and then everyone who has a house that is suddenly worth substantially less than their mortgage can do what to find the balance, exactly?
( rachelswipe with a fork, Mon 21 Nov 2011, 11:40, 3 replies, latest was 13 years ago)

I'm going with 'go fuck themselves'

( Monty Boyce, My cheese game is strong, Mon 21 Nov 2011, 11:41, Reply)

Or get an IVA

( Fucking hell Jeff I am not a robot, Mon 21 Nov 2011, 11:43, Reply)

This is NO time for a pint, Batters

( sporters I’m sincerely gratitude to you, Mon 21 Nov 2011, 11:43, Reply)

it is ALWAYS time for a pint.

( Fucking hell Jeff I am not a robot, Mon 21 Nov 2011, 11:45, Reply)

Good point

( sporters I’m sincerely gratitude to you, Mon 21 Nov 2011, 11:45, Reply)

that certainly was the tone of the original post, yes

( rachelswipe with a fork, Mon 21 Nov 2011, 11:44, Reply)

Not that I think that it's morally right.
But the money has to come from somewhere. Either incomes up or prices down, it's not like renting is that much cheaper, just a much smaller deposit.
( CQ Knows the truth, all of it., Mon 21 Nov 2011, 11:52, Reply)

the problem with prices down
is that many people have really stretched themselves to buy. so if the prices drop, they are screwed. the banks will not write off the difference.
( rachelswipe with a fork, Mon 21 Nov 2011, 11:54, Reply)

Oh I agree.
But surely they cannot go on going up forever, or do I not know what I am talking about? I'm quite open to this, most economics feels like a confusing joke to me.
( CQ Knows the truth, all of it., Mon 21 Nov 2011, 11:56, Reply)

i think the massive rise was probably unsustainable but generally there should be a slow steady increase in line with everything else
my flat went up by over £100k in the space of about a year, and although i had spent a lot on rewiring etc, that is simply ridiculous. mind you, some 3 years later, it's still valued at the higher level, just not gone up any further
( rachelswipe with a fork, Mon 21 Nov 2011, 12:01, Reply)

I think it's the "in-line with everything else"but that has gone wrong.
25 years ago my dad earning, relatively, not much more than I am now could buy a 4 bedroom house for his family. Now this is most definitely not the case. Sadly short of a massive crash in house prices, or a very long term freeze while pay catches up I cannot see this state returning.
( CQ Knows the truth, all of it., Mon 21 Nov 2011, 12:05, Reply)

Tricks

( sporters I’m sincerely gratitude to you, Mon 21 Nov 2011, 11:43, Reply)

Get the money off their parents I suppose?

(Himjim died a little more inside on, Mon 21 Nov 2011, 11:47, Reply)

the sensible ones
did this before they bought it.

but seriously, it's fucking worrying, a bit of a black hole waiting to happen.
( rachelswipe with a fork, Mon 21 Nov 2011, 11:48, Reply)

it's worrying if you own property.
Consoling if you don't
( CQ Knows the truth, all of it., Mon 21 Nov 2011, 11:54, Reply)

only insofar as buying your own house is concerned
not in every other economic sense!
( rachelswipe with a fork, Mon 21 Nov 2011, 12:01, Reply)

I'm fairly well insulated, it's true.
But I would quite like to buy, mostly because I'd like to decorate and renovate to my own tastes without feeling constrained by what the landlord will accept or feeling that any improvement I make will be for their benefit, not mine.
( CQ Knows the truth, all of it., Mon 21 Nov 2011, 12:11, Reply)

It helps if the father wants to avoid tax.

( Fucking hell Jeff I am not a robot, Mon 21 Nov 2011, 11:51, Reply)

Selfish cunts passing on an inhertiance to their offspring instead of giving it to me =(

( G/PP 💩💩💩💩💩&#128, Mon 21 Nov 2011, 11:57, Reply)

The only downside about not having any contact with my family (which is my choice) is that my sister will get the lot when my parents croak.
The fat cunt will only spend it on pasta, pies and doughnuts.
( Fucking hell Jeff I am not a robot, Mon 21 Nov 2011, 12:00, Reply)

Just make sure you're in her will.
won't be long by the sound of it.
( CQ Knows the truth, all of it., Mon 21 Nov 2011, 12:01, Reply)

Nah I won't get a penny from her either.
Not that there will be anything left once she's been to McDonald's and KFC a few times. The lardy bitch.
( Fucking hell Jeff I am not a robot, Mon 21 Nov 2011, 12:02, Reply)

Single, good looking, up for a bad time?
Haha, like I care about the first two.
( G/PP 💩💩💩💩💩&#128, Mon 21 Nov 2011, 12:05, Reply)

She looks like this.


may be a slight exaggeration but only a slight one
( Fucking hell Jeff I am not a robot, Mon 21 Nov 2011, 12:08, Reply)

That's quite a gunt!
Phew, all hot and bothered now.
(Himjim died a little more inside on, Mon 21 Nov 2011, 12:11, Reply)

looks a bit like the truth fairy

(Quintno EXPERIMENT RUINED CANCELLED, LEFT 4EVER, Mon 21 Nov 2011, 12:12, Reply)

I don't even know how that's possible.
Her belly is actually lower than her dress.

How would you do anything to that? Doggy style and my willy wouldn't even begin to reach her, going down on here and I'll be crushed my the weight resting on the top of my head, Haven't got a hope in hell for michanary.

I'd only be able to get a blowjob, but looking down to see that face with it's eyes/nose/mouth so closed in next to each other would really put me off. I'd still do it, but I don't think I'd be able to enjoy it.
( G/PP 💩💩💩💩💩&#128, Mon 21 Nov 2011, 12:13, Reply)

If we shot everyone over the retirement age in the head it would free up a lot of property for the younger generation.
Just saying like...
( CQ Knows the truth, all of it., Mon 21 Nov 2011, 12:00, Reply)

It might stop people moaning about the retirement age being raised.

( tangledupinblue hairy badge with moving eyes, Mon 21 Nov 2011, 12:03, Reply)

Another benefit.

( CQ Knows the truth, all of it., Mon 21 Nov 2011, 12:13, Reply)