i had a brilliant answer to your housing comment too
but when i pressed post, i think it killed b3ta.

well, he said gladiatorial. so i was thinking the audience would give the thumbs down to kill off both the loser and the victor. but your way sounds more painful.
( rachelswipe with a fork, Wed 29 Aug 2012, 14:11, 2 replies, latest was 13 years ago)

go on, repost it, I'm still looking for anyone to produce an argument that isn't purely based in selfishness

( the mighty badger Aphrodite, on a bar stool, by your side, Wed 29 Aug 2012, 14:13, Reply)

i think i said something like
ok, so you have 2 brothers. one of them decides to buy a house. it's £50,000. so he waits for 2 years, saving every penny to put down a deposit. when he buys it, he works his arse off to pay the mortgage, and given interest rates etc, he ends up paying off about £80,000 over the next 25 years. every spare penny he has goes into repairing it, insuring it, decorating it, improving it. meanwhile his twin brother gets a girl up the duff, gets a council flat, the council pay for everything in it, and he doesn't bother working apart from for a bit of cash in hand here and there. he spends every penny he has on fags, booze, and generally enjoying himself.

when the homeowner dies, under your suggested rules, his children get to keep the money that he put in, but no more. the rest of it has to go elsewhere. is this what you are saying would be a fair reward for his lifetime of careful hard work and parsimony?

but it was better the first time round :(
( rachelswipe with a fork, Wed 29 Aug 2012, 14:19, Reply)

"but no more" - no, they get 60% of the more.
It's a tax, not theft.
( The Light in Chains don't touch the Pope's boner, Wed 29 Aug 2012, 14:26, Reply)

no, that's what happens now
badger is proposing something different.

and even if he wasn't, he is now. never let facts get in the way of a good story.
( rachelswipe with a fork, Wed 29 Aug 2012, 14:28, Reply)

I wasn't proposing it
I was saying that's what should happen to people that moan that the current system where they are taxed on free money is unfair. Because then they might understand why the money was free and why the current taxation system is entirely fair.
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 29 Aug 2012, 14:33, Reply)

sssssh
mine makes you sound less reasonable and more of a cunt.
( rachelswipe with a fork, Wed 29 Aug 2012, 14:34, Reply)

yeah, but secretly you prefer the idea of me being a cunt.

( the mighty badger Aphrodite, on a bar stool, by your side, Wed 29 Aug 2012, 14:40, Reply)

what on earth is secret about that?

( rachelswipe with a fork, Wed 29 Aug 2012, 14:46, Reply)

Gah.
It's not a "reward"

It's free money. He hasn't "earned" the increase in house value, that has come through the sheer fucking luck of living in a country where house prices increase over time.

And anyway, those weren't my suggested rules, they were a flippant demonstration of the fact that people whining about having to pay 40% tax on a shitloand of unearned free money are being just a teensy wee bit selfish.

I apologise, I should have stuck to rapey bears.
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 29 Aug 2012, 14:31, Reply)

hahaha
i'd like to see you tell someone like my dad that the increase in value of his property as a consequence of his working for 40 years to pay off his mortgage, to say nothing of the price of everything else rising too, is "free money". i'd bring popcorn for that one!!

so, this rapey bear. is he single?
( rachelswipe with a fork, Wed 29 Aug 2012, 14:33, Reply)

Well, it is.
A mortgage is someone lending you money to buy something and demanding interest on it, swipe. You don't get for your car to be worth more at the end if you borrow the money to pay for it from someone.

what you work hard for is to earn a living. Your house is worth more purely because you live in the UK. Not because of anything that you've done. Pure blind luck of the draw, or more accurately, decades of economic growth.

I can't believe anyone with an ounce of intelligence would seriously use the "worked for decades to pay off some money that was borrowed from a bank" as a kind of justification for deserving some reward. All he's done is not break the terms of a loan agreement whilst a bank gave him some money and took the risk. Whoop-de-do. Well deserved, I'm sure you'll agree.
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 29 Aug 2012, 14:38, Reply)

In fact, if you really think about it
Since the bank took the risk in lending the money, the bank should be entitled to a share of the profits, right? it's their money that's done the work. getting to keep 60% seems like a right fucking result to me when you really think about it.
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 29 Aug 2012, 14:43, Reply)

the bank has had its share of the profits
as you'll see when you look at what is repaid versus what is borrowed.

the rest is spurious. SPURIOUS.
( rachelswipe with a fork, Wed 29 Aug 2012, 14:46, Reply)

It really isn't, you know.
Not in the slightest.
( the mighty badger Aphrodite, on a bar stool, by your side, Wed 29 Aug 2012, 14:52, Reply)

it assumes that one cares about other people
and doesn't think they are all complete cunts, though
( rachelswipe with a fork, Wed 29 Aug 2012, 14:55, Reply)

granted, granted.

( the mighty badger Aphrodite, on a bar stool, by your side, Wed 29 Aug 2012, 15:05, Reply)

Rapey bears improve most situations

( sporters I’m sincerely gratitude to you, Wed 29 Aug 2012, 14:14, Reply)

you homo scum

(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Wed 29 Aug 2012, 14:15, Reply)

it's not rape if you look forward to it, sporty

( rachelswipe with a fork, Wed 29 Aug 2012, 14:19, Reply)

"You're not really here for the hunting, are you?"

( The Light in Chains don't touch the Pope's boner, Wed 29 Aug 2012, 14:37, Reply)