I'm slowly clawing my way out
This summer I'll have paid off my car completely, so that'll help.
( Labia Majora You keep on talking but it makes no sense at all, Fri 26 Nov 2010, 9:53, 1 reply, 15 years ago)

I've got a bugeting app on my phone
I'm putting every tiny thing that I spend on my phone. Because it's a bit of a pain in the arse it puts me off buying shit I don't need.
(PsychoChomp, Fri 26 Nov 2010, 9:55, Reply)

Good idea, might look into that
I set up a second account which I chuck 50-100 quid a month into, plus birthday/christmas moneys. It's my "Oh shit" fund, rather than relying on overdraft/credit card if something happens, like the car troubles I had earlier in the year.
( Labia Majora You keep on talking but it makes no sense at all, Fri 26 Nov 2010, 9:58, Reply)

i really really should do this
my "oh fuuuuuuuuuuuck fund" is currently my dad, the banker of last resort.
( rachelswipe with a fork, Fri 26 Nov 2010, 10:00, Reply)

I had two bank accounts for exactly that reason while i was saving for this trip.
I had my online one, and my savings one. the online one was great because it wasn't linked to my card so I couldn't withdraw from my trip savings unless i transferred money.
(Poppet some assembly required., Fri 26 Nov 2010, 10:01, Reply)

I've started my Australia holiday fund
there's £85 in it at the moment. Won't even get me on the plane but I'm still quite proud of it.
(Spitz, Fri 26 Nov 2010, 10:08, Reply)

Pfft
even a taxi from your house to Manchester airport will probably cost a third of that!
(berk, Fri 26 Nov 2010, 10:14, Reply)