We need to upsize
Unfortunately this will change our mortgage repayments from their current £Fuckall to a crippling £Loads.
( tangledupinblue hairy badge with moving eyes, Tue 24 Jan 2012, 12:39, 1 reply, 14 years ago)

Mine will be jumping to around 40% of take home earnings now that we need more space and the wife isn't earning

( Naked Ape call me Caitlyn, Tue 24 Jan 2012, 12:41, Reply)

I think we pay around £900 a month as we overpay

( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:42, Reply)

*cries*

( Naked Ape call me Caitlyn, Tue 24 Jan 2012, 12:44, Reply)

At current rates, I'll be paid off in 2023 I think

( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:44, Reply)

£900 is less than i will be renting my 1 bed flat out for when we move

( Naked Ape call me Caitlyn, Tue 24 Jan 2012, 12:46, Reply)

oooochayafucka
My detached 6 bedroom house will have to do

/croissants
( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:47, Reply)

I may have a found silver lining to the dark cloud of "the North"

( Naked Ape call me Caitlyn, Tue 24 Jan 2012, 12:48, Reply)

Indeed
We want to move nearer to the good school which is also near the seafront. This will cost more for a lot less but hey-ho
( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:49, Reply)

Why on earth did you need six bedrooms?

( girlinthehole, Tue 24 Jan 2012, 12:50, Reply)

All the cool kids have six bedrooms

( Light In Chains maker of the ikea sofa, Tue 24 Jan 2012, 12:51, Reply)

fo' shizzle Rory

( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:52, Reply)

We didn't
It was sold as a 4 bedroom house but it also has a study and box room which you can easily fit a bed in. We bought the biggest house we could afford as we knew the prices would rocket up once the rest of the estate and amenities were built afterwards
( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:52, Reply)

Presumably until the arse fell out of the economy

(Reverend Fister "a disciplined fuckwit", Tue 24 Jan 2012, 13:11, Reply)

It is still worth about £60K more than we bought it for

( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 13:17, Reply)

Well that's something anyway.
Mine is worth probably £100K more than I paid for it, but I've been in it for 16 years.
(Reverend Fister "a disciplined fuckwit", Tue 24 Jan 2012, 13:26, Reply)

Current rates are ludicrously low.

( Dr. Shambolic je suis charlie, Tue 24 Jan 2012, 12:47, Reply)

*does paying off massive amounts of mortgage dance*

( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:49, Reply)

You need to dance a lot harder if you're taking 12 years to pay it off.
You'd probably be better off sticking the extra cash you're paying into a pension scheme instead. Or buying something else to let.

Disclaimer: this does not constitute independent financial advice and I won't be held responsible if you're homeless and starving in five years
( Dr. Shambolic je suis charlie, Tue 24 Jan 2012, 12:53, Reply)

Meh
I'm going for mortgage free plus sports car at 45
( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 12:57, Reply)

Tsk.
You yoofs and your reckless disregard for retirement.
( Dr. Shambolic je suis charlie, Tue 24 Jan 2012, 13:00, Reply)

My pension is quite good from here TBH
I also need to save up post-mortgage for kids Uni fees, etc.
( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 13:02, Reply)

Fuck 'em.
A bit of student penury will do them good. As soon as they're out the door, buy yourself an Aston Martin and bugger off somewhere hot.
( Dr. Shambolic je suis charlie, Tue 24 Jan 2012, 13:04, Reply)

I was hoping for both
Perhaps if I could sell one of them for organ donations?
( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 13:05, Reply)

If this is illegal then it's political correctness euromadness gorn mad.

( Dr. Shambolic je suis charlie, Tue 24 Jan 2012, 13:28, Reply)

How much for the boy?

( tangledupinblue hairy badge with moving eyes, Tue 24 Jan 2012, 13:33, Reply)

Yours for only £30K

( sporters I’m sincerely gratitude to you, Tue 24 Jan 2012, 13:42, Reply)

I paid a lot less than that for the last child I bought
To be fair she did have a bit of a funny eye though
( tangledupinblue hairy badge with moving eyes, Tue 24 Jan 2012, 13:43, Reply)