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# right:
Friday evening, The present Mrs. Architect has a small prang in the car, nothing major, she just reversed and caught the front wing and drivers side door of a peaugeout 306.
Small dent, and scrape along side. Swapped insurance details.
Saturday morning, rang up Direct Line. Went through all the gabble over what had happened.
'But Lo'! They cry 'The Present Mrs. Architect isn't on the insurance policy'!
As you can imagine, alarm bells start ringing.
I went on to explain that I knew she was because I had rung on XX date, at roughly XX time (The BT bill proved this) spoke to XXX operator and organised TPMA to be put on the insurance because I had my ankle in plaster, therefore could not drive.
They ummmed and ahhhhed, and wouldn't budge, until I asked them to find the telephone recording of it, and asked for a transcript.
3 hours further on, they came back - full of apologies, and retrospectively put her on the insurance, they had indeed f*cked up 5 weeks previosuly, and hadn't put the info through properly.
it was worrying as she was driving for 5+ weeks without insurance!
Then, saturday afternoon, the driver's side door gets stuck in the 'locked' position - a completely unrelated incident, that takes an hour to get sorted, but not before I have to drive back home with TPMA in the seat behind me holding the drivers side door to as it won't shut... Thankfully its fine now, and was easily recitified
Sunday... oh it doesn't end here. The side which TPMA 'pranged' (although to be honest, it was just a small dent, the result of reversing at 3mph) decides to play up with the exhaust, and now I need to spend £250 on a new exhaust cat. and pipe - which now won't be available until tomorrow. GAAAAAAAAAH!
(, Mon 8 Dec 2008, 10:32, archived)
# Oh you poor sod.
Hope things work out soon. :)
(, Mon 8 Dec 2008, 10:35, archived)
# I'm glad I now just run a very cheap and cheerful old car
- The roads in this part of the world don't really warrant anything but a cheap and cheerful old car,
and the price for the exhaust isn't too bad, all things considered, but the direct line thing really wound me up.
(, Mon 8 Dec 2008, 10:36, archived)
# Without wanting to offend call-centre staff present
It's almost the default position to be in before they've answered the phone. Especially after a problem like that.
(, Mon 8 Dec 2008, 10:38, archived)
# I've worked in call centres as a student - 2 years of it, and I have great sympathy for what they go through.
As well as sales, I was also elevated to the lofty position of debt receovery for Great universal back in student days of old.
- Now THATS an area that requires balls of steel and nerves to match.

BUT, when the chap at the other end of Direct Line - appropriately named 'Sham' says 'Well, you can't claim because she's not insured and then goes on to joke 'Well, good job she didn't get stopped by the coppers, innit"! it just elevated my normal 'composed' demeaour - but I didn't shout - oh no.
(, Mon 8 Dec 2008, 10:41, archived)
# Good skills
*hugs*
(, Mon 8 Dec 2008, 10:44, archived)
# Ayayay, debt recovery- you poor man.
As of yet I've never been involved in it, although the salary for a DR agent is about £5 grand above mine, it seems. At least.

Sorry to hear of your woes, chap.
(, Mon 8 Dec 2008, 10:44, archived)
# It's frightening. We're going back to '96/'97 here.
worst case scenario dealt with:
Women had catalogues - lots of them - all owned by Gt. Universal (Kays, GU, etc etc)
total credit allowance - £65,000.

She had run up the ENTIRE allowance after building up that credit over 20+ years in a little over 3 months, then didn't pay. It got aound to us, and me specifically.
"But I can't afford to pay all that per week" she wailed.
"What CAN you realistically afford"? I reply.
"£5 a week, no more" - and at the time, we were legally obliged to accept that. She knew it, and we knew it, and it was left at that...
It's no f*ckin wonder the country has ended up in the state it is.
(, Mon 8 Dec 2008, 10:48, archived)
# blimey! O_O
(, Mon 8 Dec 2008, 10:51, archived)
# I'm not sure if the law has changed now, I hope to god it has,
but at the time, the minimum repayment we could accept, which covered ANY debt, was £5 per week.
The interest on that amount alone meant she'd never pay it off, and probably end up with double the debt by the time she died.
(, Mon 8 Dec 2008, 10:52, archived)
# Arg....
and I thought I was bad for having spent a total of £452 on my credit card.
(, Mon 8 Dec 2008, 10:52, archived)
# heh
the first credit card I had, I spent like crazy on it, 2 grand in about 3 weeks

took me four years to pay it off

good way of being taught not to get into debt
(, Mon 8 Dec 2008, 10:57, archived)
# I've decided mortgage doesn't count as debt
so I'm still doing alright.... :D
(, Mon 8 Dec 2008, 10:58, archived)
# hahah yeah
mine's gone right down though, so I'm happy
(, Mon 8 Dec 2008, 11:01, archived)
# Cunt!
I just signed up for another 2 years fixed rate about a month ago :(

But yeah, I agree with Cpt. W - the mortgage is the only debt that I ever want to have...
(, Mon 8 Dec 2008, 11:08, archived)
# No it isn't.
Not in my team anyway. However I've never worked for an insurer.
(, Mon 8 Dec 2008, 10:43, archived)
# Insurance companies are such fuckers
Lady S' wouldn't give her the courtesy car she was suppossed to get when cunts smashed her windows because it would take 48 hours to arrange it... the same 48 hours it took to get the car sorted
(, Mon 8 Dec 2008, 10:38, archived)
# That's not good!:(
Well you'll have to get a couple more images in The Sun!

Talking of which how fucking cheeky is this!!!

Totally unshopped. This is what happens if you right click on an image on the Sun site.

(, Mon 8 Dec 2008, 10:40, archived)
# Hang on.
Isn't lying about copyright ownership all against the law and that?
(, Mon 8 Dec 2008, 10:45, archived)
# Not if you're a large corporation and ownership is not to another large corporation aparantly.
(, Mon 8 Dec 2008, 10:48, archived)
# hmmm, dare we have an anti-murdoch compo?
(, Mon 8 Dec 2008, 11:00, archived)
# I think you could really be that specific
I think it'd have to be generally against the entire A Team.
(, Mon 8 Dec 2008, 11:03, archived)
# THAT'S MINE
THAT'S MINE
(, Mon 8 Dec 2008, 10:46, archived)
# Silly Bela
It clearly says it belongs to News Group Newspaper LTd. How can it be yours?
(, Mon 8 Dec 2008, 10:49, archived)
# pff the old right-click trick
how cunning! how will people ever get rou...oh, Ctrl+Print Screen
(, Mon 8 Dec 2008, 10:53, archived)
# Can you rally do that?!
I've been using tracing paper!
(, Mon 8 Dec 2008, 10:55, archived)
# In the advanced javscript settings in firefox
You can disable a website's ability to replace context menus, so even though you still get that message displayed, the right-click menu then appears and you can save it as normal.

(, Mon 8 Dec 2008, 11:05, archived)