*waves*
Up with the larks today?
( girlinthehole, Tue 1 Mar 2011, 8:56, 1 reply, 15 years ago)

I'm usually up and about by this o'clock
Rarely venture onto these shores this early though.

So, your car insurance is going to go up Blousie, what do you think about that?
( JeffTheDogFucker Can you dig it?, Tue 1 Mar 2011, 8:57, Reply)

That's ok .
I'll just start driving like a fucking boy racer and see how they like it.
( girlinthehole, Tue 1 Mar 2011, 9:01, Reply)

I thought you drove like that anyway!

( JeffTheDogFucker Can you dig it?, Tue 1 Mar 2011, 9:02, Reply)

Erm................
might do.
( girlinthehole, Tue 1 Mar 2011, 9:03, Reply)

For Bonza Boy-Racer Deals
Girls get onto Blousies' wheels!
( JeffTheDogFucker Can you dig it?, Tue 1 Mar 2011, 9:05, Reply)

yeah, but
I don't drive like a boy racer (on the road anyway) and I've never had an accident that's been my fault in 18 years of driving. Why should I be punished because I share genitalia type with some fucktards? If you tried to do insurance premiums based on ethnicity you'd be fucking slaughtered by the press and anti discrimination people so why is doing it based on sex acceptable?
( the mighty badger Aphrodite, on a bar stool, by your side, Tue 1 Mar 2011, 9:05, Reply)

'Nig-nogs are shit drivers. 25% off for Aryans'


Get onto 'Galliano's Wheels'
( Monty Boyce, My cheese game is strong, Tue 1 Mar 2011, 9:07, Reply)

Early contender for POTD

( JeffTheDogFucker Can you dig it?, Tue 1 Mar 2011, 9:08, Reply)

oh, well played there.

( the mighty badger Aphrodite, on a bar stool, by your side, Tue 1 Mar 2011, 9:08, Reply)

tying it back in to your question earlier
the Welsh cannot fucking drive.
( Vipros. clever got me this far, then tricky got me in, Tue 1 Mar 2011, 9:10, Reply)

To be honest I didn't even know women got cheaper insurance than men.
I thought it was just young lads who got blasted with high premiums.
( girlinthehole, Tue 1 Mar 2011, 9:10, Reply)

high premiums DF's semen
( Monty Boyce, My cheese game is strong, Tue 1 Mar 2011, 9:11, Reply)

chortles

( sporters I’m sincerely gratitude to you, Tue 1 Mar 2011, 9:12, Reply)

I seem to get mysteriously high insurance premiums, given that I have never crashed
people keep telling me it's because I'm under 30, but I'm fairly sure that is also bollocks.

My personal opinion is that the insurance companies just completely make it up on a case by case basis. I recall getting my first insurance and the cost ranged from £460 to about £1500. Fucking stupid.
( Vipros. clever got me this far, then tricky got me in, Tue 1 Mar 2011, 9:12, Reply)

My first insurance was £460 then the renewal (without any accidents, etc) was £1200

( sporters I’m sincerely gratitude to you, Tue 1 Mar 2011, 9:13, Reply)

ouch
I need to find out how much it's going to cost to insure my van when I get it...

I feel like I want to use a price comparison website, but I cannot bear to use confused or compare the market as a protest about their advertising.
( Vipros. clever got me this far, then tricky got me in, Tue 1 Mar 2011, 9:14, Reply)

I used confused.com last year and was confused
comparethemarket was good, I'd recommend them

*stifles urge to type simples*
( sporters I’m sincerely gratitude to you, Tue 1 Mar 2011, 9:16, Reply)

You either are under 30 or you aren't.
Why aren't you sure?
( Monty Boyce, My cheese game is strong, Tue 1 Mar 2011, 9:14, Reply)

stop deliberately misconstruing

( Vipros. clever got me this far, then tricky got me in, Tue 1 Mar 2011, 9:15, Reply)

And lose 50% of my 'act'?

( Monty Boyce, My cheese game is strong, Tue 1 Mar 2011, 9:17, Reply)

only 50% to go then.
And then these boards will be free of your menace.
(dozers, do fuck off ur a nob m8, Tue 1 Mar 2011, 9:21, Reply)

it's about 50% less for women then men in the 17-22 age group and across the board it's lower to some degree
Look, it's difficult, because insurance is based on risk assessment, and young men are the most likely to crash. But, statistically, it might well be young uneducated men, right? so why can't I get 25% off for my PhD? Maybe in certain postcodes it's statistically Asian drivers that have more accidents, so how about another 10% for being white? People would go mental if insurance discriminated on intelligence, eduation and ethnicity but somehow sex is OK? Never got that.
( the mighty badger Aphrodite, on a bar stool, by your side, Tue 1 Mar 2011, 9:14, Reply)

If it's men that are being discriminated against it's FINE.
I am more than a little bitter on this subject.
( Monty Boyce, My cheese game is strong, Tue 1 Mar 2011, 9:17, Reply)

I couldn't agree more
'Positive discrimination' bullshit.
( Labia Majora You keep on talking but it makes no sense at all, Tue 1 Mar 2011, 9:29, Reply)

