Have a pea
In mid 2005 I changed jobs and went to a crappy little place that never paid wages on time and was a dingy crap-hole.
The first time I was due to be paid it was about 7 days late, meaning that all my direct debits etc... bounced. The bank charged me about 400 quid that month.
This continued for about the next 13 months, until I read a few books about contract law and discovered that to penalise a party to a contract for a breach was unlawful. I wrote to the bank and told them this and demanded the dosh back (about 6k by this point). They refused, and ultimately I sued them in the county court.
Their solicitors wrote to me and demanded that I withdraw. I refused. They paid up in full, but part of the settlement was that I agree to confidentiality.
I told them that if they wanted to keep their dirty little secret that it would cost their client 50k.
They refused (and just paid up) on the grounds that their client didn't believe I could cause them 50k's worth of damage.

So I set up a website (consumer action group if anyone's interested), letting people know about how to get their dosh back from banks if they'd been charged.

I advertised it, phoned newspapers, wrote to the CAB, MP's etc...

I now have 140,000 - (now, 260,000) members and have cost the banks at least 100 million quid in the last 2 years.

That'll learn the f*ckers!

(sadly I don't think it will - 100 million is bugger all to these money grabbing capitalist scum - still I like to think it at least hurts a little)
(dchurch bah, Thu 17 Jun 2010, 16:16, 12 replies)

Did you used to work for Honda?
and drive an Accord to work?
(TwinkleFuckingToes Has a ingrown toe nail, Thu 17 Jun 2010, 16:22, closed)

I
was expecting the Honda replies...I just didn't think they'd be so quick.
(dchurch bah, Thu 17 Jun 2010, 16:24, closed)

Show some respect,
this man can bring an Accord into existence just be thinking about it.
( Ring Of Fire A petty, drooling belming butthurt retard., Thu 17 Jun 2010, 16:25, closed)

Given
the subject matter this week, I suspect the tired old Honda/supermodel replies will be coming thick and fast.
(dchurch bah, Thu 17 Jun 2010, 16:27, closed)

I'm familiar with past posts
and also a member of said website. So well done sir.
( whenanimalsattackhumans clad in global hypercolour, Thu 17 Jun 2010, 16:27, closed)

The Australian banks
are currently being sued for the same thing :)
(apeloverage committed the vile act of onanism on, Thu 17 Jun 2010, 16:40, closed)

I
was 'featured' on Oz TV (Channel 9 if I recall) a little while a go.

My family all live in Oz, and they were quite suprised to see me on the old box, 12k miles from home!
(dchurch bah, Thu 17 Jun 2010, 16:44, closed)

The banks don't care.
That nice Mr. Brown just gave them tax money when they needed it anyway.
I know a guy who was accumulating claims against HBOS -- anyone notice they didn't die?
I applaud your tenacity but, unfortunately, we'll all pay one way or the other.
(I'm told "payment insurance" is the next big consumer claim)
(Me, I'm not... in any way intoxicated, Thu 17 Jun 2010, 18:12, closed)

Me too.
I got a grand out of Halifax for a similar thing. Then i went to the branch to draw the cash out and told the cashier what it was for and why. She laughed and said i was one of many...
(Beaverman Opulence, I has it., Thu 17 Jun 2010, 18:32, closed)

You inspired me to recover 11 grand.
Just giving you a click seems too cheap...

*click*
( Linbox has a serious dunk habit, Thu 17 Jun 2010, 19:29, closed)

Oh, I see.
So you're the reason every bank or credit card I ever deal with keeps sending me new Ts&Cs and cluttering up my hall floor every morning. (Well, afternoon, what with Royal Mail's current state...)
( shinyshinyscalp less a man, more a way of life, Fri 18 Jun 2010, 13:20, closed)

I would
argue that it's their fault. If they got them right in the first place, and took a reasonable amount for their troubles rather than being extremely greedy....
(dchurch bah, Fri 18 Jun 2010, 16:38, closed)