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	Are you a QOTWer? Do you want to start a thread that isn't a direct answer to the current QOTW?  Then this place, gentle poster, is your friend.
	
	(
 rob
 rob, Sun 1 Apr 2001, 1:00)
 
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	 How much debt do you have?Loads little or none?Just paid council tax and apart from a.mortgage I have.none!Yay for me!
	How much debt do you have?Loads little or none?Just paid council tax and apart from a.mortgage I have.none!Yay for me!
 	Alt, just seen in the last thread Rory.has posted his favourite pic of me.Bless. I think it makes his winkle twitch, every time he gets it off his bookmarks. Who off the.'net makes your winkle twitch? Or your gash froth if you're of the split-arse type? I like that onw who was on Brookside.
	(
Pookie Bear had some very shiny foez, Thu 31 Oct 2013, 13:31,
	
177 replies,
	
latest was 12 years ago)
 
	 Im officially debt free as of tomorrow.
	Im officially debt free as of tomorrow.
 	I did have a few catalogues and loans but all gone tomorrow.
Don;t have a mortgage.
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Thu 31 Oct 2013, 13:39,
	
Reply)
 
	 alt. Tom Hardy
	alt. Tom Hardy
 	Don't really have a lot of celebrity fancies.
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Thu 31 Oct 2013, 13:40,
	
Reply)
 
	 Nice one. Feels good :)
	Nice one. Feels good :)
 	
	(
Pookie Bear had some very shiny foez, Thu 31 Oct 2013, 13:48,
	
Reply)
 
	 i have a small loan for the lease extension on my flat
	i have a small loan for the lease extension on my flat
 	and a small overdraft. that's it.
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 13:40,
	
Reply)
 
	 I have no debt.
	I have no debt. 
 	
	(
 Fucking hell Jeff I am not a robot
 Fucking hell Jeff I am not a robot, Thu 31 Oct 2013, 13:40,
	
Reply)
 
	 Alt: I reckon Rebekah Wade would be a great fiesty fuck.
	Alt: I reckon Rebekah Wade would be a great fiesty fuck. 
 	
	(
 Fucking hell Jeff I am not a robot
 Fucking hell Jeff I am not a robot, Thu 31 Oct 2013, 13:42,
	
Reply)
 
	 Ugh
	Ugh
 	
	(
 Kroney
 Kroney, Thu 31 Oct 2013, 13:48,
	
Reply)
 
	 Fantastic angry sex, you know, the sort where they try to punch you if you attempt arse to mouth without giving it a wipe first.
	Fantastic angry sex, you know, the sort where they try to punch you if you attempt arse to mouth without giving it a wipe first. 
 	
	(
 Fucking hell Jeff I am not a robot
 Fucking hell Jeff I am not a robot, Thu 31 Oct 2013, 13:49,
	
Reply)
 
	 Think I still owe YM 50p from my last visit
	Think I still owe YM 50p from my last visit
 	
	(
localboy purveyor of pisspoor puns, Thu 31 Oct 2013, 13:43,
	
Reply)
 
	 You did her 5 times?
	You did her 5 times?
 	
	(
 Fucking hell Jeff I am not a robot
 Fucking hell Jeff I am not a robot, Thu 31 Oct 2013, 13:44,
	
Reply)
 
	 She had no change
	She had no change
 	
	(
localboy purveyor of pisspoor puns, Thu 31 Oct 2013, 13:53,
	
Reply)
 
	 None of your business.
	None of your business.
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Thu 31 Oct 2013, 13:43,
	
Reply)
 
	 Is that to debt, or shag?
	Is that to debt, or shag?
 	
