Money money money
It's a rich man's world

What are your biggest extravagances? Stupidest money related things you've done? Best/worst investments?
( sporters I’m sincerely gratitude to you, Thu 4 Apr 2013, 9:54, 100 replies, latest was 12 years ago)

I once joined an online poker tournament with a $200 buy-in while very drunk
and then forgot I was playing and went to bed. Finished 2nd somehow, so it worked out.

I stopped playing online poker shortly after that.
( The Light in Chains don't touch the Pope's boner, Thu 4 Apr 2013, 9:58, Reply)

I like this

( sporters I’m sincerely gratitude to you, Thu 4 Apr 2013, 9:59, Reply)

Looking over the hand history the following morning
there were 3 other players still in when I stopped, and the computer would put in my blinds and fold if anyone raised. 3rd and 4th place finishers were idiots and let me win a couple of hands, and by chance I had the best hand when the computer put me all-in, and then they both went all-in against the eventual winner. Won about $420.
( The Light in Chains don't touch the Pope's boner, Thu 4 Apr 2013, 10:04, Reply)

I joined sky poker because of their free £500 prize thing if you put a fiver down.
i made like £9 in three hours. Total waste of my time.
(PsychoChomp, Thu 4 Apr 2013, 10:01, Reply)

Mainly because I was shit at paying attention and kept automatically folding.

(PsychoChomp, Thu 4 Apr 2013, 10:01, Reply)

I generally played games with short turn limits
so that the other players can't just sit there for ages deciding what to do - otherwise it's horribly boring. Also since I'm not very good I didn't want people who were having the time to make good decisions.
( The Light in Chains don't touch the Pope's boner, Thu 4 Apr 2013, 10:11, Reply)

Probably booze, and booze making equipment.
Even then it's like £60-£80 a month for booze and maybe the same again for homebrew. Everything else I spend more on I consider an esential.
(PsychoChomp, Thu 4 Apr 2013, 9:59, Reply)

Alright Sportypants.
Buying a house I guess. Otherwise it's drink I spend most of my wonga on. Few luxuries like the odd holiday, and festival. But I make a it of savings by doing almost all my own maintenance at home (except gas and electrics) my car was pretty much free, and I do all the work on that myself. It's about finding a balance. I could give a shit about savings, I'm sat on a house that's value is only increasing, I am insured up the wahoo for any serious problems (as long as they don't involve my left leg). I don't know how people find it so hard.
Oh, wait, yeah, kids are expensive you fools. Kids are a terrible idea.

My worst investment was probably all the limited edition games I used to preorder, they're worth all of Fuck all now.
( Windy Pig I'm naturally quite suspicious about the moon., Thu 4 Apr 2013, 10:01, Reply)

Board games or computer games?

( sporters I’m sincerely gratitude to you, Thu 4 Apr 2013, 10:07, Reply)

computer.

( Windy Pig I'm naturally quite suspicious about the moon., Thu 4 Apr 2013, 10:10, Reply)

Ahhhh
I'm binning all my old shite and stuff left in our house onto eBay at the moment. Free moneys
( sporters I’m sincerely gratitude to you, Thu 4 Apr 2013, 10:11, Reply)

I don't really like letting go.

( Windy Pig I'm naturally quite suspicious about the moon., Thu 4 Apr 2013, 10:32, Reply)

I bought a bastard sword off the internet when I was drunk, that was pretty stupid cos I'm never gonna do anything with it, and well, shouldn't do anything with it anyway
I buy too many computer games, I don't even end up playing them, I just buy them.
I spend way too much money on fripperies like books and booze and just shit I don't need but fuck it.

Best investment would be my duvet it is very nice and I like sleeping under it.
( Theoban What of it, Thu 4 Apr 2013, 10:01, Reply)

You could try to kill Joss Stone

(PsychoChomp, Thu 4 Apr 2013, 10:02, Reply)

I don't know enough about Joss Stone to want her dead

( Theoban What of it, Thu 4 Apr 2013, 10:03, Reply)

She's not a drug dealer, so the police care about that sort of thing.

