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(, Sun 1 Apr 2001, 1:00)
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Bizarrely
I was looking on rightmove today at houses I could buy in London if I won the euromillions. It'd have a big garden (or roof terrace if in London) a pool, a gym, and a fucking awesome kitchen. It'd also have a room full of musical instruments and another room which is full of cushions and crazy lighting for getting wasted in. It'd probably be somewhere between Bristol and Bath - close enough to the M4 corridor to get to London or Bristol easily, but close enough to decent beaches that I could learn to surf.
(, Mon 11 Jul 2011, 20:23, 3 replies, latest was 14 years ago)
Oh yeah
I want a swimming pool too. I forgot that bit.
(, Mon 11 Jul 2011, 20:25, Reply)
Have a look at Kelston, that's between Bristol and Bath, see also Bitton
Apparently that twunt from Deal or No Deal lives there.
(, Mon 11 Jul 2011, 20:25, Reply)
What, the Banker?

(, Mon 11 Jul 2011, 20:26, Reply)
This is all massively reliant on me having millions of pounds to spend, you realise
ie, it'll never fucking happen. I'll be lucky to get on the property ladder before I'm 30, and even then it'll only be a poxy one-bed flat.
(, Mon 11 Jul 2011, 20:26, Reply)
30 is the new 20.

(, Mon 11 Jul 2011, 20:27, Reply)
Just to be clear, 36 is also the new 20.

(, Mon 11 Jul 2011, 20:27, Reply)
46 is the new 30.

(, Mon 11 Jul 2011, 20:29, Reply)
yay
I'm 19
(, Mon 11 Jul 2011, 20:35, Reply)
Paul Hardcastle lolz.

(, Mon 11 Jul 2011, 20:39, Reply)
It'll bloody have to be.
30 is a mere four years and a day away...
(, Mon 11 Jul 2011, 20:32, Reply)
Good work berk.
HAPPY BIRTHDAY FOR TOMORROW!!

Is TC taking you anywhere nice?
(, Mon 11 Jul 2011, 20:34, Reply)
We're going out for dinner and drinks with some friends on friday
tomorrow I will make risotto and he will bring cheesecake.
(, Mon 11 Jul 2011, 20:36, Reply)
Lovely.
Are you expecting a special gift, or do you think he'll take the cheap option and just present you with a gift voucher for a cheap tennis lesson?
(, Mon 11 Jul 2011, 20:38, Reply)
He was moaning incessantly that I'm hard to buy for
which isn't true at all, I'm ridiculously easily pleased. I gave him some ideas and he said they were all too cheap and boring, despite protestations that I'd be happy with just going out to dinner, or even just staying in for dinner if he brought the wine and the dessert. From what I know I suspect he's bought something fairly expensive but I haven't the first fecking clue what it is.
(, Mon 11 Jul 2011, 20:45, Reply)
He might get you a telly so he can watch Match of the Day when he comes over.

(, Mon 11 Jul 2011, 20:47, Reply)
I have a tv
I just don't have a license. Also, he doesn't like football.
(, Mon 11 Jul 2011, 20:50, Reply)
Well I'm sure you'll have a lovely time, and he'll have put lots of effort and thought into the day.

(, Mon 11 Jul 2011, 20:51, Reply)
^this
I hope he puts as much care into your birthday as you did into his. And he knows you a lot better now than you knew him back then.

Personally, I'm expecting at least diamond studded chocolate.
(, Mon 11 Jul 2011, 20:53, Reply)
I don't know what you're on about, I did FUCK ALL for Tennis Coach when it was his birthday.
I've never even met him.
(, Mon 11 Jul 2011, 20:57, Reply)
Why do you consider property ownership so important?
This is an open question to everyone by the way. It's one of these peculiarly English obsessions I've never understood.
(, Mon 11 Jul 2011, 20:28, Reply)
For my parents, the ability to sell up and move to a whole range of other places, and Independence from the state.
Also, Property ownership is in a wider sense the whole basis of modern economics.
(, Mon 11 Jul 2011, 20:30, Reply)
You do realise you can move to a whole range of other places and be independent from the state if you rent, yes?

