Let's talk about my boy racer car then.
The loss adjuster came out to look at it the other day. He's going to decide whether it's worth repairing. He suggested writing it off and letting me keep it, plus whatever the write-off value is.

Good deal? I'm not entirely clear where I would stand with re-insuring an official write-off.
( b3th Not shit. Not mod., Thu 17 Oct 2013, 11:54, 5 replies, latest was 11 years ago)

I don't know what car it is or what happened to it
It does depend on what cateory it was written off in.
( Kroney, Thu 17 Oct 2013, 11:55, Reply)

It's a diesel 306.
The incident was just a slight bump: bit of a dent in the bonnet, but the car itself is cosmetically fucked, It was my first car, and it's had all the dents and hard driving you would associate with that.

The engine is far too good to scrap, though, and it's only had 80k on the clock.
( b3th Not shit. Not mod., Thu 17 Oct 2013, 11:57, Reply)

If it's a Cat C or D write off, you'll have to get it inspected and MOTed once the work's been done.
You'll probably struggle to sell it on, but if you're just planning on running it until it dies, there's no real issue with it.

If it's just the bonnet, get a second hand one off ebay.
( Kroney, Thu 17 Oct 2013, 11:59, Reply)

That's what I thought.

( b3th Not shit. Not mod., Thu 17 Oct 2013, 12:01, Reply)

What is actually wrong with it?

( sporters I’m sincerely gratitude to you, Thu 17 Oct 2013, 11:56, Reply)

Maserati prick put an 8" dent along the front of the bonnet.
Hasn't affected it much - still opens and closes fine. Frankly I would mind leaving it. We'll see what the insurance johnnies say.
( b3th Not shit. Not mod., Thu 17 Oct 2013, 11:58, Reply)

Fingers crossed

( sporters I’m sincerely gratitude to you, Thu 17 Oct 2013, 11:58, Reply)

I've got every bastard thing crossed today.

( b3th Not shit. Not mod., Thu 17 Oct 2013, 12:00, Reply)

Arthritis?

( Kroney, Thu 17 Oct 2013, 12:02, Reply)

As long as the write-off leaves it safe to drive
it makes no odds. you have to declare it to the insurance company. I assume it's a Cat D (as in uneconomical to repair rather than being "proper fucked") so you simply have to tell your insurance company, plus if you ever sell it you have to declare it.

I had a mini about 18 years ago that I tried to do that with but the company got very, very shirty about it. So if they are offering and you don't want a new car but do want some money, go for it.
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 17 Oct 2013, 12:00, Reply)

Awesome.
It's only about halfway through its normal lifespan, as a diesel, so I don't really want to get rid of it. Also, I couldn't afford to replace it with anything near as good at the moment.
( b3th Not shit. Not mod., Thu 17 Oct 2013, 12:03, Reply)

well, the engine might be
unless it's a beemer, merc, volvo or saab everything else on it will break around 100k though.
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 17 Oct 2013, 12:05, Reply)

My old Mazda 323 was still going strong at 134K

( sporters I’m sincerely gratitude to you, Thu 17 Oct 2013, 12:12, Reply)

STOP TALKING ABOUT CARS YOU PRICKS

( tangledupinblue hairy badge with moving eyes, Thu 17 Oct 2013, 12:14, Reply)

No. Fuck off.

(localboy purveyor of pisspoor puns, Thu 17 Oct 2013, 12:17, Reply)

^this

( Kroney, Thu 17 Oct 2013, 12:21, Reply)

Missus rear ended someone once and fucked the bonnet, bumpers, radiator, wings etc
but as it was her fault the others claimed off her and she was third party only so her car was never written off. So we just replaced all the bits and put it through it MOT. Sold it 6 months later still seemed fine. Seems like your has nowhere near the damage hers did.
( Peej, Thu 17 Oct 2013, 12:03, Reply)

Shouldn't be a problem
writing off is purely a value decision, not a safety one. Long as it's repaired and passes an MOT, shouldn't be a problem.
(localboy purveyor of pisspoor puns, Thu 17 Oct 2013, 12:09, Reply)