Good afternoon, friends.

(dozers, do fuck off ur a nob m8, Fri 5 Dec 2014, 13:10, 2 replies, latest was 10 years ago)

Yey dozer is here!!!!!

( Naked Ape call me Caitlyn, Fri 5 Dec 2014, 13:12, Reply)

hi mate!!!!
Just doing a bit of personal tax planning, need some tips???
(dozers, do fuck off ur a nob m8, Fri 5 Dec 2014, 13:14, Reply)

Do I ever!

( Naked Ape call me Caitlyn, Fri 5 Dec 2014, 13:15, Reply)

I need full details of your gross salary, gross pension contributions and any non-ISA investments!
And don't forget, cash ISAs are only suitable for emergency funds, a properly diversified stocks and shares ISA is the most appropriate way to get inflation beating returns in a tax efficient environment, at your income level anyway!
(dozers, do fuck off ur a nob m8, Fri 5 Dec 2014, 13:19, Reply)

And what is my income level do you suppose?

( Naked Ape call me Caitlyn, Fri 5 Dec 2014, 13:21, Reply)

you receive child benefit, so less than 60K gross.

(dozers, do fuck off ur a nob m8, Fri 5 Dec 2014, 13:22, Reply)

Been at the spreadsheet again?

( Naked Ape call me Caitlyn, Fri 5 Dec 2014, 13:26, Reply)

no m8, I have a functioning memory innit

(dozers, do fuck off ur a nob m8, Fri 5 Dec 2014, 13:31, Reply)

fewer

( tangledupinblue hairy badge with moving eyes, Fri 5 Dec 2014, 13:26, Reply)

Well wages in the Midlands do tend to be lower
dont beat yourself up about it
( Naked Ape call me Caitlyn, Fri 5 Dec 2014, 13:31, Reply)

Can't you receive it even if you earn more than that, but the effect is to pay tax on it that effectively cancels it out?
Or do you not get it at all?
( rachelswipe with a fork, Fri 5 Dec 2014, 13:36, Reply)

ixnae with the the benefit nae.

(Set your faces to Stunned Bigly, Fri 5 Dec 2014, 13:37, Reply)

you pay it back as a tax charge.
By 60k net relevant earnings it's a 100% charge.

There are ways around it though.
(dozers, do fuck off ur a nob m8, Fri 5 Dec 2014, 13:39, Reply)

It's just I had so done on the other side who reckoned In his pleadings that he earned £75,000 a month
And also £80 child benefit...
( rachelswipe with a fork, Fri 5 Dec 2014, 13:44, Reply)

Well I keep all my money offshore in the BVI
in order to avoid tax, and I am just about to do a new contract for 10k per week and all the hookers I can kill. Can I still claim child benefit?
(Bonzodog29 is an unemployed sponge of the worst kind, Fri 5 Dec 2014, 13:55, Reply)

What about opening a tracker against something like the ftse 100 and shoving a couple of hundred quid at it every month?

( Slippery Mick ‏, Fri 5 Dec 2014, 13:47, Reply)

one fund?
Are you sure?
(dozers, do fuck off ur a nob m8, Fri 5 Dec 2014, 14:10, Reply)

^ Not an accountant

( Je suis un vagabond is an unfunny, up your own arse middle class knob, Fri 5 Dec 2014, 13:17, Reply)

accountants don't do financial advice
They do accountancy.
(dozers, do fuck off ur a nob m8, Fri 5 Dec 2014, 13:21, Reply)

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(Captain Give-A-Fuck #internetpals4eva, Fri 5 Dec 2014, 13:14, Reply)

hi babygirl!!!

(dozers, do fuck off ur a nob m8, Fri 5 Dec 2014, 13:16, Reply)

you're alright you are

(Captain Give-A-Fuck #internetpals4eva, Fri 5 Dec 2014, 13:17, Reply)

A right what?

( rachelswipe with a fork, Fri 5 Dec 2014, 13:19, Reply)

poo tiger

(Captain Give-A-Fuck #internetpals4eva, Fri 5 Dec 2014, 13:22, Reply)