(PsychoChomp, Thu 4 Apr 2013, 10:06, Reply)

Then who have I been buying this meth off?

( Theoban What of it, Thu 4 Apr 2013, 10:07, Reply)

Joss Stick

(PsychoChomp, Thu 4 Apr 2013, 10:10, Reply)

This isn't a witty post.
Could do better.
( tangledupinblue hairy badge with moving eyes, Thu 4 Apr 2013, 10:15, Reply)

Bikes and bike parts I suppose
They're money pits, but fabulous money pits. Just look at my legs...

I once ignored a overdraft warning from Nationwide when I was 17/18 and ended up getting charged £250 instead of just paying 10 quid when I first got warned.

Best investment - a proper suit.
(Himjim died a little more inside on, Thu 4 Apr 2013, 10:03, Reply)

I might have to buy a road bike
I'm getting fucking fed up of swapping tyres. But I don't want to, because a)It's really gay and b)I don't know enough about bikes these days to know what bits are good or not and c)It really is supremely, arse-reamingly gay.
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:05, Reply)

Go to Decathlon
Buy their budget road bike model, it's excellent.
(Bazongaloid, Thu 4 Apr 2013, 10:12, Reply)

I was actually looking at that.
Got really good reviews. I don't understand the levels of kit any more. Last time I paid any serious attention to road mechs etc it was becuase they were half the price of off-road stuff so I used to run durace mechd rather than XT on my mountain bike.

I'm sure it was Durace-Ultegra-105 (decreasing in quality) back in the day, Campag Record for the uberponce, but I don't see anything I recognise now. And all cheap frames are aluminium and I fucking hate the way aluminium rides.
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:18, Reply)

I bought one of these
www.decathlon.co.uk/triban-3-red-road-bike-id_8274036.html

to leave in my in laws house in France. It's a great bike for occasional rides, it's got carbon forks,and for £300 that's a real bargain. The only thing I wasn't uber keen on was the shifters, which are the little click switches, rather than the whole brake shifter moving, but you get used to it.

I think it's got 105 chain rings, but a sram cassette, or possibly the other way round, frankly I don't care that much.

Aluminium on a road bike is a good thing, though I understand it's bad for mountain bikes, but as I've never mountain biked, I don't know, and neither do I care.
(Bazongaloid, Thu 4 Apr 2013, 10:23, Reply)

Yeah, I was in the shop looking at it yesterday.
It does look nice. And I know I've got little choice about the aluminium, and I understand why roadies like it. I just don't.
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:47, Reply)

Get yourself a Condor Fratello
STEEL IS REEL etc.
(Himjim died a little more inside on, Thu 4 Apr 2013, 10:23, Reply)

It's only gay in the lycra.
You'll have to swap tyres on all bikes. It's a massive pain, especially in this kind of weather. "OH WAIT, I'M GONNA SNOW ALL UP IN YA AGAIN."
(Himjim died a little more inside on, Thu 4 Apr 2013, 10:12, Reply)

cheap-ish road bike for commuting with road tyres
Explosif for off-road fun with all purpose tyres. Why would I change tyres beyond that? I don't give enough of a shit to change tyres for conditions, even when racing mountain bikes. 95% of mountain bikers don't even have close to the ability to explore the limits of a half-decent set of all-weather tyres ;)
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:16, Reply)

Get the Triban 3.
It's a whole lotta bike for not very much money. www.cyclingweekly.co.uk/tech/bikes/129441/2/bike-test-do-you-get-what-you-pay-for.html
(Himjim died a little more inside on, Thu 4 Apr 2013, 10:21, Reply)

yeah, that's the Decathlon one.
It's looking favourite.

Aluminium though *shakes head sadly*
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:22, Reply)

See above, aluminium road bike + carbon fork = good.

