Working....and looking at flats on TEH INTERWEBZ

( Monty Boyce, My cheese game is strong, Wed 21 Aug 2013, 15:03, 1 reply, 12 years ago)

I need an answer about whether I shall be forced into rental because of this fucking IVA
if not, I rather like the look of some high rise action in Hackney. 2 beds, 'gritty realism' and loads of square footage for under 180k, if I realised my max price this would mean I could get a 60k mortgage
( Monty Boyce, My cheese game is strong, Wed 21 Aug 2013, 15:06, Reply)

South...South...South
Whispers on the wind...
(Himjim died a little more inside on, Wed 21 Aug 2013, 15:07, Reply)

I just don't like it there pal

( Monty Boyce, My cheese game is strong, Wed 21 Aug 2013, 15:09, Reply)

*flounces*

(Himjim died a little more inside on, Wed 21 Aug 2013, 15:14, Reply)

Thanks for that HJ I now have BDP's "South Bronx" as an earworm*
*Actually as earworms go it's not that bad
( hartley hare Just some prick who thinks it doesn't apply to him, Wed 21 Aug 2013, 15:15, Reply)

Mortagge approvals are up massively, they are opening up again
definately worth a try, with your sized "deposit"
( Naked Ape call me Caitlyn, Wed 21 Aug 2013, 15:07, Reply)

yes but I cannot apply for - and will nto be given - a mortgage whilst I'm under this IVA
I won't be free from that til it's paid off. That won't be until my old flat is sold - so potentially I can't apply for a mortgage (still a question over whether I'd get one, or at least a reasonable one) until I'm out on DA STR33T5
( Monty Boyce, My cheese game is strong, Wed 21 Aug 2013, 15:11, Reply)

I see, so short term renter might be the answer
however you may want an adult to look after your £120k till you are ready to buy a new flat
( Naked Ape call me Caitlyn, Wed 21 Aug 2013, 15:13, Reply)

I NOMINATE CHOMPY

( Monty Boyce, My cheese game is strong, Wed 21 Aug 2013, 15:17, Reply)

I'm an adult

(PsychoChomp, Wed 21 Aug 2013, 15:17, Reply)

double lols here

( Naked Ape call me Caitlyn, Wed 21 Aug 2013, 15:17, Reply)

How do you mean rental?
Whether your mortgage lender will carry on with a mortgage loan after, you mean?
(Set your faces to Stunned Bigly, Wed 21 Aug 2013, 15:07, Reply)

That's a definite no.
I was told a new property = a new mortgage, even if the rate and duration and payments stay the same.
( Monty Boyce, My cheese game is strong, Wed 21 Aug 2013, 15:08, Reply)

Yes, that's right but you have a history with them is what we are really talking about.

(Set your faces to Stunned Bigly, Wed 21 Aug 2013, 15:10, Reply)

That's what I'm hoping, and am waiting for advice on

( Monty Boyce, My cheese game is strong, Wed 21 Aug 2013, 15:12, Reply)

What is a flat?

( MEATSNAKE Richard Hammond, Wed 21 Aug 2013, 15:09, Reply)

Get fucked

( Monty Boyce, My cheese game is strong, Wed 21 Aug 2013, 15:12, Reply)

It's ok, I looked it up on the world wide web. They are small homes for Londoners, and poor people everywhere else.

( MEATSNAKE Richard Hammond, Wed 21 Aug 2013, 15:16, Reply)

hahahaha

(Bonzodog29 is an unemployed sponge of the worst kind, Wed 21 Aug 2013, 15:37, Reply)

You shall forever be known as Pissy Lift.

(Set your faces to Stunned Bigly, Wed 21 Aug 2013, 15:08, Reply)

Depends whether I invite you round or not.

( Monty Boyce, My cheese game is strong, Wed 21 Aug 2013, 15:09, Reply)

I don't do council flats, love.
*euphemismlols*
(Set your faces to Stunned Bigly, Wed 21 Aug 2013, 15:10, Reply)

EX council I THINK YOU MEAN

( Monty Boyce, My cheese game is strong, Wed 21 Aug 2013, 15:12, Reply)

I believe they prefer the term "Formerly Local Authority"

( The Light in Chains don't touch the Pope's boner, Wed 21 Aug 2013, 15:16, Reply)

No such thing.
Once council, allus council. They were after all built for C.H.V.'s.
(Set your faces to Stunned Bigly, Wed 21 Aug 2013, 15:16, Reply)