Her ex-boyfriend took out a credit card in her name.
She didn't even know about it until it got her in trouble.
( Kroney, Wed 22 May 2013, 14:52, 2 replies, latest was 12 years ago)

who are these people who do shit like that seriously?

( Naked Ape call me Caitlyn, Wed 22 May 2013, 14:52, Reply)

Fucked if I know, Nakers.
The guy was a sociopath.
( Kroney, Wed 22 May 2013, 15:06, Reply)

what's the difference between a sociopath and a psychopath anyway?

( Naked Ape call me Caitlyn, Wed 22 May 2013, 15:07, Reply)

For all intents and purposes, there isn't one.
At most psychopaths are born that way and sociopaths get broken from the outside in.
( Kroney, Wed 22 May 2013, 15:09, Reply)

Yes there is
A sociopath has a personality disorder which makes their attitudes and behaviour antisocial.
A psychopath has a chronic mental disorder which makes their behaviour violent and aggressive.
( tangledupinblue hairy badge with moving eyes, Wed 22 May 2013, 15:26, Reply)

Oh, I'm just going by what Google said, soz.

( Kroney, Wed 22 May 2013, 15:33, Reply)

YOU FUCKING ARSEHOLE

( tangledupinblue hairy badge with moving eyes, Wed 22 May 2013, 15:36, Reply)

That's ok, just don't do it again or I'll smash your teeth in with a hammer.

( tangledupinblue hairy badge with moving eyes, Wed 22 May 2013, 15:36, Reply)

The CCJ should be cancelled and the debt passed to the boyfriend.
Then she can get the credit reference agencies to ammend the file.

Not an instant solution but it should stop some problems if you need anything else for the flat on credit.
(PsychoChomp, Wed 22 May 2013, 14:54, Reply)

Cheers, I'll get her to look into it.

( Kroney, Wed 22 May 2013, 15:06, Reply)

I got them to cancel a bunch of missed payments for something that I never ordered.
They were pretty helpful.
(PsychoChomp, Wed 22 May 2013, 15:08, Reply)