A magic cash machine
I often had to use the local cash machine in the corner shop that charges £1.75 to withdraw money. On one occasion I went down and took out £200 to make the charges worth while. When I got home, I thought the wad was a little large so counted it and realised I had £400. I had a receipt saying I'd taken out £200.

I told three of my friends who lived close by and they gave it a go too. We all got double the amount out - the machine was clearly faulty. Windfall!

However, we all also played it cool. We didn't keep going back, we only went the once and we didn't tell everyone either. On checking our bank accounts, we found that we'd all got away with it.

To this day, we've never been asked for it back!

WIN!!!
( camp freddy well, would you look at that!, Fri 11 Feb 2011, 18:31, 17 replies)

I hope this is BS
If not, you should be ashamed.

Ripping off a sole trader to the tune of £800 in this economic climate, and not informing them of the problem? You know the retail margins on fags, papers and booze will barely cover the rent and rates on a corner shop?

And I know, it's the owner's fault for loading £20s into a £10 cassette... but if you'd been given £100 and charged £200, would you still have got 3 mates to do it too?
(TheJacksonSixth, Fri 11 Feb 2011, 20:40, closed)

....
...you realise the shop owner doesn't actually stock the machine with his own money, right? Or, indeed, have any access to the machine whatsoever?
( Happy Phantom has been to Hastings, Brighton, and Eastbourne too, Fri 11 Feb 2011, 21:45, closed)

Do some research...
...because you're wrong. Not everything involving money involves big banks out to screw the little guy.

If it's a bank-branded ATM, it will be stocked and serviced by the bank.

If it's an ATM that charges a fee (typically in sole-trader type environments, clubs, pubs, etc) they can be either "self fill" or "managed"... the choice:

Self-Fill
Almost all that you see in one-man-band/sole trader outfits are self fill, as these provide small traders with a nice way of getting rid of notes without incurring expensive charges to deposit at the bank (around £0.80-£1.00 per £100), or the risk of holding cash and taking to bank, and a diversified income stream never hurt anyone.

Managed
The ones you see in clubs/pubs are typically managed - these actually give either very little, or no, direct revenue to the establishment (the ATM manager take the fee), but are liked as they give punters access to funds which (hopefully) they can then spend at the bar.

www.infocash.co.uk/menus/main.asp
www.yourcash.com/
(TheJacksonSixth, Fri 11 Feb 2011, 23:09, closed)

Yes, I did - but thanks for being a patronising cunt. The vast majority of those not directly stocked by the bank are owned by some outfit called BankMachine, who do not seem to offer self-fill (and are, incidentally, on record as having made this mistake more than once, taking full responsibility, and not pursuing those who took advantage). Your links seem to be two two relatively minor smallfry, and frankly, can be safely ignored.

Now, your much-vaunted research - what proportion, do you think, are stocked by the cornershop owner? I'm going to go with 'practically none', as every single one I've ever seen has been prominently branded - but please feel free to reeducate me if you know any different.
( Happy Phantom has been to Hastings, Brighton, and Eastbourne too, Sat 12 Feb 2011, 0:53, closed)

Bankmachine market themselves to "large" organisations (councils, universities, regional convenience chains, etc) and probably have market share. And yes, they are managed, and the organisations they position themselves against prefer this as they have better pricing at banks for their notes, operate primarily non-cash environments, or are simply to large to have any adequate control over a self-fill machine

Sole traders will almost all use self-fill for the reasons outlined previously, and Hanco is actually a very big name in this market (subsequently subsumed into YourCash somehow).

The corner-shop aspect suggests a sole-trader, which suggests self-fill. Although I guess it's possible the corner shop in question was a Sainsbury's Local, in which case ripping off the bank-provided ATM is fine and dandy.
(TheJacksonSixth, Sat 12 Feb 2011, 1:25, closed)

it was a branded large chain of cashpoints
it was clearly malfunctioning.

Get over yourself you twat, clearly I would only keep it if it wasn't owned by a large company. I think the shop assistant got money out as well so calm down.
( camp freddy well, would you look at that!, Sat 12 Feb 2011, 10:03, closed)

If you're such a dozy twat you can't even put the right notes in the right cassette, then frankly you deserve all you get.

( The Mock TurtIe ™ --- Thinks you are a cunt, on, Sat 12 Feb 2011, 0:12, closed)

There's always some moaning cunt wringing their hands about stories like this

(mymilkshakebringsallthemongstotheyard poison hearts, poison minds - joining hate, Sat 12 Feb 2011, 13:48, closed)

Right then, we've been looking for you lot. Hand it back, that's a good lad.

- ATM Police
(danalan Pretty good, for an amateur., Fri 11 Feb 2011, 20:44, closed)

!
Arse to mouth police?
( browser still relating boring anecdotes into a void on, Wed 16 Feb 2011, 13:28, closed)

The nearest cashpoint to my old house didn't work very well, and was out of service more often than not.
When it did work, one peculiar quirk it had was that it'd sometimes credit your account with what you'd just withdrawn instead of debiting it.
( The Mock TurtIe ™ --- Thinks you are a cunt, on, Fri 11 Feb 2011, 23:29, closed)

This happened in Dundee a few weeks ago- was in the news and everything. The company wrote the money off since no-one came clean.
(dna_girl, Sat 12 Feb 2011, 1:12, closed)

There's probably a joke about Dundee being a stinking shitehole in here somewhere...
(hairybuddha, Sat 12 Feb 2011, 1:43, closed)

You won't find it
Because its a stinking shit hole

And hole is empty sapce
(lemonadegame, Sat 12 Feb 2011, 3:42, closed)

Sapce?
(hairybuddha, Sat 12 Feb 2011, 10:07, closed)

I've heard that one person owned up
He wrote the bank a nice letter saying they could have the extra £20 back.

As soon as they paid the £35 fee for him sending the letter.
( Andy_R At the third stroke, the time will be precisely, Sat 12 Feb 2011, 12:47, closed)

now that is funny

(Kip, Mon 14 Feb 2011, 15:10, closed)