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Are you a QOTWer? Do you want to start a thread that isn't a direct answer to the current QOTW? Then this place, gentle poster, is your friend.
(
rob, Sun 1 Apr 2001, 1:00)
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Starting a new thread
Simply trying to move that bloody big parrot down the page
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 9:38,
229 replies,
latest was 12 years ago)
You're just as bad at starting threads with photos
(
PsychoChomp, Thu 7 Mar 2013, 9:39,
Reply)
I now know to put the photo in replies.
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 9:40,
Reply)
like this?

(
King Zog of Albania lives in Kensington, Thu 7 Mar 2013, 9:41,
Reply)
tee hee
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 9:42,
Reply)
Well played.
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 9:45,
Reply)
*pointing at parrots*
(
G/PP 💩💩💩💩💩€, Thu 7 Mar 2013, 9:46,
Reply)
MOMO
(
hartley hare Just some prick who thinks it doesn't apply to him, Thu 7 Mar 2013, 9:49,
Reply)
Morning, old boy. How's the old noggin?
I'm feeling refreshed and chipper, myself. I had an excellent night's sleep.
(
Kroney, Thu 7 Mar 2013, 9:43,
Reply)
Did you go for the curry?
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 9:43,
Reply)
Yeah. I spent the entire evening the subject of ridicule.
(
Kroney, Thu 7 Mar 2013, 9:44,
Reply)
It's not your fault you're ahead of the curve in the knitwear department.
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 9:44,
Reply)
CERTAIN people need to consider a change of career, I think.
They're not cut out for the visionary world of fashion.
(
Kroney, Thu 7 Mar 2013, 9:45,
Reply)
NAMING NO NAMES, I'D SAY YOU WERE DEAD RIGHT.
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 9:47,
Reply)
Because you came along wearing a 1970's Richard Briers jumper.
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 9:45,
Reply)
He sure did.
But then he surrendered and retreated out of town at a most Godly hour.
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 9:44,
Reply)
Why do you lot get upset at pictures?
(
Theoban What of it, Thu 7 Mar 2013, 9:45,
Reply)
Theobobobobobobandersnatch
alright
(
King Zog of Albania lives in Kensington, Thu 7 Mar 2013, 9:48,
Reply)
alright zoggers
(
Theoban What of it, Thu 7 Mar 2013, 9:48,
Reply)
Because we're all serious intellectuals and as such consider the written word to be superior.
That and it's fucking obvious you're not working if your boss sees.
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 9:48,
Reply)
Unless your work tools are just big grey boxes it's pretty obvious you're not working
GET BACK TO WORK YOU LAZY SCROTES
TIME IS MONEY
(
Theoban What of it, Thu 7 Mar 2013, 9:49,
Reply)
hello Theoban.
(
Windy Pig I'm naturally quite suspicious about the moon., Thu 7 Mar 2013, 9:50,
Reply)
alright wipi
(
Theoban What of it, Thu 7 Mar 2013, 9:50,
Reply)
I am feeling frightful this morning, Window old stick.
Frightful
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 9:54,
Reply)
LIPS THAT TOUCH ALCOHOL SHALL NOT TOUCH MINE
(
Theoban What of it, Thu 7 Mar 2013, 9:56,
Reply)
I read this in the style of Ian Paisley
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 9:58,
Reply)
NEVER, NEVER, NEVER
That's my Paisley impression
Good innit
(
Theoban What of it, Thu 7 Mar 2013, 9:59,
Reply)
I KNOW YUUUUUR NAAAME
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:02,
Reply)
Yeah it's under my posts
(
Theoban What of it, Thu 7 Mar 2013, 10:34,
Reply)
oh yeah
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:34,
Reply)
Fucks sake dreams has gone into administration.
This better not effect M-Day.
(
PsychoChomp, Thu 7 Mar 2013, 9:48,
Reply)
Look on the bright side PC
Things can only get better
(
Theoban What of it, Thu 7 Mar 2013, 9:49,
Reply)
NIGHTMARES MORE LIKE!!!!!
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 9:50,
Reply)
affect
(
King Zog of Albania lives in Kensington, Thu 7 Mar 2013, 9:51,
Reply)
sectioned
(
PsychoChomp, Thu 7 Mar 2013, 9:51,
Reply)
Are you sure? There's nothing on their website about it.
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 9:51,
Reply)
It's all shit in there anyway.
(
Set your faces to Stunned Bigly, Thu 7 Mar 2013, 9:53,
Reply)
I can see why it's going under.
Massive warehouse full of beds but no customers.
(
PsychoChomp, Thu 7 Mar 2013, 9:53,
Reply)
I sometimes go in and wee on a mattress at random
(
King Zog of Albania lives in Kensington, Thu 7 Mar 2013, 9:54,
Reply)
It's an outmoded business model.
