DON'T GRADUATE! You can have a petty victory over your bank.
When I finished uni, I got a pass*. I didn't bother graduating because 1) it was just a pass and 2) someone offered me £100 to play tuba for an hour at the same time. Easy decision.

***wavy hands to indicate passage of a couple of years***

Lloyds tried to remove my interest-free-overdraft graduate account. I had a moment of petty GENIUS. "What if I graduate? Can I have it back?" "You mean you haven't graduated?" "No, you just assumed I did" "Well I suppose yes then"

Quick letter to uni, ceremony in my absence, certificate in the post and job's a good 'un

***wavy hands to indicate passage of a couple of years***

Lloyds tried to remove my interest-free-overdraft graduate account. I had a moment of AWESOME petty GENIUS. "What if I graduate with an MA?" "Well yes, you could extend it".

Owing to quaint Cambridge traditions, (and the fact I hadn't bothered to get that when it was 'due' either), quick letter, ceremony in absence, job's a good 'un.

Students, please take note: you can have a preferential banking account for some years if you spin it out



*This used to be called a special, but apparently that sounded too good.
( prince-igor si tacuisses, philosophus mansisses, Tue 22 Jun 2010, 15:33, 7 replies)

Also works if you start one degree, get bank account, drop out, don't tell them, then start another just as the massive freebie overdraft is about to expire. Bingo: four year extension.
(bolshevette, Tue 22 Jun 2010, 16:24, closed)

My mate's dad reckons that's how he funded his university days and then first business:
Took out a bunch of student accounts, maxed out the overdrafts and put all the cash into one account and lived off the interest.

I reckon my mate's dad is full of shit.
( Je suis un vagabond is an unfunny, up your own arse middle class knob, Tue 22 Jun 2010, 16:46, closed)

Almost doable
Though most of them have in the terms that you can't have another current. Taking everything out into a decent savings account, and putting as much of the student maintenance loan as you can into there helps (about 6k per year with some of the bigger overdrafts and basic loan), not enough to live entirely off interest, but takes a decent chunk out of the debt.

Really wishing I'd put my first couple terms of loan (plus all the overdraft I could get and my savings*) in the 8% four year fixed term accounts that were floating around back then... Last time I take financial advice from my dad ("But interest rates could go up!" "Yes, but surely not *that* far above 8%" "It's still not the best thing to do")

(*from a world challenge trip I didnt get to go on due to medical issues, which luckily included fully comprehensive medical insurance, so i got back all the money I'd been earning for the previous 2 years (mostly from actual work rather than sponsorship).)
( Tedium Alduce me to interlow myself., Tue 22 Jun 2010, 17:11, closed)

Isn't it...
...an Ordinary, if you don't pass with Honours? Never heard of it being a ''special''.
(Le Misanthrope last procrastinated on, Tue 22 Jun 2010, 16:49, closed)

It is now yes.
A long time ago, it used to be a 4th. At some unis anyway.

I believe it is correctly referred to as "a gentleman's degree". Or so I tell myself.
( prince-igor si tacuisses, philosophus mansisses, Tue 22 Jun 2010, 17:07, closed)

You are almost certainly correct...
.. it's the degree you get for "keeping nine terms" or something, is it not? I think the only requirements were that you lived in Cambridge and didn't get imprisoned. The latter is probably fairly flexible too.
( Ugi , it's a game of give and cake, Tue 22 Jun 2010, 18:08, closed)

Not quite
You can fail outright, and my supervision partner did.

I actually got over 50%, but the Cambridge Engineering department couldn't give a flying **** what other unis use as grade boundaries, and make their own ones up when they see the results.
( prince-igor si tacuisses, philosophus mansisses, Wed 23 Jun 2010, 9:44, closed)