i'm utterly skint this month
stupid solicitors miscalculated completion statement for my lease extension, and 75% of my salary had to go elsewhere.

trying to live on 25% of your normal salary is HARD. luckily the new flatmate insisted on paying me rent and presented me with a fistful of cash last night, so my weekend plans are unaffected, phew.

usually - i don't have a mortgage, because i am a spoiled bitch, but i do have a whacking great service charge, bills, car loan, car insurance, tube fares and a cracking mobile bill each month. the rest goes on social stuff, booze, food, theatre, cinema, clubbing etc. and clothes. lots of new clothes. and shoes. loads of new shoes. and makeup.
( rachelswipe with a fork, Fri 4 Feb 2011, 10:44, 5 replies, latest was 15 years ago)

I reckon 25% of your salary = 100% of my salary probably.

( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 10:46, Reply)

let's not tug on this thread
al might take me seriously again :(
( rachelswipe with a fork, Fri 4 Feb 2011, 10:53, Reply)

I wasn't about to reveal my fucking pittance to the world
again.
( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 10:54, Reply)

Oh that hurts swipey, that really hurts.

(Bazongaloid, Fri 4 Feb 2011, 10:54, Reply)

you love it, bitch

( rachelswipe with a fork, Fri 4 Feb 2011, 10:59, Reply)

Stupid solicitors.
*nods*
( JeffTheDogFucker Can you dig it?, Fri 4 Feb 2011, 10:46, Reply)

Not paying a mortgage would make me a rich man!

( sporters I’m sincerely gratitude to you, Fri 4 Feb 2011, 10:47, Reply)

i know, i am really really really lucky
even in the current climate it's shot up in value since i bought it because of where it is. my dad is not so good at the emotional, touchy-feely stuff, i miss my mum for that, but when it comes to giving me an amazing start in life and practical, financial and career advice, he absolutely bloody rocks.
( rachelswipe with a fork, Fri 4 Feb 2011, 10:49, Reply)

my parents are poor the bastards

( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:14, Reply)

this
I couldn't even get six months car tax out of my mum, let alone a dirty great flat in kensington. She did give me £20 though so I love her really.
(berk, Fri 4 Feb 2011, 11:19, Reply)

That's 12 months car tax for me.

(Bazongaloid, Fri 4 Feb 2011, 11:30, Reply)

Mine are, and they're well young so I'll be a pensioner myself by the time they 'leave me their house'.

( Roota zweeeeeoooooowm, Fri 4 Feb 2011, 11:20, Reply)

the

They really are.
( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:21, Reply)

It's visa-versa for me, Dad wasn't any good at the emotional stuff (he wasn't bad at it, just wasn't good), and Ma' isn't any good at the finacials.
But Dad is the one who died.

I dread to say it, I don't think Dad or me would have survived for long if Ma' died first.
( G/PP 💩💩💩💩💩&#128, Fri 4 Feb 2011, 11:29, Reply)

I can't afford to extend my lease and it is dangerously low: 60-something years.

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 10:49, Reply)

well ok that's not ideal
because nobody who needed a mortgage would be able to buy it, as the banks wouldn't lend on it. and you need to have owned for 2 years to be able to extend.

but if you wanted to sell before you can afford to extend, you could always serve your extension notice and then transfer the benefit of the notice to the purchaser. it will be a bit harder but not disastrous!
( rachelswipe with a fork, Fri 4 Feb 2011, 10:52, Reply)

Thank you. I may have to,

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 10:52, Reply)

can you free up some equity?
although that is a dangerous slippery slope
( rachelswipe with a fork, Fri 4 Feb 2011, 10:58, Reply)

I have remortgaged about three times since i bought it.
I owe £33k more for it than I paid for it ten years ago.
( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:02, Reply)

ok yeah don't do that
equity is like having a blank chequebook, it's v dangerous.

there must be something else you can do. how about a temporary part time thing - you can earn quite a lot of money proof reading, for example, and your SPAG is immaculate??
( rachelswipe with a fork, Fri 4 Feb 2011, 11:06, Reply)

SPAG?

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:07, Reply)

Spelling, punctuation and grammar

( Labia Majora You keep on talking but it makes no sense at all, Fri 4 Feb 2011, 11:08, Reply)

Spelling and Grammar
I'd guess.
( Kroney, Fri 4 Feb 2011, 11:09, Reply)

BOL!

( Noeli overtheshoulderboulderholderthingstraplatchboobs, Fri 4 Feb 2011, 11:11, Reply)

G Z is my guess.
( JeffTheDogFucker Can you dig it?, Fri 4 Feb 2011, 11:11, Reply)

My SPAG is fucking magnificent.

( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:11, Reply)

I bet you put chicken livers in it.

( G/PP 💩💩💩💩💩&#128, Fri 4 Feb 2011, 11:21, Reply)

Foie gras, old boy, strictly foie gras.
Did I ever tell you how I came to be so poor?
( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:27, Reply)

MASSIVE DRUGS

( TGB checking Off Topic is still shit at, Fri 4 Feb 2011, 11:30, Reply)

Monty
you're already really old, you're not going to live another 60 years, so why worry?
(Bazongaloid, Fri 4 Feb 2011, 10:53, Reply)

I'll be dead within 5 years
but I really don't want to spend those years living in a tent.
( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:03, Reply)

It was good enough for Moaty

(Bonzodog29 is an unemployed sponge of the worst kind, Fri 4 Feb 2011, 11:15, Reply)

He had two properties though.
You are forgetting about the storm drain.
( Monty Boyce, My cheese game is strong, Fri 4 Feb 2011, 11:21, Reply)

Any chance of getting anything back from those stupid solicitors?

( Labia Majora You keep on talking but it makes no sense at all, Fri 4 Feb 2011, 11:04, Reply)

nah
they are all things i have to pay, they just forgot to put them in the first estimate...
( rachelswipe with a fork, Fri 4 Feb 2011, 11:06, Reply)

That's shit
Ah well, it's just for one month, yes?
( Labia Majora You keep on talking but it makes no sense at all, Fri 4 Feb 2011, 11:07, Reply)