Most people download their beds illegally these days.
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 9:55,
Reply)
I sleep online
(
PsychoChomp, Thu 7 Mar 2013, 9:56,
Reply)
I don't have the bedwidth to do that.
(
localboy purveyor of pisspoor puns, Thu 7 Mar 2013, 9:58,
Reply)
*golf claps*
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:00,
Reply)
Is that why they blocked thepiratebed. org?
(
localboy purveyor of pisspoor puns, Thu 7 Mar 2013, 9:57,
Reply)
Arrrrr!
"She may be a whale, but the hour be late, and her blowhole be wet"
(
localboy purveyor of pisspoor puns, Thu 7 Mar 2013, 10:01,
Reply)
It's like a jungle sometimes it makes me wonder
How they keep from going under
(
hartley hare Just some prick who thinks it doesn't apply to him, Thu 7 Mar 2013, 9:58,
Reply)
It's a Pre-pack. Slightly different. It's a way of changing the company's ownership structure to reduce debt.
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 9:54,
Reply)
Way to not pay proper redundancy to 400 people or pay rent to their landlords?
(
PsychoChomp, Thu 7 Mar 2013, 9:57,
Reply)
Employees are protected under TUPE.
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 9:57,
Reply)
SOMETHING ABOUT TERRY WOGAN'S HAIRPIECE!!!
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 10:02,
Reply)
HAIR RING
(
localboy purveyor of pisspoor puns, Thu 7 Mar 2013, 10:05,
Reply)
No they're not
TUPE protects an employees terms and conditions for the duration of the transfer. Once a transfer taken place they can still restructure and make you redundant or change your T+Cs
(
Peej, Thu 7 Mar 2013, 10:24,
Reply)
Yes they can make redundancies, as it's the role, not the person that is made redundant. Changes to T's & C's cannot leave an employee worse off than they were before.
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 10:26,
Reply)
I have gone through this
Company A transfered to Company B on the 1st of the month. On the 2nd of the month a new director was appointed and went straight on with an obviously pre planned restructure. Holiday entitlement was no longer on top of bank holidays and three people in my department had their pay reviewed and lowered by several thousand pounds. They fought against it and all lost. There are far to many loop holes in TUPE but like they said, you can't protect someones terms and conditions forever and there is no set time period on TUPE.
(
Peej, Thu 7 Mar 2013, 10:33,
Reply)
really?
I lost out on a nice bed once when the company went under. Got my money back, but has to sleep on the floor for 2 weeks.
(
Windy Pig I'm naturally quite suspicious about the moon., Thu 7 Mar 2013, 9:54,
Reply)
I've been sleeping on a futon for a month :(
(
PsychoChomp, Thu 7 Mar 2013, 9:54,
Reply)
I wouldn't lose any sleep over it
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 9:57,
Reply)
*subdued applause*
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 9:59,
Reply)
Unfortunately Chompy this means that you mattress will be sent
to Albania and used as part of a people trafficing float across the Adriatic... You will lose your money and probably your girlfriend as she will want to sleep with men of substance who can offer her a proper bed...
HTH
(
Bonzodog29 is an unemployed sponge of the worst kind, Thu 7 Mar 2013, 9:55,
Reply)
She'll just pick up one of her customers with the biggest wallet.
(
Bazongaloid, Thu 7 Mar 2013, 9:56,
Reply)
The buttock based roll of pound coins pick up
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Bonzodog29 is an unemployed sponge of the worst kind, Thu 7 Mar 2013, 9:57,
Reply)
I think all strippers tips should be given in pound coins.
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Bazongaloid, Thu 7 Mar 2013, 10:01,
Reply)
& in the slot
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localboy purveyor of pisspoor puns, Thu 7 Mar 2013, 10:06,
Reply)
S'okay Batts, I got this shit.
So, who disgraced themselves last night, then?
(
b3th Not shit. Not mod., Thu 7 Mar 2013, 9:54,
Reply)
Only Kroney due to his choice of attire.
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 9:55,
Reply)
To summarise
I got called an ugly, creepy, homsexual paedophile with shitty taste in jumpers and that was just from Charms. Lampers said something about gender roles that I didn't fully understand but it sounded DEAD mean.
(
Kroney, Thu 7 Mar 2013, 9:57,
Reply)
Who knew Charms was such an accurate judge of character?
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 9:58,
Reply)
Stunned practically burst into song when he found out how old office girl is.
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Kroney, Thu 7 Mar 2013, 10:00,
Reply)
I don't remember this.
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Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 10:01,
Reply)
He's a dark horse that Kroney.
btw Kroney, thanks for the pictures of office girl.
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Set your faces to Stunned Bigly, Thu 7 Mar 2013, 10:02,
Reply)
I imagine you probably don't remember much of anything.