	(
Pookie Bear had some very shiny foez, Thu 31 Oct 2013, 13:48,
	
Reply)
 
	 Err, I don't know, didn't really read it.
	Err, I don't know, didn't really read it.
 	I have a small mortgage and a small amount of debt I accrued while redundant. Shag wise, dunno really. Anyone, I'm not fussy.
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Thu 31 Oct 2013, 13:50,
	
Reply)
 
	 unfortunately for you
	unfortunately for you
 	everyone else is
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 13:51,
	
Reply)
 
	 Even orange wheelie bins?
	Even orange wheelie bins?
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Thu 31 Oct 2013, 13:51,
	
Reply)
 
	 i wouldn't know
	i wouldn't know
 	the porters deal with my bins
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 13:53,
	
Reply)
 
	 I wish I paid £833 a month for someone to put out my bins.
	I wish I paid £833 a month for someone to put out my bins.
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Thu 31 Oct 2013, 13:56,
	
Reply)
 
	 + round the back of
	+ round the back of
 	
	(
localboy purveyor of pisspoor puns, Thu 31 Oct 2013, 13:57,
	
Reply)
 
	 You're paying them brasses far too much mate.
	You're paying them brasses far too much mate.
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Thu 31 Oct 2013, 13:58,
	
Reply)
 
	 why? that would ruin your "sex" life
	why? that would ruin your "sex" life
 	
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 14:00,
	
Reply)
 
	 Real Women cost far too much for my meagre wages.
	Real Women cost far too much for my meagre wages.
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Thu 31 Oct 2013, 14:01,
	
Reply)
 
	 Nah I'm clean.
	Nah I'm clean.
 	
	(
 Kroney
 Kroney, Thu 31 Oct 2013, 13:47,
	
Reply)
 
	 alt: nobody off the internet
	alt: nobody off the internet
 	i like my men REAL and RAW.
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 13:49,
	
Reply)
 
	 + BENT +SCATOLOGICAL +PAKI
	+ BENT +SCATOLOGICAL +PAKI
 	
	(
 Fucking hell Jeff I am not a robot
 Fucking hell Jeff I am not a robot, Thu 31 Oct 2013, 13:50,
	
Reply)
 
	 are you having one of your fits?
	are you having one of your fits?
 	
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 13:53,
	
Reply)
 
	 No.
	No. 
 	
	(
 Fucking hell Jeff I am not a robot
 Fucking hell Jeff I am not a robot, Thu 31 Oct 2013, 13:54,
	
Reply)
 
	 well stop faking it then
	well stop faking it then
 	
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 13:55,
	
Reply)
 
	 I'm in debt to my parents for supporting me throughout, I'd like to mention my friend Mike as well, who's always stood by me ...
	I'm in debt to my parents for supporting me throughout, I'd like to mention my friend Mike as well, who's always stood by me ... 
 	I keep falling out with an idiot nationalist on a political discussion board who makes sweeping generalisations.
	(
 Je suis un vagabond is an unfunny, up your own arse middle class knob
 Je suis un vagabond is an unfunny, up your own arse middle class knob, Thu 31 Oct 2013, 14:01,
	
Reply)
 
	 Plenty
	Plenty
 	I'll invoke the power of Rory as I have:
2 mortgages, 2 big loans, 3 credit cards and an overdraft.  2nd house will be sold in 2015 once 2 year lock in period expires.  This should net me about £50k profit
I fucking love me a bit of Kylie and Suzanna Reid
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Thu 31 Oct 2013, 14:06,
	
Reply)
 
	 nice work on the let to buy front
	nice work on the let to buy front
 	
	(
dozers, do fuck off ur a nob m8, Thu 31 Oct 2013, 15:14,
	
Reply)
 
	 alright pricklords
	alright pricklords
 	I haz mortgage
	(
 Naked Ape call me Caitlyn
 Naked Ape call me Caitlyn, Thu 31 Oct 2013, 14:13,
	
Reply)
 
	 Nice Halloween name
	Nice Halloween name
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Thu 31 Oct 2013, 14:14,
	
Reply)
 
	 Offset what you saved on an icon and you're quids in.
	Offset what you saved on an icon and you're quids in.
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Thu 31 Oct 2013, 14:14,
	
Reply)
 
	 hello sex-eh
	hello sex-eh
 	i didn't see you in waitrose for our lunch date
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 14:17,
	
Reply)
 
