Car insurance...
Nuff said.
(Vinnie Strokes Got bummed on, Thu 30 Sep 2010, 20:58, 8 replies)

Well that rather depends doesn't it...
I was certainly glad of it when a high-speed pensioner (well it was in Essex...) slammed into the back of the car I'd had for a mere four months; writing it off and giving myself and my lovely lady wife some serious whiplash in the process.

Yes, it's expensive, but it's a damn sight cheaper than having to buy a new car after four months.
( Sonic James Doom forgetting the date since... umm..., Thu 30 Sep 2010, 21:08, closed)

I've just bought my first car...
for £120. It's costing me £900 to insure it as I have no *car* no claims discount, and even though I have shedloads of NCD from my years on motorbikes, they won't take that into consideration. Cunts!
(Vinnie Strokes Got bummed on, Thu 30 Sep 2010, 21:22, closed)

bikes != cars
(they take a lot more concentration and carry a bigger risk of injury and/or death if things go wrong. I know.)
if you can find somewhere that does combined 2 vehicle insurance that will also insure your bike, it could well be worth asking if they would consider your bike NCD as valid. good luck with it, though, I've not found anywhere that will let you transfer NCD in either direction across the 2/4 wheels divide.

I assume the thinking is that a long-term car driver who starts on bikes probably hasn't a clue how quickly a bike can hit a tree and how much it hurts to do that without a cage and airbags, so they are more likely to have a series of idiocy-crashes until they settle down or give up.
From bikes to cars, until you get used to the pulling out of junctions thing needing scheduling a couple of days in advance in your calendar, the fact that you have a heck of a lot of extra metal attached to your left hand side, noisy mates in the back or passenger seat, etc, you are assumed to carry a bigger risk of hitting things.
( evilstevie misses the Orange Place of late, Fri 1 Oct 2010, 12:55, closed)

don't fuckin' start that shit!
it's cunts that won't pay for it that cost us honest injunns so much every year.
and as for that time when my brand new xr650 got robbed...
( blaireau69 , the Cumbrian Travis Bickle., Thu 30 Sep 2010, 21:36, closed)

Where I live
if you're pulled over and have no insurance, you lose your license. Driving without insurance is illegal, which is a bit annoying.
(TheWonderfulWombat It came to me in a dream., Fri 1 Oct 2010, 5:02, closed)

its a bloody good plan if you ask me.
( enoughblueskyforsailorstrousers, Fri 1 Oct 2010, 5:43, closed)

Driving without insurance is illegal here too.
Doesn't stop 5% of the car-driving population doing it, though.

Think about that when you're next driving - one in 20 of the cars you can see ain't covered if it hits you. They're the ones more likely to hit something, possibly you, too.
(WillI'mNot logs in twice a year, every year, Mon 4 Oct 2010, 0:16, closed)

Nuff's Ed! Nuff's Ed!
Woo!
(MrOli is ugly, but in the morning you will be sober, Fri 1 Oct 2010, 13:22, closed)