I nice big house in the area I live in now
I'd be set for life
( Naked Ape call me Caitlyn, Tue 24 Jan 2012, 12:28, 1 reply, 14 years ago)

Me nice big house too, kimosabe

( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:30, Reply)

Looking for a 2 bed flat with garden to rent at the moment, but when they come up they are really expensive and
can be rented on the same day they appear!
( Naked Ape call me Caitlyn, Tue 24 Jan 2012, 12:33, Reply)

Ouch
We are going to downsize in the next few years and this will hopefully mean we are mortgage free. In reality we'll keep the mortgage on as where we want to buy will need to be renovated
( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:35, Reply)

We need to upsize
Unfortunately this will change our mortgage repayments from their current £Fuckall to a crippling £Loads.
( tangledupinblue hairy badge with moving eyes, Tue 24 Jan 2012, 12:39, Reply)

Mine will be jumping to around 40% of take home earnings now that we need more space and the wife isn't earning

( Naked Ape call me Caitlyn, Tue 24 Jan 2012, 12:41, Reply)

I think we pay around £900 a month as we overpay

( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:42, Reply)

*cries*

( Naked Ape call me Caitlyn, Tue 24 Jan 2012, 12:44, Reply)

At current rates, I'll be paid off in 2023 I think

( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:44, Reply)

£900 is less than i will be renting my 1 bed flat out for when we move

( Naked Ape call me Caitlyn, Tue 24 Jan 2012, 12:46, Reply)

oooochayafucka
My detached 6 bedroom house will have to do

/croissants
( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:47, Reply)

I may have a found silver lining to the dark cloud of "the North"

( Naked Ape call me Caitlyn, Tue 24 Jan 2012, 12:48, Reply)

Indeed
We want to move nearer to the good school which is also near the seafront. This will cost more for a lot less but hey-ho
( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:49, Reply)

Why on earth did you need six bedrooms?

( girlinthehole, Tue 24 Jan 2012, 12:50, Reply)

All the cool kids have six bedrooms

( Light In Chains maker of the ikea sofa, Tue 24 Jan 2012, 12:51, Reply)

fo' shizzle Rory

( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:52, Reply)

We didn't
It was sold as a 4 bedroom house but it also has a study and box room which you can easily fit a bed in. We bought the biggest house we could afford as we knew the prices would rocket up once the rest of the estate and amenities were built afterwards
( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:52, Reply)

Presumably until the arse fell out of the economy

(Reverend Fister "a disciplined fuckwit", Tue 24 Jan 2012, 13:11, Reply)

It is still worth about £60K more than we bought it for

( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 13:17, Reply)

Well that's something anyway.
Mine is worth probably £100K more than I paid for it, but I've been in it for 16 years.
(Reverend Fister "a disciplined fuckwit", Tue 24 Jan 2012, 13:26, Reply)

Current rates are ludicrously low.

( Dr. Shambolic je suis charlie, Tue 24 Jan 2012, 12:47, Reply)

*does paying off massive amounts of mortgage dance*

( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:49, Reply)

You need to dance a lot harder if you're taking 12 years to pay it off.
You'd probably be better off sticking the extra cash you're paying into a pension scheme instead. Or buying something else to let.

Disclaimer: this does not constitute independent financial advice and I won't be held responsible if you're homeless and starving in five years
( Dr. Shambolic je suis charlie, Tue 24 Jan 2012, 12:53, Reply)

Meh
I'm going for mortgage free plus sports car at 45
( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:57, Reply)

Tsk.
You yoofs and your reckless disregard for retirement.
( Dr. Shambolic je suis charlie, Tue 24 Jan 2012, 13:00, Reply)

My pension is quite good from here TBH
I also need to save up post-mortgage for kids Uni fees, etc.
( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 13:02, Reply)

Fuck 'em.
A bit of student penury will do them good. As soon as they're out the door, buy yourself an Aston Martin and bugger off somewhere hot.
( Dr. Shambolic je suis charlie, Tue 24 Jan 2012, 13:04, Reply)

I was hoping for both
Perhaps if I could sell one of them for organ donations?
( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 13:05, Reply)

If this is illegal then it's political correctness euromadness gorn mad.

( Dr. Shambolic je suis charlie, Tue 24 Jan 2012, 13:28, Reply)

How much for the boy?

( tangledupinblue hairy badge with moving eyes, Tue 24 Jan 2012, 13:33, Reply)

Yours for only £30K

( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 13:42, Reply)

I paid a lot less than that for the last child I bought
To be fair she did have a bit of a funny eye though
( tangledupinblue hairy badge with moving eyes, Tue 24 Jan 2012, 13:43, Reply)

I hate you*
*not really, i'm only 3 years into my mortgage adventure so will be paying it for a while I fear
( Naked Ape call me Caitlyn, Tue 24 Jan 2012, 12:39, Reply)

Best thing we EVER did was get the offset mortgage
Mine is now down to £102K and the house is worth ~£280K. Few other debts on top of that though to pay off (kitchen and cars)
( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:41, Reply)

I got 99 middle class problems but the bitch ain't one.

( girlinthehole, Tue 24 Jan 2012, 12:42, Reply)

My trunk is raw, yes

( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:43, Reply)