	 I haz hangover
	I haz hangover
 	I was hiding at my desk.
Now some twitter person is talking at me
	(
 Naked Ape call me Caitlyn
 Naked Ape call me Caitlyn, Thu 31 Oct 2013, 14:18,
	
Reply)
 
	 you need to market earphones
	you need to market earphones
 	by wearing them ALL DAY
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 14:19,
	
Reply)
 
	 I need sleep
	I need sleep
 	I can't take the pace anymore
	(
 Naked Ape call me Caitlyn
 Naked Ape call me Caitlyn, Thu 31 Oct 2013, 14:22,
	
Reply)
 
	 having a new baby sounds like the best way to cure that
	having a new baby sounds like the best way to cure that
 	
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 14:22,
	
Reply)
 
	 your not helping
	your not helping
 	
	(
 Naked Ape call me Caitlyn
 Naked Ape call me Caitlyn, Thu 31 Oct 2013, 14:23,
	
Reply)
 
	 at least i'm not screaming it at 2am
	at least i'm not screaming it at 2am
 	and 3am
and 4am
and 5am
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 14:31,
	
Reply)
 
	 hahaha
	hahaha
 	old
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Thu 31 Oct 2013, 14:23,
	
Reply)
 
	 says you
	says you
 	
	(
 Naked Ape call me Caitlyn
 Naked Ape call me Caitlyn, Thu 31 Oct 2013, 14:25,
	
Reply)
 
	 I have no hangover
	I have no hangover
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Thu 31 Oct 2013, 14:26,
	
Reply)
 
	 yer but yourn old
	yer but yourn old
 	
	(
 Naked Ape call me Caitlyn
 Naked Ape call me Caitlyn, Thu 31 Oct 2013, 14:28,
	
Reply)
 
	 meh
	meh
 	I'm 39 soon
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Thu 31 Oct 2013, 14:37,
	
Reply)
 
	 Ha ha old!
	Ha ha old!
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Thu 31 Oct 2013, 14:37,
	
Reply)
 
	 :o(
	:o(
 	I honestly had to work out how old I was last month.  I thought I was 37
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Thu 31 Oct 2013, 14:38,
	
Reply)
 
	 I always think I'm 33 but I'm not.
	I always think I'm 33 but I'm not.
 	 I even had to work it out then.
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Thu 31 Oct 2013, 14:39,
	
Reply)
 
	 maybe that's your iq?
	maybe that's your iq?
 	
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 14:47,
	
Reply)
 
	 Add 98 and you're right, according to the 100% scientifically correct Facebook quiz.
	Add 98 and you're right, according to the 100% scientifically correct Facebook quiz.
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Thu 31 Oct 2013, 14:51,
	
Reply)
 
	 i got 179 when i did an online IQ test
	i got 179 when i did an online IQ test
 	i suspect shenanigans
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 15:03,
	
Reply)
 
	 I don't really know what it means. I suspect I am only just above a spastic.
	I don't really know what it means. I suspect I am only just above a spastic.
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Thu 31 Oct 2013, 15:05,
	
Reply)
 
	 I aim to have a hangover tomorrow. Off out tonight innit.
	I aim to have a hangover tomorrow. Off out tonight innit.
 	
	(
Pookie Bear had some very shiny foez, Thu 31 Oct 2013, 14:30,
	
Reply)
 
	 Alt I think Swipey makes Rory's winkle twitch too, he banters enough with her. B3ta wedding on tje cards?
	Alt I think Swipey makes Rory's winkle twitch too, he banters enough with her. B3ta wedding on tje cards?
 	
	(
Pookie Bear had some very shiny foez, Thu 31 Oct 2013, 14:28,
	
Reply)
 
	 he can't cope with successful, intelligent types
	he can't cope with successful, intelligent types
 	he likes them downtrodden and muddy skinned, chained to a caravan sink.
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 14:31,
	
Reply)
 
	 BRefoot and pregnant.
	BRefoot and pregnant.
 	
