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rob, Sun 1 Apr 2001, 1:00)
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what would you do with an extra £71 a week?www.newstatesman.com/politics/2014/08/citizens-income-71-week-person-would-make-britain-fairer
is this a good idea? or is it too lentil mung bean farty?
alt: what's for lunch? lentils and mung beans??
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rachelswipe with a fork, Wed 20 Aug 2014, 12:38,
186 replies,
latest was 10 years ago)
I think it's great, that would pay for all my fags and sushi.(
G/PP 💩💩💩💩💩€, Wed 20 Aug 2014, 12:41,
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They should od it so that you can put it back into the pot where the bottom 25% of society can take out of it.(
G/PP 💩💩💩💩💩€, Wed 20 Aug 2014, 12:46,
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Why give more money to work shy benefit scroungers? (
Windy Pig I'm naturally quite suspicious about the moon., Wed 20 Aug 2014, 12:52,
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And suddenly the bottom 25% still end up better off not working. Brilliant. (
MEATSNAKE Richard Hammond, Wed 20 Aug 2014, 12:53,
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Or make it go to people who'll persue non-financial goals, such as education or art or bringing up kidsBut I guess though if you did that, they'd be heavy administration and possible abuse - therefore defeating the point.
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G/PP 💩💩💩💩💩€, Wed 20 Aug 2014, 12:56,
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bringing up kids??the world is too full of cunt kids as it is!
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rachelswipe with a fork, Wed 20 Aug 2014, 13:07,
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C'mon, you proper-love your younger family - I guess partally 'cus you can get away from them too.Wouldn't it be better for you if when you taken 'em out to London Zoo or whatevs, you didn't have to put your hand in your pocket?
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G/PP 💩💩💩💩💩€, Wed 20 Aug 2014, 13:17,
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precisely because i can get away from themniece number one asked me why i didn't have kids. i said, "because i've got YOU and YOU put me off them!" she thought i was joking.
i wasn't.
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rachelswipe with a fork, Wed 20 Aug 2014, 13:29,
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Haha, thats what I mean though, now when you take 'em out, you'll have a few spare bob you didn't expect.(
G/PP 💩💩💩💩💩€, Wed 20 Aug 2014, 13:47,
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MAKE SOME MOTHERFUCKING NOISE IN DA HOUSE!!!!!(
MEATSNAKE Richard Hammond, Wed 20 Aug 2014, 12:41,
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That's all I can hands, I can't hands n'more!(
MEATSNAKE Richard Hammond, Wed 20 Aug 2014, 12:48,
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Lets give a big hand to MEATSNAKE(
sporters I’m sincerely gratitude to you, Wed 20 Aug 2014, 12:49,
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He's Pakeye the sailorman, he lives in AfghanistanHe's got problems with glands and dildos for hands
He's Pakeye the sailorman!
*toot toot*
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Kroney, Wed 20 Aug 2014, 12:54,
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I'd tell everyone how I'd donated it to charity(
tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 12:42,
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That's a shame because my reputation as a philanthropist is very important to me.(
tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:19,
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I'm not sure how you've reached this conclusion, but if it makes you happy, ok.(
tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:30,
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I'd put it in an ISA, mixed portfolio of funds, balanced risk profile.To take advantage of pound cost averaging.
(, Wed 20 Aug 2014, 12:44, Reply)
I'd give it all back to you. (
Windy Pig I'm naturally quite suspicious about the moon., Wed 20 Aug 2014, 12:45,
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Remember:Use Tor. Only utter amateurs use regular internet to browse for child pornography.
(, Wed 20 Aug 2014, 12:48, Reply)
Ha! My clever trap has flushed out a nonce. I knew it.(
MEATSNAKE Richard Hammond, Wed 20 Aug 2014, 12:49,
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Yes.Bacon and cheese chiabatta with apple chutney. It's nice.
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Je suis un vagabond is an unfunny, up your own arse middle class knob, Wed 20 Aug 2014, 12:58,
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The logic behind the idea is very soundas it would replace all benefits (other than housing and disability) so in theory you should always be better off working.
Plus it would be the first time that childless middle income couples benefit...
I would spend it on 7 £10 whores, with £1 left over for chips.
(, Wed 20 Aug 2014, 13:04, Reply)
Childless couples shouldn't benefit, as their long-term contribution to society is generally negligible.(
Je suis un vagabond is an unfunny, up your own arse middle class knob, Wed 20 Aug 2014, 13:09,
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nahthey pay more in tax than they take out
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rachelswipe with a fork, Wed 20 Aug 2014, 13:12,
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Yer, but their children don't.(
Je suis un vagabond is an unfunny, up your own arse middle class knob, Wed 20 Aug 2014, 13:16,
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Because when they die they're dead.Their children don't work for society, as they don't exist.
