I can't afford to extend my lease and it is dangerously low: 60-something years.

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 10:49, 2 replies, latest was 15 years ago)

well ok that's not ideal
because nobody who needed a mortgage would be able to buy it, as the banks wouldn't lend on it. and you need to have owned for 2 years to be able to extend.

but if you wanted to sell before you can afford to extend, you could always serve your extension notice and then transfer the benefit of the notice to the purchaser. it will be a bit harder but not disastrous!
( rachelswipe with a fork, Fri 4 Feb 2011, 10:52, Reply)

Thank you. I may have to,

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 10:52, Reply)

can you free up some equity?
although that is a dangerous slippery slope
( rachelswipe with a fork, Fri 4 Feb 2011, 10:58, Reply)

I have remortgaged about three times since i bought it.
I owe £33k more for it than I paid for it ten years ago.
( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:02, Reply)

ok yeah don't do that
equity is like having a blank chequebook, it's v dangerous.

there must be something else you can do. how about a temporary part time thing - you can earn quite a lot of money proof reading, for example, and your SPAG is immaculate??
( rachelswipe with a fork, Fri 4 Feb 2011, 11:06, Reply)

SPAG?

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:07, Reply)

Spelling, punctuation and grammar

( Labia Majora You keep on talking but it makes no sense at all, Fri 4 Feb 2011, 11:08, Reply)

Spelling and Grammar
I'd guess.
( Kroney, Fri 4 Feb 2011, 11:09, Reply)

BOL!

( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 11:11, Reply)

G Z is my guess.
( JeffTheDogFucker Can you dig it?, Fri 4 Feb 2011, 11:11, Reply)

My SPAG is fucking magnificent.

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:11, Reply)

I bet you put chicken livers in it.

( G/PP 💩💩💩💩💩&#128, Fri 4 Feb 2011, 11:21, Reply)

Foie gras, old boy, strictly foie gras.
Did I ever tell you how I came to be so poor?
( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:27, Reply)

MASSIVE DRUGS

( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:30, Reply)

Monty
you're already really old, you're not going to live another 60 years, so why worry?
(Bazongaloid, Fri 4 Feb 2011, 10:53, Reply)

I'll be dead within 5 years
but I really don't want to spend those years living in a tent.
( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:03, Reply)

It was good enough for Moaty

(Bonzodog29 is an unemployed sponge of the worst kind, Fri 4 Feb 2011, 11:15, Reply)

He had two properties though.
You are forgetting about the storm drain.
( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:21, Reply)