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Estate Agents
Ok, so we're eyeing up a flat we both like the look of and it's well within our price range. We're first time buyers so we can move in at a drop of a hat, ideal for the owner who is eager to sell quick.

One problem I forsee is - the estate agents.

From what I hear, even after we've viewed it and want to put in an offer, apparantly they can and will delay it because they want us to see their mortgage advisor. We've already been to an advisor through our own bank and we don't need another one, especially through the estate agent.

Can they actually force us to sit through a meeting with their mortgage advisor or if we refuse, will they refuse to put our offer through? Isn't this against the FSA rules?

If you don't know/care, respond to the thread below this one.
(I helped save b3ta! Edd: The Unfunny Try-Hard Edgelord, Mon 28 Apr 2008, 16:22, archived)
buy direct?
jaunty hats at dawn?
(I helped save b3ta! GrandmaOfShoes, Mon 28 Apr 2008, 16:23, archived)
The sun has got his hat on
Hip hip hip hurray
The sun has got his hat on
At a jaunty angle, yay!
(I helped save b3ta! TFD is sporting this season's finest necropants, Mon 28 Apr 2008, 16:24, archived)
it's cloudypops here
dull and dull

*puts on dullglasses*

*touches nose, points at you, winks*
(I helped save b3ta! GrandmaOfShoes, Mon 28 Apr 2008, 16:26, archived)
I can't wink.
I can't even raise my eyebrows properly, they just don't seem to move up very far when I try.

All this is most disappointing.
(I helped save b3ta! TFD is sporting this season's finest necropants, Mon 28 Apr 2008, 16:29, archived)
I'll apply a pulley and weight system to your hat and we can make it happen!

(I helped save b3ta! GrandmaOfShoes, Mon 28 Apr 2008, 16:30, archived)
YES.
Thank you GMoS, where would I be without you?
(I helped save b3ta! TFD is sporting this season's finest necropants, Mon 28 Apr 2008, 16:34, archived)
A shopping centre in Sidcup?

(I helped save b3ta! GrandmaOfShoes, Mon 28 Apr 2008, 16:49, archived)
Yay, the sun is finally out now.
It was LOVELY and clear earlier, then it clouded up :(
(I helped save b3ta! TY&GN, Mon 28 Apr 2008, 16:27, archived)
I like ladies' bottoms

(I helped save b3ta! Gilgamesh gazed in wonder as Frampton came alive, Mon 28 Apr 2008, 16:24, archived)
Me too.
I find it's not the size that matters, more the shape.
My girlfriend hardly has one at all :(
(I helped save b3ta! Zuowan, Mon 28 Apr 2008, 16:26, archived)

ladies' Childrens
(I helped save b3ta! postal ninja has Transmissible spongiform encephalopathies, Mon 28 Apr 2008, 16:32, archived)
I don't know for sure
but I seriously doubt they can force any form of financial service on you, even if it's just advice. Plus, if they delay, they risk losing the sale.
(I helped save b3ta! Flapjack I spay a little mare for you, Mon 28 Apr 2008, 16:24, archived)
They are obliged to put the offer to the owner
who is their real customer. Anything else is immoral.
(I helped save b3ta! in vino veritas, Mon 28 Apr 2008, 16:24, archived)
If it speeds things up
see their advisor and politely decline. It's an hour of your life you won't get back but it may be worth it.

All you need to say is that the funds have already been reserved by another lender and they should leave you alone knowing that you would have to fork out a penalty if you pulled out from the other lender,
(I helped save b3ta! NobbyNobody 21 years a b3tan, Mon 28 Apr 2008, 16:25, archived)
I live on a FACKIN' CLOUD mate.
I'm Jesus.
Jesus Fucking Christ.
(I helped save b3ta! (|D[ekionplexis B3ta.com: fictional child porn is OK, Mon 28 Apr 2008, 16:25, archived)
*yawn* already.

(I helped save b3ta! Devil Duck: ( ' )< and his cunning stunts, Mon 28 Apr 2008, 16:26, archived)
*ignores*
Let's see you get out of that in three days
(I helped save b3ta! Newington, Mon 28 Apr 2008, 16:31, archived)
I can get out of ANYFING mate.
I'm...
(I helped save b3ta! (|D[ekionplexis B3ta.com: fictional child porn is OK, Mon 28 Apr 2008, 16:32, archived)
Haha

(I helped save b3ta! The Gentleman Bastard waxing lyrical. ©, Mon 28 Apr 2008, 16:33, archived)
pffft

(I helped save b3ta! Edd: The Unfunny Try-Hard Edgelord, Mon 28 Apr 2008, 16:34, archived)

Now you looking like you looking for an explanation
use the curves on my body for you motivation
Skip the petty needs, No time for complication
Use both hands to make sure I reach my destination
Better leave a good impression fore you hit the door
Cause you don't want me talking bout your business on the low
You show it off, I had to fit you in my schedule
So you better put it on me when it's time to go
(I helped save b3ta! SickRik float like a camembert sting like a brie, Mon 28 Apr 2008, 16:26, archived)
a mortgage offer
if you've seen someone already and they've agreed to giving you the mortgage then you should be given it in writing and be able to show the estate agents your offer.
(I helped save b3ta! lafleur likes cheese, Mon 28 Apr 2008, 16:28, archived)
every
offer has to be put through by law even if you offered £5.00 they would still legally have to put the offer through to the vendor
(I helped save b3ta! lafleur likes cheese, Mon 28 Apr 2008, 16:30, archived)
Yep, got this.
I'll just tell them to naff off if they try it.
(I helped save b3ta! Edd: The Unfunny Try-Hard Edgelord, Mon 28 Apr 2008, 16:35, archived)
good luck
:
(I helped save b3ta! lafleur likes cheese, Mon 28 Apr 2008, 16:37, archived)