(, Mon 11 Jul 2011, 20:33, Reply)
And, I suppose, to gain equity.
Ultimately, when a mortgage is paid off, people just like the thought of owning a house.
It also gives more of an Incentive to make the house look nice and decorate, add a loft conversion, conservatory.
Go down any council estate and you can tell which are the private houses.
(, Mon 11 Jul 2011, 20:38, Reply)
I don't, particularly
working in science, I'll never be earning enough to get a mortgage on my own for the kind of place I'd be happy to live in. So I've more or less given up on the idea, to be honest.
If I were to settle down and raise a family though, I'd prefer to own rather than rent as 1) a lot of rented places get funny about kids and babies, 2) I'd want the security of owning the place and being able to change what I wanted. You don't get that with rented flats, it's all magnolia and shit carpets.
(, Mon 11 Jul 2011, 20:32, Reply)
...and the landlord suing you
after they lied about the contract

or is that just me?
(, Mon 11 Jul 2011, 20:34, Reply)
For me it was purely the idea that i had the freedom to change the house to what i wanted.
When tied in to Landlords it's rare (at least around here) to be able to anything except put up pictures and maintain it as it is.
I was lucky to come in to some money, and thought, fuck it, it's not much more than my rent is now, and it will be fun to design a house fro the bottom up.
(, Mon 11 Jul 2011, 20:34, Reply)
It's not really that important.
But in the majority of cases, by the time you've paid off your mortgage, your house is worth considerably more than you'd have paid for it, meaning you've got an asset to leave to any kids you might have. Given that there is a lack of social housing, in years to come being of 'stock' that owns property will probably open more doors and opportunity than those who have to pay the market rate to rent somewhere.

Add to that, if you rent, you are paying rent for life. If you have a mortgage (aside from moves/remortgaging) you are technically 'rent free' after 25 years, which makes econimic sense.
(, Mon 11 Jul 2011, 20:37, Reply)
This
you basically pay the same amount, but after a bit you own it. Rent is dead money and all that.
(, Mon 11 Jul 2011, 20:41, Reply)
Yeap, and you're paying for someone else to own it more often than not.

(, Mon 11 Jul 2011, 20:44, Reply)
It could very much be both security and a millstone around someone's neck.
I know my expenses are halfed by buying a place and all the money resulting from the purchase of property, however, I have an initial outlay which oblitorates all of my savings which is just going on a mortgage. I guess it's like mass-purchasing, I'm buying like 20 year's (or whatever) rent in one bosh.
(, Mon 11 Jul 2011, 20:39, Reply)
It's becoming less so
And renting is far less of a social stigma than it was even twenty years ago.

In Belgium and Holland only about 25% of people ever own a home.

Naturally I'm a little biased here as my money comes from rented property...
(, Mon 11 Jul 2011, 21:05, Reply)
Yay! TD
How was Old Trafford? I managed to catch the highlights, it looked like the best game of the series.
(, Mon 11 Jul 2011, 21:06, Reply)
Yes that's the way it looked to me too.
It turned out that I didn't have a ticket, having been offered one in January and turned it down for Trent Bridge, which I didn't go to.
(, Mon 11 Jul 2011, 21:08, Reply)
Ouch.
That must have stung a bit.
(, Mon 11 Jul 2011, 21:09, Reply)
Found out on Friday night
When I rang my mate to find out where we were meeting.
(, Mon 11 Jul 2011, 21:11, Reply)
That's even worse.
Especially as you drove last time. Were you not tempted to go anyway and pick up a spare ticket outside?
(, Mon 11 Jul 2011, 21:19, Reply)
Considered it
But I'd have been paying silly prices and I have this odd thing that when I go to cricket I actually quite like to sit and watch it with my mates.

Also I got mightily ratted on Friday night.
(, Mon 11 Jul 2011, 21:26, Reply)
Do you have any other cricket trips in the pipeline?

(, Mon 11 Jul 2011, 21:28, Reply)
Twenty Twenty semis/final at Edgbaston in August.
Would like to have done one of the India tests but none of my happily married cricket-watching buddies could make them.
(, Mon 11 Jul 2011, 21:32, Reply)
Oh Berk, you're so gee oh gosh oh my, just downright, darn it, well, just simply swell.
I think I would also go for a nice place in central london with a swimmingpool and view of the thames and not more than 10 minute walk from Kensington High Street or maybe Oxford Street.
(, Mon 11 Jul 2011, 20:33, Reply)

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