	(
Pookie Bear had some very shiny foez, Thu 31 Oct 2013, 14:33,
	
Reply)
 
	 i'd get his lab to chew his bollocks off if he came near me, the spotty fuck
	i'd get his lab to chew his bollocks off if he came near me, the spotty fuck
 	
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 14:35,
	
Reply)
 
	 Playing hard to get lols.
	Playing hard to get lols.
 	
	(
Pookie Bear had some very shiny foez, Thu 31 Oct 2013, 14:37,
	
Reply)
 
	 FACT
	FACT
 	there is a reason why he is too scared to post a pic. even on Halloween.
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 14:43,
	
Reply)
 
	 How successful do you think you'd be if you'd done a proper degree in the first place?
	How successful do you think you'd be if you'd done a proper degree in the first place? 
 	I did 6 months of a joint honours history and English degree, felt it really helped me on my path.
	(
 Windy Pig I'm naturally quite suspicious about the moon.
 Windy Pig I'm naturally quite suspicious about the moon., Thu 31 Oct 2013, 14:50,
	
Reply)
 
	 no different
	no different
 	because the law conversion is only a year, so it just delayed things by a year. can't do the law conversion without a first degree.
i guess if i'd had to pay fees for the degree or the law conversion (my firm paid those), i'd have found it more of a waste.
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 14:52,
	
Reply)
 
	 Is it not different if you go straight I'm to law?
	Is it not different if you go straight I'm to law? 
 	Or am I being stupid?
	(
 Windy Pig I'm naturally quite suspicious about the moon.
 Windy Pig I'm naturally quite suspicious about the moon., Thu 31 Oct 2013, 14:58,
	
Reply)
 
	 law is a 3 year degree, then you do your LPC or your BVC depending on whether you are solicitor or barrister
	law is a 3 year degree, then you do your LPC or your BVC depending on whether you are solicitor or barrister
 	non-law, you do your degree, then 1 year law conversion, then LPC or BVC
so not much difference really
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 15:03,
	
Reply)
 
	 Sounds a bit OTT
	Sounds a bit OTT
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Thu 31 Oct 2013, 15:03,
	
Reply)
 
	 Surely 3 years of law is better than 1 year of law and 3 years of something else?
	Surely 3 years of law is better than 1 year of law and 3 years of something else? 
 	
	(
 Windy Pig I'm naturally quite suspicious about the moon.
 Windy Pig I'm naturally quite suspicious about the moon., Thu 31 Oct 2013, 15:08,
	
Reply)
 
	 no, not really
	no, not really
 	by the time you've been doing it a while, you don't use all the other bits. I haven't touched any of the modules except property and litigation for years.
	(
 rachelswipe with a fork
 rachelswipe with a fork, Thu 31 Oct 2013, 15:22,
	
Reply)
 
	 
	 
 	l t
g l
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Thu 31 Oct 2013, 15:28,
	
Reply)
 
	 About £650 on the plastic.
	About £650 on the plastic.
 	Which is getting paid off when I do my monthly rent/council etc (tomorrow at work).
That debt was only there because of the remnants of a 0% purchase and being without a debit card for a fortnight.
	(
 Slippery Mick ‏
 Slippery Mick ‏, Thu 31 Oct 2013, 14:32,
	
Reply)
 
	 Small overdraft and mortgage. Ladypig has a credit card we've had to use recently, but it's only a few quid.
	Small overdraft and mortgage. Ladypig has a credit card we've had to use recently, but it's only a few quid. 
 	I'm lucky to have paid off my student loan in a lump sum after a wealthy relative died. 
I miss Boyce, and I like frog but my favourite is TH.
	(
 Windy Pig I'm naturally quite suspicious about the moon.
 Windy Pig I'm naturally quite suspicious about the moon., Thu 31 Oct 2013, 14:48,
	
Reply)
 
	 I'm happy with third place \o/
	I'm happy with third place \o/
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Thu 31 Oct 2013, 14:51,
	
Reply)
 
	 Well, if TH really was dying after all,
	Well, if TH really was dying after all, 
 	You might be second by now.
	(
 Windy Pig I'm naturally quite suspicious about the moon.
 Windy Pig I'm naturally quite suspicious about the moon., Thu 31 Oct 2013, 14:56,
	
