facing up to your problems, particularly financial ones will be painful
but not as painful as the consequences of ignoring them.

/dad
( Naked Ape call me Caitlyn, Wed 22 May 2013, 11:03, 1 reply, 12 years ago)

Aye, this is true
Fact is, I'm now in a situation where things can't get worse, but they can't particularly improve either. It's why I've gone to my parents, I can't keep living like this.
( Agnostic Antichrist Baltimora, Wed 22 May 2013, 11:08, Reply)

Stop spending all your money on Doritos and playstation games.

(Set your faces to Stunned Bigly, Wed 22 May 2013, 11:09, Reply)

I bought 4 360 games for £1.50 the other day, having traded in some old DVDs and games
Was rather pleased with that.
( Agnostic Antichrist Baltimora, Wed 22 May 2013, 11:10, Reply)

You are on a slippery slope.
Hold on. You are in a room.
(Set your faces to Stunned Bigly, Wed 22 May 2013, 11:12, Reply)

I thought you were on the mend?

( Naked Ape call me Caitlyn, Wed 22 May 2013, 11:12, Reply)

this^

( sporters I’m sincerely gratitude to you, Wed 22 May 2013, 11:13, Reply)

I was, then a few months of my living situation going to shit meant I stopped paying attention to repayments, paying only the absolute minimum
Things have improved now, but without a hand, it'd be very difficult for me to sort anything.
( Agnostic Antichrist Baltimora, Wed 22 May 2013, 11:18, Reply)

All your repayments should be automatic

( Naked Ape call me Caitlyn, Wed 22 May 2013, 11:20, Reply)

They are, but I was sticking extra on top
I stopped doing so.

As I say, complete fucking idiocy.
( Agnostic Antichrist Baltimora, Wed 22 May 2013, 11:21, Reply)

so how much do you actually owe?

( Naked Ape call me Caitlyn, Wed 22 May 2013, 11:26, Reply)

£30

( tangledupinblue hairy badge with moving eyes, Wed 22 May 2013, 11:26, Reply)

tee hee

( Naked Ape call me Caitlyn, Wed 22 May 2013, 11:27, Reply)

Less than £900

( Agnostic Antichrist Baltimora, Wed 22 May 2013, 11:33, Reply)

That's fuck all.
Just get pretend upset at battered online and he'll pay you off.
(PsychoChomp, Wed 22 May 2013, 11:34, Reply)

tbf he could buy a house in Skem for that

( Naked Ape call me Caitlyn, Wed 22 May 2013, 11:34, Reply)

Within a couple of miles of my old house
www.rightmove.co.uk/property-for-sale/property-34129277.html/svr/3109;jsessionid=B1B13537744F246D45044958DF0D1D50
( Agnostic Antichrist Baltimora, Wed 22 May 2013, 11:36, Reply)

naff all mate, you'll be fine. You probably just need to refinance sensibly

( Naked Ape call me Caitlyn, Wed 22 May 2013, 11:34, Reply)

Aye, that's the intention
It's why I went to my parents, as I know they can give me a hand towards it, and help me to find ways of saving money. Just not particularly looking forward to it.
( Agnostic Antichrist Baltimora, Wed 22 May 2013, 11:35, Reply)

No worries.
Who is it owed to?
(Set your faces to Stunned Bigly, Wed 22 May 2013, 11:36, Reply)

Overdraft and credit card

( Agnostic Antichrist Baltimora, Wed 22 May 2013, 11:37, Reply)

Overdrafts don't count.

(PsychoChomp, Wed 22 May 2013, 11:38, Reply)

they do if they are unarranged and you are being charged

( Naked Ape call me Caitlyn, Wed 22 May 2013, 11:39, Reply)

What bank account doesn't have at least a £500 arranged overdraft?

(PsychoChomp, Wed 22 May 2013, 11:40, Reply)

It's arranged, still being charged for it. Just gets annoying if/when I go over it.

( Agnostic Antichrist Baltimora, Wed 22 May 2013, 11:42, Reply)

900 quid?
Ahahahahahhahaha I wish I only owed 900 quid! If My credit cards and overdrafts were less than 900 quid I'd be loaded.
( Peej, Wed 22 May 2013, 11:40, Reply)

When you owe SIXTY GRAND like me, THEN we'll talk

( Monty Boyce, My cheese game is strong, Wed 22 May 2013, 11:53, Reply)

*calculates*
Erm, about £45k for me
( sporters I’m sincerely gratitude to you, Wed 22 May 2013, 11:54, Reply)