insurance premiums
Are based on facts and calculated risks. It has nothing to do with discrimination, it just looks that way.
(dozers, do fuck off ur a nob m8, Tue 1 Mar 2011, 9:11, 2 replies, latest was 15 years ago)

they aren't based on anything
they are made up, on a case by case basis.
( Vipros. clever got me this far, then tricky got me in, Tue 1 Mar 2011, 9:13, Reply)

nope.
See above. A range of risk factors which apply to the driver in question.
(dozers, do fuck off ur a nob m8, Tue 1 Mar 2011, 9:18, Reply)

Of course it's not actual discrimination
I know exactly how it works, but I'm saying insurance companies aren't allowed to use education, intelligence, race etc to compile premiums so why should they be allowed to use sex? it's still unfair.
( the mighty badger Aphrodite, on a bar stool, by your side, Tue 1 Mar 2011, 9:17, Reply)

Stop whinging.
Women are discriminated in other things too.
( girlinthehole, Tue 1 Mar 2011, 9:19, Reply)

I'm not whining.
I genuinely think it's a very important point. And in most areas (not all, granted, but most) where women are discriminated against they have at least methods of recourse. This has just been an arbitrary punishment for being born with a cock for about 15 years now.
( the mighty badger Aphrodite, on a bar stool, by your side, Tue 1 Mar 2011, 9:22, Reply)

they probably do use ethnicity to a degree.
Just as a contributory part of one of the risk profiles.
(dozers, do fuck off ur a nob m8, Tue 1 Mar 2011, 9:19, Reply)

they most certainly don't, because they aren't allowed to ask.

( the mighty badger Aphrodite, on a bar stool, by your side, Tue 1 Mar 2011, 9:22, Reply)

fair enough then.

(dozers, do fuck off ur a nob m8, Tue 1 Mar 2011, 9:24, Reply)

They just look at the names.
Messrs Singh, Patel and N'kumu are unlikely to be Klansmen.
( Monty Boyce, My cheese game is strong, Tue 1 Mar 2011, 9:25, Reply)

Unless they are under cover as happened in Blazing Saddles.

(Tugnut Ex of this parish, Tue 1 Mar 2011, 9:29, Reply)

You're also discriminated by where you live.
Surely this is wrong also?
( girlinthehole, Tue 1 Mar 2011, 9:26, Reply)

Even insurance brokers know the North smells of coal and tears.

( Monty Boyce, My cheese game is strong, Tue 1 Mar 2011, 9:28, Reply)

I will have you know the North smells lovely
without a trace of "jellied eel"
( sporters I’m sincerely gratitude to you, Tue 1 Mar 2011, 9:30, Reply)

You can choose where you live.
You aren't born with an address. Also, if the area you live in has high car theft, that's not something you can effect one way or another. Every car is at more or less equal risk. Whereas not all men drive like cunts.
( the mighty badger Aphrodite, on a bar stool, by your side, Tue 1 Mar 2011, 10:01, Reply)

If you follow this up by saying you can choose your sex now
I think we can all agree the internet has won again.
( the mighty badger Aphrodite, on a bar stool, by your side, Tue 1 Mar 2011, 10:02, Reply)