Reply)
 
	 Where is he? I like that chap.
	Where is he? I like that chap.
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Thu 31 Oct 2013, 14:57,
	
Reply)
 
	 Dunno.
	Dunno. 
 	It's half term so he's probably busy with his sprogs. I get the impression he has the more flexible job as he works from home and stuff, so he'll be on kid duty. Or dead. He might be dead.
	(
 Windy Pig I'm naturally quite suspicious about the moon.
 Windy Pig I'm naturally quite suspicious about the moon., Thu 31 Oct 2013, 14:59,
	
Reply)
 
	 I hope he isn't dead before we got the chance to say goodbye and tell him what stuff we wanted when he's gone.
	I hope he isn't dead before we got the chance to say goodbye and tell him what stuff we wanted when he's gone.
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Thu 31 Oct 2013, 15:01,
	
Reply)
 
	 We could always do a Ouija
	We could always do a Ouija
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Thu 31 Oct 2013, 15:05,
	
Reply)
 
	 I never can say goodbye....
	I never can say goodbye....
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Thu 31 Oct 2013, 15:06,
	
Reply)
 
	 thanks Jimmy
	thanks Jimmy
 	
	(
Bonzodog29 is an unemployed sponge of the worst kind, Thu 31 Oct 2013, 15:24,
	
Reply)
 
	 mortgage and an overdraft which I barely use
	mortgage and an overdraft which I barely use
 	And the mortgage is dropping significantly as of the end of next month. Student loan will be paid off by the end of next year an' all.
	(
dozers, do fuck off ur a nob m8, Thu 31 Oct 2013, 15:19,
	
Reply)
 
	 Mortgage, that's it
	Mortgage, that's it
 	The nice thing about a mortgage is it might be a huge - and, in any other circumstance, terrifying - amount of debt but because most people have one you just don't think about it.
	(
 The Light in Chains don't touch the Pope's boner
 The Light in Chains don't touch the Pope's boner, Thu 31 Oct 2013, 15:24,
	
Reply)
 
	 Mortgage finished a couple of years ago. I'm debt free and rolling in surplus cash.
	Mortgage finished a couple of years ago. I'm debt free and rolling in surplus cash.
 	
	(
 Bartleby A dead man on vacation
 Bartleby A dead man on vacation, Thu 31 Oct 2013, 15:29,
	
Reply)
 
	 Hey! Look everybody! It's Internet Nonce! Hi Internet Nonce!
	Hey! Look everybody! It's Internet Nonce! Hi Internet Nonce!
 	
	(
 Fucking hell Jeff I am not a robot
 Fucking hell Jeff I am not a robot, Thu 31 Oct 2013, 15:46,
	
Reply)
 
	 #citation needed
	#citation needed
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Thu 31 Oct 2013, 15:46,
	
Reply)
 
	 Nonces and fiddlers are generally quite unlikable aren't they?
	Nonces and fiddlers are generally quite unlikable aren't they?
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Thu 31 Oct 2013, 15:47,
	
Reply)
 
	 Hi Septic Dwarf!
	Hi Septic Dwarf!
 	It's nice to be back.
	(
 Bartleby A dead man on vacation
 Bartleby A dead man on vacation, Thu 31 Oct 2013, 15:48,
	
Reply)
 
	 Not for the rest of us it isn't.
	Not for the rest of us it isn't. 
 	Jog on fatso.
	(
 Fucking hell Jeff I am not a robot
 Fucking hell Jeff I am not a robot, Thu 31 Oct 2013, 15:50,
	
Reply)
 
	 Look me in the eye when you say that.
	Look me in the eye when you say that.
 	
	(
 Bartleby A dead man on vacation
 Bartleby A dead man on vacation, Thu 31 Oct 2013, 15:56,
	
Reply)
 
	 
	 
 	Libertieesss!
	(
Stibbins, Thu 31 Oct 2013, 16:19,
	
Reply)
 
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