(Bazongaloid, Thu 4 Apr 2013, 10:23, Reply)

Aluminium gives fucking awful ride buzz.
I know it's stiff, yada yada, but it's uncomfortable.
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:26, Reply)

No it's not.
You're verging on the "I can tell the difference between different types of whiskey" territory here.
(Bazongaloid, Thu 4 Apr 2013, 10:29, Reply)

I've never ridden this bike. Or many road bikes, so I can't comment on this one
But I have ridden and raced a fuckload of mountain bikes over the last 20+ years and trust me on this, Aluminum frames do not absorb trail buzz because the specific difference in a couple of key modulus of elasticity properties of aluminium alloys means they cannot absorb fast paced, small surface inperfections. It's their major flaw, and it is why aluminium never caught on except in a niche sector of the market until front suspension became "standard"

It's therefore reasonable to suspect that exactly the same will be true of road bikes. However, in the road bike market, people value stiffness over comfort, hence why aluminium and carbon dominate.
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:34, Reply)

NO BIKE CHAT.

( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:35, Reply)

See this
b3ta.com/questions/offtopic/post1922386
(Himjim died a little more inside on, Thu 4 Apr 2013, 10:36, Reply)

yeah, I know, but £600 for the frame alone.
I wanted to spend about half that on the whole bike.

Guess I'm going to have to man up and go aluminium.
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:41, Reply)

It's not a problem for road bikes, because, here's the thing, you're riding it on smooth roads
not bumpy trails, so the vibration issue isn't an issue.
(Bazongaloid, Thu 4 Apr 2013, 10:50, Reply)

have you seen the bloody roads in Edinburgh?

( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:54, Reply)

^^ Precisely this.

(Reverend Fister "a disciplined fuckwit", Thu 4 Apr 2013, 11:03, Reply)

Think I'll sit this thread out ta

( Monty Boyce, My cheese game is strong, Thu 4 Apr 2013, 10:04, Reply)

Got to ring your broker?

(PsychoChomp, Thu 4 Apr 2013, 10:05, Reply)

I think Monty's more at the stage where he needs to "broker his ring"


By which, of course, I mean "rent his arse to sailors for pennies"
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:06, Reply)

I don't actually think monty is in that bad a situation to be honest.
Not as bad as it was at least, his debt isn't unsustainable and it's not getting any worse.
(PsychoChomp, Thu 4 Apr 2013, 10:09, Reply)

But still he likes a good gallon or two of seamen semen

( sporters I’m sincerely gratitude to you, Thu 4 Apr 2013, 10:10, Reply)

No-one is 'broker' than me GEDDIT??????!!
BECAUSE BROKER CAN MEAN 'MORE BROKE THAN' AS WELL!¬!!!!!!11!!
( Monty Boyce, My cheese game is strong, Thu 4 Apr 2013, 10:09, Reply)

You had me
You lost me
( sporters I’m sincerely gratitude to you, Thu 4 Apr 2013, 10:09, Reply)

We can talk more about chicken if you like?

( Theoban What of it, Thu 4 Apr 2013, 10:05, Reply)

I could have chicken chat with you all day fucking long, old chap.

( Monty Boyce, My cheese game is strong, Thu 4 Apr 2013, 10:07, Reply)

mmmm
chicken chat
( sporters I’m sincerely gratitude to you, Thu 4 Apr 2013, 10:08, Reply)

There's nothing more comforting and warming than a nice sit down with some good friends and some quality words about chickens

( Theoban What of it, Thu 4 Apr 2013, 10:09, Reply)

Hey Theo - save it for the 'chicken chat' thread I've just started.

( Monty Boyce, My cheese game is strong, Thu 4 Apr 2013, 10:11, Reply)

lol

( Kroney, Thu 4 Apr 2013, 10:06, Reply)

Surely even you must have one good money story

( sporters I’m sincerely gratitude to you, Thu 4 Apr 2013, 10:06, Reply)

All mine are bad.