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Je suis un vagabond is an unfunny, up your own arse middle class knob, Wed 20 Aug 2014, 13:17,
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so they have a net benefit to the society thenthey do their bit then pop their clogs
(, Wed 20 Aug 2014, 13:18, Reply)
Parents could have 6 children who all depend their lives on benefits is not a greater contribution than someone working the majority of their life, and paying in. (
Windy Pig I'm naturally quite suspicious about the moon., Wed 20 Aug 2014, 13:22,
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Luckily they barely exist.(
tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:23,
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I know, I know. I'm not sure I like the point about having children is a benefit to society.
But that's probably because I don't have kids and spend my money on booze and frivolity, rather than nappies and school uniform.
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Windy Pig I'm naturally quite suspicious about the moon., Wed 20 Aug 2014, 13:27,
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Because in order for the model to work, you need sufficient young people in work to support those who have retired.The 'looming pensions crisis' that has been talked about for such a long time is down to the fact that we are an ageing population.
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tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:29,
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It would help relieve some of the burden from the NHS.Although I'm not sure you would still qualify for dying 'young'
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tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:31,
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Fair enough. But I don't think prescripting life style to a model is a good idea. Why is my choice to not have children seen as a bad decision because it doesn't fit the economic model? Seems a bit "do what you're told, peasant."
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Windy Pig I'm naturally quite suspicious about the moon., Wed 20 Aug 2014, 13:32,
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I'm all for a bit of nanny state.(
tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:35,
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it's totally wrong and a disgusting thing to suggestthey should ban thick and ugly people from breeding instead.
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rachelswipe with a fork, Wed 20 Aug 2014, 13:39,
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Fortunately some of them self select.(
tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:48,
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I swear man, I should go down Jeremy Kyle auditions and clean up.There's a lot of ugly and thick people there, but there are a few fitties.
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G/PP 💩💩💩💩💩€, Wed 20 Aug 2014, 13:58,
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What I don't get is, these 'problem families' don't exist statisticlly apparently.Yet you talk to pretty much anyone who works in the NHS or Job Centre, and they'll say thats all they deal with.
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G/PP 💩💩💩💩💩€, Wed 20 Aug 2014, 13:57,
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When you say you talk to, do you mean, those sound bites and quotes the newspapers use? (
Windy Pig I'm naturally quite suspicious about the moon., Wed 20 Aug 2014, 14:01,
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i know a few of themmy cousin's family. shudder.
my friend's niece, 3 kids by the age of 21. her other niece, 2 kids by the age of 19, gave up the only job she'd ever had because she "hated the uniform", etc.
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rachelswipe with a fork, Wed 20 Aug 2014, 14:25,
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As a general principle it is good for the economy to put money directly into the hands of ordinary people.(
tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:09,
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no it isn'tbecause ordinary people are thick and annoying
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rachelswipe with a fork, Wed 20 Aug 2014, 13:14,
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I'm not sure how however thick or annoying they are would affect my point(
tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:18,
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It does seem a sound principle, what are the down sides? (
Windy Pig I'm naturally quite suspicious about the moon., Wed 20 Aug 2014, 13:20,
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It might annoy the likes of swipe, who would prefer to see more money in the hands of the highest earners.(
tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:22,
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Oh sorry, you said down sides!(
tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:22,
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But they've already got more money, due to the fact that they're the highest earners. (
Windy Pig I'm naturally quite suspicious about the moon., Wed 20 Aug 2014, 13:23,
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But they need more, see?They could save it or put it to good use.
And then it might 'trickle down' to the less fortunate in society somehow.
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tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:24,
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Surely having a high income is a high achievement?(
tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:32,
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noit's the reward for working hard. the job and what you give back are the achievements.
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rachelswipe with a fork, Wed 20 Aug 2014, 13:37,
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presumablyyou will be giving your house and any money to society rather than to your kids?
we all know your "achievement" already. you're leaving behind giant round black coasters to protect future generations of coffee tables.
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rachelswipe with a fork, Wed 20 Aug 2014, 13:42,
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Indirectly through taxation, yes.I'm pretty proud of my "achievement" and am glad there will be something left after I am dead.
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tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:47,
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no, that's avoiding the questionare you leaving your house and any saved money to your kids? you seem to be against other people saving and passing it down, so presumably you'd never do it yourself.
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rachelswipe with a fork, Wed 20 Aug 2014, 13:51,
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I'm not sure where you got that idea from(
tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:53,
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It's the people who would save it that are part of the problem.(
rachelswipe with a fork, Wed 20 Aug 2014, 13:58,
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Oh right, you misunderstood me.As Bonzo or someone pointed out in the same subthread, spending the £71 would provide more of a stimulation for the economy than squirrelling it away.
I am not against saving, in fact I think it is a sensible thing to do.
