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This is a link post Moron takes out loan - doesn't keep up with repayments.
Is surprised when her credit rating gets fucked. Millenials, eh?
 Title:
'Buy now pay later messed up my credit score'


 (Huw Edwards Digital ID is fine, shut up, Mon 11 Nov 2019, 13:22, Reply)
This is a normal post It's great when thick cunts go crying to the news
So all the world can see how thick they really are
 (I helped save b3ta! Fadgebadger Sweaty sumo wanks for everyone!, Mon 11 Nov 2019, 14:06, Reply)
This is a normal post The photo was a giveaway as to how it happened.

(I helped save b3ta! wheresthefish Partly filled with wrong, Mon 11 Nov 2019, 15:15, Reply)
This is a normal post Thank god there's a company out there that will let me split up my £35 purchase into four affordable monthly installments
It'll save me the headache of stressing over whether I really need to buy this dress or not while I've got fuck all saved up
 (97800, Mon 11 Nov 2019, 17:52, Reply)
This is a normal post You can't blame her for emulating her heroes: also from the same site
www.bbc.co.uk/news/technology-50377406

I like to appear authentic by being a bastard on here. I'm also incredibly paranoid. Ain't social media great? IT ISN'T MY FAULT THAT I DID IT!

End of days, I tells ya.
 (suvrad now hopes he’s given you covid-22 on, Mon 11 Nov 2019, 18:13, Reply)
This is a normal post What the fuck is all this utter bollocks

(97800, Mon 11 Nov 2019, 18:22, Reply)
This is a normal post Yes it is all utter bollocks
But I bet both of them self promoting pricks make considerably more money than me for mincing about online all day. It's fucking crazy.
 (suvrad now hopes he’s given you covid-22 on, Mon 11 Nov 2019, 18:35, Reply)
This is a normal post If you can ignore the income side of it, comfort yourself with the fact that there's now a whole generation out there incapable of doing an actual job.
In the real world you have the advantage over someone with "YouTube Eyebrow Guru" on their CV to explain why they've been a shut-in for the last 5 years.
 (97800, Mon 11 Nov 2019, 19:20, Reply)
This is a normal post they wouldn't know one end of a telephone-sanitising sachet from the other!

(ozof, Mon 11 Nov 2019, 22:12, Reply)
This is a normal post Have these people been born into some bubble devoid of reality and the real world?
"Like it's so unreal and not fair, and I told my Dad to help and he said like I need to like get a grip and I was like adopted anyway so I can like fuck off."
 (I helped save b3ta! spazzcaptain Misses Valin @, Mon 11 Nov 2019, 20:39, Reply)
This is a normal post You'd be amazed at how many people need a book with rules to function...
And by book, I mean something like "Total Money Makeover".
It´s basically the common sense my gramps slapped into me, but I'll save you 1£ from the bargain bin by giving you all the main points without the born again Jesus crap:

- Pay housing, food and stuff for survival/work first.
- Pay the rest with what is left.
- Do a fucking budget, a 0 based preferably, stick to it.
- Don't have money for shit, save up or don't get it.
- Factor in risk when doing financial stuff.
- A high credit score is not used by all banks, I mean some of them ask for income, assets and the like, at a face to face meeting before even thinking of setting up a mortgage.

Then, if you fucked up and are trying to get out of the hole:
Step one:
- Get current on your debts, don't get new ones. Leasing or renting stuff is stupid expensive, don't fucking do it, be it cars or handbags.
- Live like a poor student with no money.
- Get a second job temporarily - max out overtime, rent your Gran on Gumtree, sell cat portraits on ze internets.
- Sell all the crap you don't use.
Step two:
- Save up 1000£ as minimum emergency fund.
Step three:
- Pay off your debts starting with the smallest one or the taxman (don't wait to pay off mortgage for next step).
Step three:
- Save up 3 months of expenses for a ermergency fund, Xmas or a date is NOT A FUCKING EMERGENCY.
Step four:
- Start saving for a down payment on a house, start putting a bit extra on the retirement account etc. live normally YOU FUCKTWAT WITH A LIP PIERCING.

I mean, its not fucking rocket science.
 (smellysamlyingcable Seaman on, Mon 11 Nov 2019, 22:00, Reply)
This is a normal post Yeah but I need to go clubbing every night for my mental wellbeing

(97800, Mon 11 Nov 2019, 22:34, Reply)
This is a normal post Well
At least sell the fresh seal pup pelts on Etsy and eat the meat,
 (smellysamlyingcable Seaman on, Mon 11 Nov 2019, 22:36, Reply)
This is a normal post
seal staffie
 (I helped save b3ta! FeralCatMan Unusual disease collector., Mon 11 Nov 2019, 23:46, Reply)
This is a normal post Is the skin worth anything on those?
The gory clubbing vids might be worth a bob or a penny on the black market. Maybe.
 (smellysamlyingcable Seaman on, Tue 12 Nov 2019, 17:20, Reply)
This is a normal post
What about "I felt sad so I bought myself a new iPhone"?
 (I helped save b3ta! evil_andy Stick stick stick stick sticky sticky stick stick, Wed 13 Nov 2019, 14:44, Reply)
This is a normal post OK Boomer

(I helped save b3ta! Varmint, Wed 13 Nov 2019, 20:33, Reply)
This is a normal post She looks like one of those plastic monkeys that can suck their thumb.
Still, I'm sure all that shit in her face went on credit, so she didn't have to pay up-front to make herself look like a cheap sex doll.
 (Plague Hedgehog 'posting crap', Tue 12 Nov 2019, 22:41, Reply)
This is a normal post I think that's one of those instansap filters, Grandad.

(Huw Edwards Digital ID is fine, shut up, Tue 12 Nov 2019, 23:50, Reply)
This is a normal post It's called base.
And she layered said base with the back of a spade.

Looks like a badly rendered bunker.
 (smellysamlyingcable Seaman on, Wed 13 Nov 2019, 13:52, Reply)