Is that still dragging on?
Fucking hell. I'm on my first one, renovating it slowly. Houses on my street get snapped up though, the one across the road went in a week.

The restored windmill probably has something to do with it.

Plus York has naff all crime and a rather nice city centre. I prefer Leeds though.
(dozers, do fuck off ur a nob m8, Thu 20 Dec 2012, 20:58, 1 reply, 13 years ago)

I fucking love York
Yeah, still dragging on. I NEED to buy the house near the seafront and if I dont sell mine I'm fucked
( sporters I’m sincerely gratitude to you, Thu 20 Dec 2012, 21:00, Reply)

is there not a we buy any house service?

( Windy Pig I'm naturally quite suspicious about the moon., Thu 20 Dec 2012, 21:01, Reply)

Those give you well under the market value.
Not worth it.
(dozers, do fuck off ur a nob m8, Thu 20 Dec 2012, 21:02, Reply)

could he not get a buy to let mortgage,
and jut rent the old one out to cover costs until the market becomes more buoyant?
hang on, that is a bit rude.
( Windy Pig I'm naturally quite suspicious about the moon., Thu 20 Dec 2012, 21:05, Reply)

Do you mean a let to buy mortgage?
Possibly, I can recommend some excellent IFAs in his area.
(dozers, do fuck off ur a nob m8, Thu 20 Dec 2012, 21:07, Reply)

i'm pretty sure i mean buy to let, or maybe I don't,
god knows.
( Windy Pig I'm naturally quite suspicious about the moon., Thu 20 Dec 2012, 21:08, Reply)

Let to Buy mortgages allow you to use an existing property as security, in place of a deposit.
So he would get one on his house, rent it out for a bit and have the mortgage to buy the new one.

A buy to let would be if he had a house already and was buying a property to rent out, as an investment.

Different products for different situations.
(dozers, do fuck off ur a nob m8, Thu 20 Dec 2012, 21:11, Reply)

yeah, right, well i mean let to buy.

( Windy Pig I'm naturally quite suspicious about the moon., Thu 20 Dec 2012, 21:12, Reply)

I don't think he is very receptive to my idea.

( Windy Pig I'm naturally quite suspicious about the moon., Thu 20 Dec 2012, 21:13, Reply)

I don't think so either.
Might be appropriate for him.
(dozers, do fuck off ur a nob m8, Thu 20 Dec 2012, 21:14, Reply)

I was just trying to be supportive by offering alternatives.

( Windy Pig I'm naturally quite suspicious about the moon., Thu 20 Dec 2012, 21:15, Reply)

This may be a good idea
Cheers
( sporters I’m sincerely gratitude to you, Thu 20 Dec 2012, 21:15, Reply)

you want me to gaz you deets of an adviser?

(dozers, do fuck off ur a nob m8, Thu 20 Dec 2012, 21:16, Reply)

Please
Looked at a bridging loan but was scared off
( sporters I’m sincerely gratitude to you, Thu 20 Dec 2012, 21:19, Reply)

gazzed

(dozers, do fuck off ur a nob m8, Thu 20 Dec 2012, 21:24, Reply)

York is great to visit, for sure
But culturally it's fucking dull. And it's expensive as fuck. And there are only three decent sized employers. And the nightlife is based around bars rather than clubs.

I prefer Leeds.
(dozers, do fuck off ur a nob m8, Thu 20 Dec 2012, 21:02, Reply)

I loved my last family trip to York

( hartley hare Just some prick who thinks it doesn't apply to him, Thu 20 Dec 2012, 21:05, Reply)

IT'S PEOPLE LIKE YOU THAT MAKE YORK SO EXPENSIVE AND DULL!

(dozers, do fuck off ur a nob m8, Thu 20 Dec 2012, 21:07, Reply)

\o/

( hartley hare Just some prick who thinks it doesn't apply to him, Thu 20 Dec 2012, 21:08, Reply)

could you just not get a buy to let mortgage?
and just rent the old one out to cover costs until the market becomes more buoyant?
( Windy Pig I'm naturally quite suspicious about the moon., Thu 20 Dec 2012, 21:06, Reply)

or even a let to buy mortgage...

(dozers, do fuck off ur a nob m8, Thu 20 Dec 2012, 21:09, Reply)

www.google.co.uk/search?q=buy+to+let+mortgage&ie=utf-8&oe=utf-8&aq=t&rls=org.mozilla:en-US:official&client=firefox-a&channel=fflb
Edit: Yeah, I mean let to buy
( Windy Pig I'm naturally quite suspicious about the moon., Thu 20 Dec 2012, 21:11, Reply)

Yeah, thanks, I work for an IFA firm, I know what products are available.
Have I told you about this great new drink called 'beer'?
(dozers, do fuck off ur a nob m8, Thu 20 Dec 2012, 21:12, Reply)

Look,
no need to start with that tone just because i let a man I didn't know very well do all the work for my mortgage, and then paid him handsomely in the hope he hadn't fucked me over.
( Windy Pig I'm naturally quite suspicious about the moon., Thu 20 Dec 2012, 21:14, Reply)

If he was independent and a member of a National or Network then you won't have been fucked over.
Plus, advisers can get struck off for fucking clients over, so an extra £200 versus being struck off, they'll probably opt for staying authorised.
(dozers, do fuck off ur a nob m8, Thu 20 Dec 2012, 21:16, Reply)

yeah, he came highly reccomended,
and so far, if i believe the letters he sends me every 6 months or so, we have saved a few hundred quid already.
( Windy Pig I'm naturally quite suspicious about the moon., Thu 20 Dec 2012, 21:17, Reply)

If he's fee based rather than commission then you'll have saved the £500 within a year or two.
There's no way you can find the best deals on your own. Even if they only beat your own researched deal by 0.25% on the interest rate you've made that fee back.
(dozers, do fuck off ur a nob m8, Thu 20 Dec 2012, 21:19, Reply)

do all the work for my mortgage, and then paid him handsomely in the hope he hadn't
ed
over
( sporters I’m sincerely gratitude to you, Thu 20 Dec 2012, 21:16, Reply)