I only wanted a new one for the 0% balance transfer thing
I'm currently paying off my last remaining credit card, but the interest is about £50 a month, so obviously if I can bounce it to a 0% card I can get it paid that much quicker. I've learned my lesson about naughty credit cards.
( Kitty v1.0 desperately naive, Thu 5 Aug 2010, 10:14, 2 replies, latest was 16 years ago)

I had two and owed about £7000 so I had to get a loan to pay them off. I also have nothing to show for that money about from a slightly knackered liver and some love handles
( TGB checking Off Topic is still shit at, Thu 5 Aug 2010, 10:16, Reply)

The love handles are cuter than the liver...
ish.
(Bear Pookie The Frankly Challenged. Halloween is coming to town., Thu 5 Aug 2010, 10:20, Reply)

Likewise,
sans love handles.
( Undulating Tentacles of Love getting fun down to acceptable levels, Thu 5 Aug 2010, 10:22, Reply)

yeah me too
mine's on about £4,500 and I don't have anything substantial to show, in fact it's all probably accumulated interest by now. I did put my degree course on it at one point though so I suppose that's something productive.
( Kitty v1.0 desperately naive, Thu 5 Aug 2010, 10:23, Reply)

I haven't. They're a lifeline I have to turn to
with alarming regularity.
( Monty Boyce, My cheese game is strong, Thu 5 Aug 2010, 10:23, Reply)

I'm all for emergency credit card
but I've never been able to fully pay off the balance in a month like you're supposed to, so the interest just builds up. I've gained willpower since then though so I will be keeping one when it's empty, but hopefully never using it.
( Kitty v1.0 desperately naive, Thu 5 Aug 2010, 10:24, Reply)

I've had to pay my mortgage on one twice this year :(

( Monty Boyce, My cheese game is strong, Thu 5 Aug 2010, 10:26, Reply)

ouch
maybe you should take up a tarot phoneline job.
( Kitty v1.0 desperately naive, Thu 5 Aug 2010, 10:30, Reply)

Emergency cards are not meant for tattoos,
Hawkwind vinyl and class A's.
(Bear Pookie The Frankly Challenged. Halloween is coming to town., Thu 5 Aug 2010, 10:27, Reply)

This is where I have been going wrong.

( Monty Boyce, My cheese game is strong, Thu 5 Aug 2010, 10:34, Reply)