( Monty Boyce, My cheese game is strong, Thu 4 Apr 2013, 10:08, Reply)

Remember that time you lent me some money?
Of course you don't! You're the worst Jew in the world.
(Himjim died a little more inside on, Thu 4 Apr 2013, 10:11, Reply)

hahahaha

( Monty Boyce, My cheese game is strong, Thu 4 Apr 2013, 10:27, Reply)

Gadgets and expensive beer
Nearly bought a 16ft radio-controlled battleship off Ebay once though, would have been over£5k. ..
(localboy purveyor of pisspoor puns, Thu 4 Apr 2013, 10:05, Reply)

Best investment was shares in Coca-Cola when I worked there.
For every share I purchased (at a discount) they gave me another share free. Combination of this and the share price rising meant I made about £100,000 over 5 years.

I spend too much money on good food & drink.
( Fucking hell Jeff I am not a robot, Thu 4 Apr 2013, 10:08, Reply)

Nicely done
My mate got into Sage and was given £3K of shares for free - which then went up to over £100K
( sporters I’m sincerely gratitude to you, Thu 4 Apr 2013, 10:09, Reply)

sage can suck my plums

( Naked Ape call me Caitlyn, Thu 4 Apr 2013, 10:10, Reply)

Any reason?

( sporters I’m sincerely gratitude to you, Thu 4 Apr 2013, 10:11, Reply)

It feels nice.

( tangledupinblue hairy badge with moving eyes, Thu 4 Apr 2013, 10:16, Reply)

We would have made about £150k if my ex-wife had listened to me and sold the shares in her company
before the blindingly easy-to-spot from months away dot.com crash.

but, hey.
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:11, Reply)

Hence "ex"

( sporters I’m sincerely gratitude to you, Thu 4 Apr 2013, 10:16, Reply)

no, there are more important reasons for that
I wouldn't leave someone just becuase they were that daft about one thing.
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:19, Reply)

Probably sporting stuff.
My skis and boots weren't exactly cheap..

Best investements have all been houses, obv. Oh, and a 1992 5 series BMW that I drove for 2 years, barely maintained and it somehow went up in value.
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:08, Reply)

My biggest extravagance at the moment is buying Folio books.
I expect most people would consider that stupid, but I love them.

My next biggest extravagance will be buying a car. It's going to be 20+ years old, poor on petrol and expensive to find parts for.

On the plus side, I'm currently in the black for the first time in a decade and it's only getting better, so that's nice. Plus I'll be buying my own place in a year or two.
( Kroney, Thu 4 Apr 2013, 10:09, Reply)

What are Folio books?

( sporters I’m sincerely gratitude to you, Thu 4 Apr 2013, 10:09, Reply)

He means porn

( Theoban What of it, Thu 4 Apr 2013, 10:10, Reply)

he means Fabio books
cheap romance novels with shirtless men on the cover.
( The Light in Chains don't touch the Pope's boner, Thu 4 Apr 2013, 10:15, Reply)

He's a groom, working in the stables
She's the lady of the house, too busy and high class to talk to a low born stableman
But when a chance storm leaves them both stranded in a cabin, sparks fly
( Theoban What of it, Thu 4 Apr 2013, 10:16, Reply)

She was powerless to resist as his sapphire eyes burnt into her very soul
His strong arms enveloped her, and within seconds he'd dropped his trollies, bent her over and chucked his muck.
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:38, Reply)

Medical books about the terrible childhood affliction 'folio'.

( Monty Boyce, My cheese game is strong, Thu 4 Apr 2013, 10:12, Reply)

Oh no
The French Polio?
( sporters I’m sincerely gratitude to you, Thu 4 Apr 2013, 10:13, Reply)

They're a specialist publisher.
They produce illustrated editions of books using high quality paper, bindings, stitched spines etc. They cost in the region of thirty quid per book, so it's a thing for proper book nerds.
( Kroney, Thu 4 Apr 2013, 10:16, Reply)

hopefully there'll be a property crash as well before then too

( Light In Chains maker of the ikea sofa, Thu 4 Apr 2013, 10:10, Reply)

fingers crossed!

