Just had a thought
If auto insurance is something that's legally required, then why doesn't a government organisation provide it at a reasonable price?

It seems strange to allow private companies to have a monopoly on something which people actually need.

After all, they don't allow different companies to provide passports, or road tax.

That was the crime I witnessed - my insurance renewal.
(Half of Stephen Fry's right buttock pissed on your dog on, Thu 21 Feb 2008, 9:22, 10 replies)

you what?
to have a monopoly you would only have one company supplying the goods, instead you have hundreds all competing therefore pushing down the price.

oh on the subject of the government providing something at a reasonable price...bwah ha ha ha ha
(imp123, Thu 21 Feb 2008, 9:45, closed)

In Sith Ifrica
third party is included in the cost of fuel.
( M3rx likes the Asian ladies, Thu 21 Feb 2008, 9:57, closed)

Yes, come, good fellow
hast thou not hearde of (Oh bollocks to the chaucer, I can't be arsed.)

Moneysavingexpert?

www.moneysavingexpert.com/insurance/compare-cheap-car-insurance

Car insurance under £100 - worth a try?
(Marmite Omelette ...but I feel better having screamed, don't you?, Thu 21 Feb 2008, 9:57, closed)

Or try quidco
It's a cashback scheme, churchill are currently offering £100 cashback on their car insurance. I'm currrently with them as they were the cheapest last year, an extra £100 off would have been ideal. I'll try them again this year with the extra discount
( Moonraker isn't the droid you were looking for, Thu 21 Feb 2008, 10:00, closed)

That site includes quidco
in its grand scheme/plan thingamy.
(Marmite Omelette ...but I feel better having screamed, don't you?, Thu 21 Feb 2008, 10:01, closed)

in Australia

third party is compulsory when you register your car. (Fire and theft, you're on your own.)
(Emily Bruce-Dickinson http://jovialfellow.blogspot.com/, Thu 21 Feb 2008, 10:11, closed)

In France
You insure the car rather than the person, so as long as you say its okay, anyone else can drive your car. Which I think makes more sense.
( Bazongaloid, Thu 21 Feb 2008, 10:19, closed)

I don't understand.
How would insuring the car, rather than the person make more sense?

Obviously value and performance etc of the car are factors, but the primary factor influencing probability of claim is the driver.

Ie; The retired rozzer driving an M3 is much less likely to claim than the 17 year old learner living next door with an identical car???
(Greencloud Wanted to go fishing on, Thu 21 Feb 2008, 12:15, closed)

.
In some parts of Canada you can only get car insurance from provincial government owned agencies.

Seems to work OK over there.
(Prawn, Thu 21 Feb 2008, 12:23, closed)

...it's a bit hazy...
but working in Insurance, I seem to recall that there is a little known exemption from having vehicle insurance in the uk. The downside to it is that you must lodge a £500,000 bond with the exchequer, or something like that.
(mcnelson, Thu 21 Feb 2008, 13:12, closed)