Two cards, combined limit of £10k
Scares the shit out of me, as I'm further into that limit than I want to be, but am chucking a good chunk of change at it each month.
( Labia Majora You keep on talking but it makes no sense at all, Fri 26 Nov 2010, 9:46, 1 reply, 15 years ago)

Yeah that kind of puts mine
in to a bit of perspective, really...even with both my credit card and overdraft maxed (which they currently are til Monday) I only have a fraction of that debt!
(berk, Fri 26 Nov 2010, 9:49, Reply)

I live in my overdraft, have done since uni

( Labia Majora You keep on talking but it makes no sense at all, Fri 26 Nov 2010, 9:51, Reply)

Me to, I'm currently planning to be out of it by february.

(PsychoChomp, Fri 26 Nov 2010, 9:51, Reply)

I'm slowly clawing my way out
This summer I'll have paid off my car completely, so that'll help.
( Labia Majora You keep on talking but it makes no sense at all, Fri 26 Nov 2010, 9:53, Reply)

I've got a bugeting app on my phone
I'm putting every tiny thing that I spend on my phone. Because it's a bit of a pain in the arse it puts me off buying shit I don't need.
(PsychoChomp, Fri 26 Nov 2010, 9:55, Reply)

Good idea, might look into that
I set up a second account which I chuck 50-100 quid a month into, plus birthday/christmas moneys. It's my "Oh shit" fund, rather than relying on overdraft/credit card if something happens, like the car troubles I had earlier in the year.
( Labia Majora You keep on talking but it makes no sense at all, Fri 26 Nov 2010, 9:58, Reply)

i really really should do this
my "oh fuuuuuuuuuuuck fund" is currently my dad, the banker of last resort.
( rachelswipe with a fork, Fri 26 Nov 2010, 10:00, Reply)

I had two bank accounts for exactly that reason while i was saving for this trip.
I had my online one, and my savings one. the online one was great because it wasn't linked to my card so I couldn't withdraw from my trip savings unless i transferred money.
(Poppet some assembly required., Fri 26 Nov 2010, 10:01, Reply)

I've started my Australia holiday fund
there's £85 in it at the moment. Won't even get me on the plane but I'm still quite proud of it.
(Spitz, Fri 26 Nov 2010, 10:08, Reply)

Pfft
even a taxi from your house to Manchester airport will probably cost a third of that!
(berk, Fri 26 Nov 2010, 10:14, Reply)

it's a good feeling when you manage it
I've been sliding back into mine at the end of the month recently :-/
( Vipros. clever got me this far, then tricky got me in, Fri 26 Nov 2010, 9:54, Reply)

Same
I've whittled it down a bit since then, but I still get right up to the limit just before payday. The likelihood of me getting it down to nothing is laughable frankly, so best of luck to you, Chompy...
(berk, Fri 26 Nov 2010, 9:53, Reply)