(PsychoChomp, Thu 4 Apr 2013, 10:12, Reply)

i like to feed off teh souls of negative equity

( Light In Chains maker of the ikea sofa, Thu 4 Apr 2013, 10:13, Reply)

Hi Chompy!

( Monty Boyce, My cheese game is strong, Thu 4 Apr 2013, 10:12, Reply)

*fonz thumbs*

( Light In Chains maker of the ikea sofa, Thu 4 Apr 2013, 10:14, Reply)

I hope so too
but I'm safe in the knowledge that my house in London will retain its value.
(Bazongaloid, Thu 4 Apr 2013, 10:16, Reply)

which is ironic
because London and the South-East is the only part of the UK that actually needs a property price crash.
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:21, Reply)

not while everyone and their dog wants to live there

( Light In Chains maker of the ikea sofa, Thu 4 Apr 2013, 10:22, Reply)

Indeed.
but that's the problem. When people whine about houses being overpriced, they simply mean "houses in the south east are overpriced"
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:25, Reply)

it'll continue for the foreseeable. It's well crazy innit

( Light In Chains maker of the ikea sofa, Thu 4 Apr 2013, 10:28, Reply)

Especially when so many of the industries in London and the South East are so "emperor's new clothes"

( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:36, Reply)

I seem to spend a lot of money on petrol

( Naked Ape call me Caitlyn, Thu 4 Apr 2013, 10:09, Reply)

I get this

( hartley hare Just some prick who thinks it doesn't apply to him, Thu 4 Apr 2013, 10:15, Reply)

Stop setting fire to tramps and just kick them to death
it's free and good aerobic exercise.
( The Light in Chains don't touch the Pope's boner, Thu 4 Apr 2013, 10:16, Reply)

Day to day my biggest extravagance is probably decent booze.
I've bought expensive guitars in the past, but I had the money to pay for them and at least one of them has risen in value.
Although I've never bought anything with the intention of selling it at a profit.

Dull answer: best investment was a Post Office Capital Bond with an interest rate fixed for five years, back when interest rates hit 15% in the early 90s.
( tangledupinblue hairy badge with moving eyes, Thu 4 Apr 2013, 10:11, Reply)

I had a really risky shares ISA that doubled in value over two years
Aberdeen Development Capital, thank you
See also: Minmet shares: 1p buy 16p sell \o/
( sporters I’m sincerely gratitude to you, Thu 4 Apr 2013, 10:12, Reply)

I bought a router that I don't need.
It's in the loft.

I also spend a lot of money on CDs, but that's mainly to assuage my guilt over downloading the music first.
(Bazongaloid, Thu 4 Apr 2013, 10:13, Reply)

I might go back to bed in a minute.

( Fucking hell Jeff I am not a robot, Thu 4 Apr 2013, 10:21, Reply)

I bought a brand new wah-wah pedal off eBay for £16.99 inc postage.
I fully expect it to be BRILLIANT
( Monty Boyce, My cheese game is strong, Thu 4 Apr 2013, 10:28, Reply)

I just bought a glockenspiel.

( tangledupinblue hairy badge with moving eyes, Thu 4 Apr 2013, 10:31, Reply)

I read that as "cocker spaniel"
No, I've no idea either.
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:43, Reply)

Trying to stay off the booze is clearly not good for you.

( tangledupinblue hairy badge with moving eyes, Thu 4 Apr 2013, 10:45, Reply)

3 weeks off and I've put weight on
my metabolism must be booze regulated or some shit.
( the mighty badger Aphrodite, on a bar stool, by your side, Thu 4 Apr 2013, 10:46, Reply)

I found that eating became my only available vice when the first little tangle was born.

( tangledupinblue hairy badge with moving eyes, Thu 4 Apr 2013, 10:49, Reply)