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tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 14:02,
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stop being sensibleyou want everyone to give their houses up in some kind of giant yurt fest, admit it.
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rachelswipe with a fork, Wed 20 Aug 2014, 14:18,
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Like bankers and politicians you mean?(
stuj (^(^;;^)^) GO TEAM SPIDERS!(^(^;;^)^), Wed 20 Aug 2014, 13:40,
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yesthey work so hard and nobody loves them for it, it's a crying shame...
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rachelswipe with a fork, Wed 20 Aug 2014, 13:42,
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I feel more sorry for those who work so hard and don't get the same remuneration.However thick and annoying they are.
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tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:54,
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i don'tsome people should get a lot more than they do. nurses and teachers definitely should. but the general public? thick and annoying. and you should know. you live in cov where they invented it.
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rachelswipe with a fork, Wed 20 Aug 2014, 14:02,
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What about the support staff that enable nurses and teachers to do their jobs?A lot of them are quite thick and annoying.
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tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 14:06,
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Hey how about everyone getting a lump sum from the government every week to top up their wagesIt wouldn't have to be much just say £71 or something
(, Wed 20 Aug 2014, 14:11, Reply)
not as thick and annoying as the kids and the patientsif we're being totally fair
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rachelswipe with a fork, Wed 20 Aug 2014, 14:18,
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Also, wouldn't everything simply go up by £71 if this happened?(
Je suis un vagabond is an unfunny, up your own arse middle class knob, Wed 20 Aug 2014, 13:10,
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the problem with this idea, like any other woolly "let's trust people" idea, is peoplepeople suck. you'd end up with some people saving it or putting it to good use, and some people spunking it up the wall. basically people would do exactly the same as they do now, just £71 more of it.
people suck.
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rachelswipe with a fork, Wed 20 Aug 2014, 13:13,
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thats irrelevant to the idea thoughif you spunk it up the wall then so be it, the money would still be in circulation and therefore creating further wealth through jobs in shops etc.
(, Wed 20 Aug 2014, 13:15, Reply)
OK, I've spunked up the wallNow what?
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sporters I’m sincerely gratitude to you, Wed 20 Aug 2014, 13:17,
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Lick it off.(
Je suis un vagabond is an unfunny, up your own arse middle class knob, Wed 20 Aug 2014, 13:18,
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THE MONEY IS STILL IN CIRCULATIONAt some point down the line it will be used whether directly or not, There was talk a while back of adding illegal trade into the national statistics as it was something like 7 billion added to the economy
(, Wed 20 Aug 2014, 13:29, Reply)
i was jokingi am not exactly down with the massive drugs kids, but i suspect you'd be mainlining on lemsip and aspirin if you only had £71 to spend.
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rachelswipe with a fork, Wed 20 Aug 2014, 13:30,
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zkly(
Je suis un vagabond is an unfunny, up your own arse middle class knob, Wed 20 Aug 2014, 13:17,
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It's the people who would save it that are part of the problem.(
tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:21,
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Then tax savings. (
Windy Pig I'm naturally quite suspicious about the moon., Wed 20 Aug 2014, 13:22,
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why would anyone have savings or investments?that's so selfish.
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rachelswipe with a fork, Wed 20 Aug 2014, 13:46,
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investments very often pay for vital infrastructure, commercial property and medical research(, Wed 20 Aug 2014, 13:47, Reply)
Yeah you'd love to taste my lentils, wouldn't you?(
tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:56,
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i'd rather smell your mung beansno, wait...
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rachelswipe with a fork, Wed 20 Aug 2014, 14:01,
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Is it because not everyone has a loaded daddy that pays for everything?(, Wed 20 Aug 2014, 13:50, Reply)
no, it's because saving it for yourself or your family is SELFISHyou should give it all to SOCIETY
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rachelswipe with a fork, Wed 20 Aug 2014, 13:51,
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don't make me agree with youneither of us enjoy that
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rachelswipe with a fork, Wed 20 Aug 2014, 14:18,
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Proportially to how much it would be taxed if being spent? Rather than hoarded? I'm only asking, I've personally no real problem with reasonable levels of savings and I think investment is key, I'm just not as econosmart as I could be.
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Windy Pig I'm naturally quite suspicious about the moon., Wed 20 Aug 2014, 13:59,
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interest is taxed at 20%, with an additional 20 or 25% payable by higher and additional rate payers.Cash NISAs pay gross interest, but with such feeble rates of interest that they're only really suitable for emergency funds.
Even S&S NISAs aren't entirely tax free. The 10% tax credit on dividends can't be reclaimed.Having said that, it's very easy to get 5% from a stocks and shares NISA, if you want real returns rather than erosion from inflation then that's what you need to do.
(, Wed 20 Aug 2014, 14:19, Reply)
What's your views on AESOPs and SAYE schemes?I pay £30 a month into an AESOP and my employer matches it. £60 of company shares per month, for £30. BOOM.
