-hand bend at about 50mph, I met a nice man in a BMW coming the other way.

On the wrong side of the road. Oops.

It made ever such a loud bang, and I discovered that my airbags were white.

Aftermath 1. Aftermath 2. Aftermath 3.

To cut a long story short, I was sore but otherwise uninjured, as was the other driver - his passenger was taken away in an ambulance though.

The copper who came out remarked that he couldn't believe I was standing talking to him, the ambulance crew checked me out and suggested (once I started shaking) that they should send another ambulance for me, which I refused because I just wanted to go home.

Once I got home, it started to sink in how lucky I'd been. If my fiancée had been in the car it would have broken her legs, as the footwell on her side was pushed right up into the dashboard. Also her girls would have been hurt - maybe killed - if they'd been in the back.

At that point it really occurred to me how close I'd been to disaster, and that was when I lost it.

And I was quite scared a couple of days later too, driving along that same stretch of road in my hire car - especially when the only car I met coming in the other direction was at that same corner.

Finally, a QoTW answer I can genuinely apologise for the length of!
(Professor Kenny Martin Hmm? What?, Tue 27 Feb 2007, 11:47, Reply)