One of my mates
And the only one of my mates that didn't go to uni, he had a full time job. This lad was pretty tight. We all worked part time and pulled in about £100 a week tops where he'd always make a point that he gets about £300-400 a week. If he went to a cash machine, he'd call you over to show you how much money he's got saved up (usually close to a grand). He lived with his parents (still does, as do his older siblings and one's nearly 40) and didn't pay rent. He'd come for a night out at our little uni town every Wednesday (our uni was in Ormskirk, we all lived there but are from Liverpool, about 30 minutes away). I'd have to pick him up every week or he wouldn't come down because the train was too expensive. Basically, he had money to burn where we were struggling a bit. The worst I've ever seen him for tight-arsed-ness was when a mate asked to borrow a tenner from him. He said fine and off they went to the atm. He got the tenner out and put it straight into his pocket. When questioned by our mate why he can't have the tenner he said he'd lend him, my tight mate answered, "oh, this is for both of us". Another time, I was on the receiving end. After a night out, we decided to head to China Town for an early morning feed. I'd just been issued with a new bank card that became valid after midnight. In my drunken state, I'd forgotten my new card and only had my old card which became invalid after midnight. I had the money in my account, but no way to access it. I ask my mate if he can shout me £20 and I'd pay him back tomorrow morning. He said he couldn't because he'd go into his over draft. Even after I explained to him how an over draft works, he flat out refused. Tight arsed prick. Good lad though
(Visionaryofthe1980s www.myspace.com/visionariesofthe1980s, Mon 27 Oct 2008, 2:58, 7 replies)

Why do you bother
being his friend? He sounds like a cock.
( Mrs Entity is in hiding., Mon 27 Oct 2008, 9:05, closed)

Not only that
but he sounds far enough away that it'd not be too hard to stop being his friend. Or cut down on it. Or at least make him pay for his own train fares.
( uberdeity Wondered why Owen Lars knew of the term "hell" on, Mon 27 Oct 2008, 10:17, closed)

He sounds a bit of a tool...
But more to the point, did you enjoy Edge Hill?

Hehe, I went to school in Ormskirk!
( Agnostic Antichrist Baltimora, Mon 27 Oct 2008, 11:35, closed)

and...
I live just down the road in Burscough. I feel a bash coming on
(MadBouncyDog Barking at the moon since, Mon 27 Oct 2008, 13:12, closed)

How an overdraft works
If you don't have a student account, you are charged interest as soon as you go overdrawn. This is assuming you have an agreed overdraft. If you don't, there is a fee for overdrawing in the first place.

He'd have been charged. It also would have gone on his credit history.

You're calling him a tightwad because he had basic financial sense while you couldn't even remember to pick up the right bank card before you got pissed.
( bloobloo, Mon 27 Oct 2008, 16:19, closed)

Oh do Fuck Off
I think we all know how an overdraft works.

From what I can glean from the story the geezer is 40 and lives with his folks RENT FREE.

Ffs I am sure twentys squids would not have fucked him over.
(never-right -getting it wrong since '78, Mon 27 Oct 2008, 19:15, closed)

In reply
I'm his mate because he is a good lad, just unreasonably tight sometimes. I did make him get the train in my last year at uni. I liked Edge Hill except the sports teams acted like they owned the whole town. He could defo afford £20. There's basic financial sense and then there's being tight to a mate who'd help him out if the roles were reversed. He's not 40, he's 25, but from the look of his home situation, he'll still be there when he is 40. His brother and sister are. But I understand, his mum's a legend of a cook.
(Visionaryofthe1980s www.myspace.com/visionariesofthe1980s, Tue 28 Oct 2008, 13:05, closed)