(, Wed 20 Aug 2014, 14:26, Reply)
any deal where you get free money is a good oneTotal no brainer. You have a DB pension, right?
(, Wed 20 Aug 2014, 14:28, Reply)
Long story. Started off as final salary, non-contributory, when I joined 20 years ago.Then they capped the pensionable salary increases to 2% p.a. Now they've fucked that altogether and my final pensionable salary will be what I'm on NOW.
As a half-arsed apology for that, they're giving us a 3% bonus in Nov which I can either put in as an AVC or take as cash. Obviously I'm doing the former.
Cunts.
(, Wed 20 Aug 2014, 14:32, Reply)
still, DB schemes are extremely generous.Most annuity clients don't take escalation as an option because the starting income is so low. Your pension will have automatic increases, that's where the value is.
(, Wed 20 Aug 2014, 14:34, Reply)
Does it? I haven't a fucking clue to be honest.Will probably look at setting up some AVCs as well I think.
(, Wed 20 Aug 2014, 14:38, Reply)
That's something at least.But it pisses me off immensely that in my remaining career my salary could potentially double and it would have 0 impact on my pension.
(, Wed 20 Aug 2014, 14:44, Reply)
Plus I work from home, so stealing office stationary to supplement my income isn't really much of an option.(, Wed 20 Aug 2014, 14:45, Reply)
I've got a SAYE scheme on the go at the momentI can buy company shares at 40p in 2016, which are currently worth nearly twice that.
If the price was to plummet in the meantime, I can just take the money back out, with a bonus. Can't lose.
(, Wed 20 Aug 2014, 14:46, Reply)
depends on the funds mate, if you stuck everything in a single fund and it underperformed then tough shit.At my last place, our balanced aggressive portfolio had done 66% over the previous 5 years and 17% over the previous 12 months.
If yours has done badly then you had a shit adviser.
(, Wed 20 Aug 2014, 14:47, Reply)
as if we didn't all feel sorry enough for your yurt spunk kids(
rachelswipe with a fork, Wed 20 Aug 2014, 13:27,
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I got no doubts that Ladbrook's profits would go up(
G/PP 💩💩💩💩💩€, Wed 20 Aug 2014, 13:22,
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I bet you a fiver they wouldn't(
sporters I’m sincerely gratitude to you, Wed 20 Aug 2014, 13:38,
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You gotta know when to hold 'em, know when to fold em. Know when to walk away, know when to run.You don't ever, count your money at the table - they'll be time enough for counting, when the dealings done.
#LifeLesson
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G/PP 💩💩💩💩💩€, Wed 20 Aug 2014, 13:40,
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Think I might go and re-read kroney's drinks story(
MEATSNAKE Richard Hammond, Wed 20 Aug 2014, 13:32,
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Okay done that, listening to tangles album next(
MEATSNAKE Richard Hammond, Wed 20 Aug 2014, 13:41,
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That's actually not too bad an idea.I would love something back for all the work I put in.
WEEDSKIS!
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GeordieJay Bummers are deaf, Wed 20 Aug 2014, 13:46,
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Having wasted my time reading it......how will they obliterate benefit fraud if they're still paying disability and housing benefit?
(, Wed 20 Aug 2014, 13:51, Reply)
team?you work at home. delusions of grandeur here.
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rachelswipe with a fork, Wed 20 Aug 2014, 13:52,
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I bet you still pronounce it that way, even after the edit.(
tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 14:08,
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Your mis-reading aside, do you think a home-worker can't be part of a team?How terribly old-fashioned of you.
(, Wed 20 Aug 2014, 14:21, Reply)
i knew you had mistyped time and i was taking the mcpissthere is nothing deeper to it
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rachelswipe with a fork, Wed 20 Aug 2014, 14:23,
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Surely what we need is someone qualified in accountancy and/or economics, or suchlike, to put us straight on this matter.(
Je suis un vagabond is an unfunny, up your own arse middle class knob, Wed 20 Aug 2014, 13:52,
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Yes, because economists are renowned for always reaching a consensus opinion.(
tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 13:55,
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(, Wed 20 Aug 2014, 14:05, Reply)
Can we have a new thread please guys?(
sporters I’m sincerely gratitude to you, Wed 20 Aug 2014, 14:00,
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I have lost the will and required motivation to participate(
MEATSNAKE Richard Hammond, Wed 20 Aug 2014, 14:05,
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The power of yurt music!(
tangledupinblue hairy badge with moving eyes, Wed 20 Aug 2014, 14:07,
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I couldn't be arsed reading the article, summary please, in one sentence.(, Wed 20 Aug 2014, 14:04, Reply)
All former GPs are required to hand themselves in as part of Operation Yewtree (, Wed 20 Aug 2014, 14:20, Reply)
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