Yeah - especially white middle class males who are the real minority in modern Britain!
*ticks another Daily Mail cliche from list.*
(Tugnut Ex of this parish, Tue 1 Mar 2011, 9:36, Reply)

Haha!
Fuck the Daily Mail, I'm against all forms of discrimination.
( Labia Majora You keep on talking but it makes no sense at all, Tue 1 Mar 2011, 9:37, Reply)

Well said brother.
(Or sister, transgendered individual, or person of undetermined sexuality.)
(Tugnut Ex of this parish, Tue 1 Mar 2011, 9:40, Reply)

The sex shouldn't matter! GAH!
You should have said "Well said, fellow human", but then that discriminates against Scientologists. Which I'm alright with.
( Labia Majora You keep on talking but it makes no sense at all, Tue 1 Mar 2011, 9:43, Reply)

No - all types must be acknowledged.
It is fascist to deny the existence of other forms of sexuality.
Scientologists - well they should be rounded up and gassed.
(Tugnut Ex of this parish, Tue 1 Mar 2011, 9:50, Reply)

Just telling it how it is, you couldn't make it up !

( G/PP 💩💩💩💩💩&#128, Tue 1 Mar 2011, 10:02, Reply)

I passed my test first time aged 26
I even got the Pass Plus under my belt, but if I'd been packing a vagina instead then I would have saved about 50%. As Vipros said, my initial quotes varied from £800 to £2k a year, on a car worth £3k that was parked in a garage over night in a nice quiet town.
Utter gouging cunts.
( Labia Majora You keep on talking but it makes no sense at all, Tue 1 Mar 2011, 9:34, Reply)

It's not about your car though, it's about the other persons.
If you crashed it into a buggetti or a nuclear truck or something, it'll be alright.
( G/PP 💩💩💩💩💩&#128, Tue 1 Mar 2011, 10:04, Reply)

insurance premiums
Are based on facts and calculated risks. It has nothing to do with discrimination, it just looks that way.
(dozers, do fuck off ur a nob m8, Tue 1 Mar 2011, 9:11, Reply)

they aren't based on anything
they are made up, on a case by case basis.
( Vipros. clever got me this far, then tricky got me in, Tue 1 Mar 2011, 9:13, Reply)

nope.
See above. A range of risk factors which apply to the driver in question.
(dozers, do fuck off ur a nob m8, Tue 1 Mar 2011, 9:18, Reply)

Of course it's not actual discrimination
I know exactly how it works, but I'm saying insurance companies aren't allowed to use education, intelligence, race etc to compile premiums so why should they be allowed to use sex? it's still unfair.
( the mighty badger Aphrodite, on a bar stool, by your side, Tue 1 Mar 2011, 9:17, Reply)

Stop whinging.
Women are discriminated in other things too.
( girlinthehole, Tue 1 Mar 2011, 9:19, Reply)

I'm not whining.
I genuinely think it's a very important point. And in most areas (not all, granted, but most) where women are discriminated against they have at least methods of recourse. This has just been an arbitrary punishment for being born with a cock for about 15 years now.
( the mighty badger Aphrodite, on a bar stool, by your side, Tue 1 Mar 2011, 9:22, Reply)

they probably do use ethnicity to a degree.
Just as a contributory part of one of the risk profiles.
(dozers, do fuck off ur a nob m8, Tue 1 Mar 2011, 9:19, Reply)

they most certainly don't, because they aren't allowed to ask.

( the mighty badger Aphrodite, on a bar stool, by your side, Tue 1 Mar 2011, 9:22, Reply)

fair enough then.

(dozers, do fuck off ur a nob m8, Tue 1 Mar 2011, 9:24, Reply)

They just look at the names.
Messrs Singh, Patel and N'kumu are unlikely to be Klansmen.
( Monty Boyce, My cheese game is strong, Tue 1 Mar 2011, 9:25, Reply)

Unless they are under cover as happened in Blazing Saddles.

(Tugnut Ex of this parish, Tue 1 Mar 2011, 9:29, Reply)

You're also discriminated by where you live.
Surely this is wrong also?
( girlinthehole, Tue 1 Mar 2011, 9:26, Reply)

Even insurance brokers know the North smells of coal and tears.

( Monty Boyce, My cheese game is strong, Tue 1 Mar 2011, 9:28, Reply)

I will have you know the North smells lovely
without a trace of "jellied eel"
( sporters I’m sincerely gratitude to you, Tue 1 Mar 2011, 9:30, Reply)

You can choose where you live.
You aren't born with an address. Also, if the area you live in has high car theft, that's not something you can effect one way or another. Every car is at more or less equal risk. Whereas not all men drive like cunts.
( the mighty badger Aphrodite, on a bar stool, by your side, Tue 1 Mar 2011, 10:01, Reply)

If you follow this up by saying you can choose your sex now
I think we can all agree the internet has won again.
( the mighty badger Aphrodite, on a bar stool, by your side, Tue 1 Mar 2011, 10:02, Reply)