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Are you a QOTWer? Do you want to start a thread that isn't a direct answer to the current QOTW? Then this place, gentle poster, is your friend.

(, Sun 1 Apr 2001, 1:00)
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There is nothing wrong with credit cards unless you are a retard

(, Mon 2 Apr 2012, 15:58, Reply)
If you're a retard, you'll pretty much struggle with any of teh basics of adult life.

(, Mon 2 Apr 2012, 15:59, Reply)
RETARDS ARE PEOPLE TOO
unless they are retard dogs or pigeons
(, Mon 2 Apr 2012, 16:00, Reply)
I use my credit card all the time
and I'm not in any debt.
(, Mon 2 Apr 2012, 16:01, Reply)
have you put anyting on it that you haven't paid off yet?

(, Mon 2 Apr 2012, 16:01, Reply)
No. That's why I'm not in any debt. I'm agreeing with you here.

(, Mon 2 Apr 2012, 16:04, Reply)
soz, doesn't happen very often
the last time was back in 2011 when frisbee adam came to play
(, Mon 2 Apr 2012, 16:06, Reply)

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