i'd take my family away for a week
then boot them home and take my best friends for the second week

then i'd buy another flat and let it out

dad told me last night he wants to sell our family house to free up some cash before IHT kicks in. at the risk of sounding horrifically ungrateful, i'd a billion times rather keep the house with all its memories and fuck the IHT. urgh.
( rachelswipe with a fork, Wed 24 Jul 2013, 12:45, 4 replies, latest was 12 years ago)

he could take out a whole of life policy for the expected IHT bill and index the sum assured.
Innit.
(dozers, do fuck off ur a nob m8, Wed 24 Jul 2013, 12:48, Reply)

there's already some trust in place
i don't do tax. i think the real reason he thinks he rattles in it a bit, and he thinks his ghastly golddigging "girlfriend" will move in with him if he isn't in my mother's house. i am all of teh depressed now.
( rachelswipe with a fork, Wed 24 Jul 2013, 12:50, Reply)

he should go and see an IFA.
We have a few hundred. Would you like some contact details?
(dozers, do fuck off ur a nob m8, Wed 24 Jul 2013, 12:54, Reply)

thanks v much mein lieb, but... he is one!

( rachelswipe with a fork, Wed 24 Jul 2013, 12:56, Reply)

He's hardly independent of himself now, is he?

( tangledupinblue hairy badge with moving eyes, Wed 24 Jul 2013, 12:57, Reply)

no, but he knows the shit
he was a director in a bank for 40 years and is now a non-exec director in a different bank. it's annoying for me that he's always right about money. i never ever win.
( rachelswipe with a fork, Wed 24 Jul 2013, 12:58, Reply)

which National/ Network is he with?

(dozers, do fuck off ur a nob m8, Wed 24 Jul 2013, 12:59, Reply)

no real names on the internet!
in truth i wouldn't have a clue. he is self-employed these days, does a lot of financial advice for companies/individuals.
( rachelswipe with a fork, Wed 24 Jul 2013, 13:00, Reply)

he'll be with a National or Network for his Compliance shit.

(dozers, do fuck off ur a nob m8, Wed 24 Jul 2013, 13:03, Reply)

Up to him, innit.
He can't hold his own life back hanging onto the past because his kids don't want to let go. If you can afford to buy the house then fair enough.
( Kroney, Wed 24 Jul 2013, 12:54, Reply)

i get that, i just hate it
and it gets used to the last inch when my brother and kids are up - i don't think he's thought that bit through, as they just won't be able to come and stay if he crams himself into some shitty bungalow.

it's the bitch of doom that's gotten me all fuming.
( rachelswipe with a fork, Wed 24 Jul 2013, 12:56, Reply)

I'm sure he has thought that bit through.

( tangledupinblue hairy badge with moving eyes, Wed 24 Jul 2013, 12:56, Reply)

I'm almost certain it was at the very forefront of his mind.

( Kroney, Wed 24 Jul 2013, 13:00, Reply)

you may well have a point
but this way he'll get stuck with the ghastly woman's ghastly crotchfruit - her 40 year old son still lives with her!
( rachelswipe with a fork, Wed 24 Jul 2013, 13:00, Reply)

Wait, I missed the 'bitch of doom' bit
Do you have an evil stepmother, swipe?
( tangledupinblue hairy badge with moving eyes, Wed 24 Jul 2013, 13:02, Reply)

There's a lot of us about.

( b3th Not shit. Not mod., Wed 24 Jul 2013, 13:05, Reply)

Fucking hell.
These days, living at home at 30 is undesirable, but understandable in certain circumstances. Living at home at 40 means you've failed at life.
( Kroney, Wed 24 Jul 2013, 13:06, Reply)

Not really much point in moving out by then.

( tangledupinblue hairy badge with moving eyes, Wed 24 Jul 2013, 13:08, Reply)

I reckon inheritance tax is a bit of a bitch.
If you do well or yourself, do the right thing and live sensibly, then they take a load of it away from you.
( G/PP 💩💩💩💩💩&#128, Wed 24 Jul 2013, 12:56, Reply)

i agree
income tax, fine. capital gains tax, fine. vat, fine. etc etc. but inheritance tax feels like a bit of a fuckeroo. you've lost a parent, now pay us for the pleasure.
( rachelswipe with a fork, Wed 24 Jul 2013, 12:57, Reply)

And then they leave you in a position where you have to sell up personal belongings to pay the bill.
I wonder if you could legally marry your dad, and then get a widower's thinggy with it too?
( G/PP 💩💩💩💩💩&#128, Wed 24 Jul 2013, 13:01, Reply)

Alright Jeremy Irons

( tangledupinblue hairy badge with moving eyes, Wed 24 Jul 2013, 13:03, Reply)

My auntie used to babysit him
More TH-Facts later, Hat Fans!
( Two Hats 🎩🎩, Wed 24 Jul 2013, 13:25, Reply)

It's the little snippets like this that keep us regular fans coming back for more.
Thanks TH!
( tangledupinblue hairy badge with moving eyes, Wed 24 Jul 2013, 13:29, Reply)

IHT is easy to avoid though.
It's pretty much a voluntary tax.
(dozers, do fuck off ur a nob m8, Wed 24 Jul 2013, 13:01, Reply)