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Kroney, Thu 7 Mar 2013, 10:02,
Reply)
So she's either eighteen or my age...
(
b3th Not shit. Not mod., Thu 7 Mar 2013, 10:04,
Reply)
or a work experiance girl
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Bonzodog29 is an unemployed sponge of the worst kind, Thu 7 Mar 2013, 10:28,
Reply)
Did you go in a tutu or something?
(
Theoban What of it, Thu 7 Mar 2013, 9:59,
Reply)
If you did here's a tip for you
Don't go in a tutu
(
Theoban What of it, Thu 7 Mar 2013, 10:00,
Reply)
:(
(
hartley hare Just some prick who thinks it doesn't apply to him, Thu 7 Mar 2013, 10:01,
Reply)
Don't encourage bash talk, it's as boring as...
dunno, but it's boring.
(
PsychoChomp, Thu 7 Mar 2013, 9:59,
Reply)
Shut up, Chompy.
(
Kroney, Thu 7 Mar 2013, 10:00,
Reply)
OMG WHAT DID YOU EAT FIRST?
(
PsychoChomp, Thu 7 Mar 2013, 10:01,
Reply)
YM
(
Set your faces to Stunned Bigly, Thu 7 Mar 2013, 10:01,
Reply)
But seriously, did you have dry meat and fish tikka and lamb chops?
(
Bazongaloid, Thu 7 Mar 2013, 10:02,
Reply)
Yes.
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 10:04,
Reply)
It's the law.
(
Set your faces to Stunned Bigly, Thu 7 Mar 2013, 10:04,
Reply)
It was great. I kind of thought a lot of it was going to be overrated.
(
Kroney, Thu 7 Mar 2013, 10:05,
Reply)
I'm actually jealous.
The inability to just pop down to Aldgate is the one area of my life which I feel has been adversly affected by the baby.
(
Bazongaloid, Thu 7 Mar 2013, 10:06,
Reply)
It was busy and they were knocking the food out quick.
People q'ing to get in. Nice.
(
Set your faces to Stunned Bigly, Thu 7 Mar 2013, 10:09,
Reply)
Oh man, it's going the way of Tayyabs.
Soon they won't be as nice and friendly and they won't spoon feed Monty his mashed up dinner.
(
Bazongaloid, Thu 7 Mar 2013, 10:10,
Reply)
There was something I read in the Independant about Tayaabs and Needos,
another place was mentioned at the same time. I want to try that one.
(
PsychoChomp, Thu 7 Mar 2013, 10:21,
Reply)
You could train your kid to be an indian chef.
(
PsychoChomp, Thu 7 Mar 2013, 10:12,
Reply)
I might do this
I've started leaving dirt on it to make it browner.
(
Bazongaloid, Thu 7 Mar 2013, 10:18,
Reply)
I want to know how drunk other people got
Hearing about how other people got drunk is HILARIOUS!
(
Bazongaloid, Thu 7 Mar 2013, 10:02,
Reply)
I just want to know what I can mock people for.
(
b3th Not shit. Not mod., Thu 7 Mar 2013, 10:03,
Reply)
I'd start with personal hygiene.
(
Set your faces to Stunned Bigly, Thu 7 Mar 2013, 10:05,
Reply)
You should.
You smelly old cunt.
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 10:06,
Reply)
I imagine bash talk is as boring for those that don't care
as home brew, flat chat and mattresses.
(
Kroney, Thu 7 Mar 2013, 10:04,
Reply)
And car CHAT. And sports CHAT. And running CHAT. And Aloo CHAT.
(
Bazongaloid, Thu 7 Mar 2013, 10:07,
Reply)
Quite. I'm just saying live and let live and stop bloody bitching.
(
Kroney, Thu 7 Mar 2013, 10:08,
Reply)
But talking about a bash is far more exclusionary.
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Bazongaloid, Thu 7 Mar 2013, 10:09,
Reply)
It's not even a bash, if it's on the calendar it's a bash, everything else is just meeting people.
(
PsychoChomp, Thu 7 Mar 2013, 10:12,
Reply)
Fair point.
I didn't refer to the wedding I went to at the weekend as a bash.
(
Bazongaloid, Thu 7 Mar 2013, 10:13,
Reply)
I've just gone to a bash.
And by that I mean, i went for a fag alone.
(
PsychoChomp, Thu 7 Mar 2013, 10:14,
Reply)
www.b3ta.com/calendar/event/24862
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hartley hare Just some prick who thinks it doesn't apply to him, Thu 7 Mar 2013, 10:14,
Reply)
You know what I mean.
(
PsychoChomp, Thu 7 Mar 2013, 10:15,
Reply)
No it isn't.
I don't drive, do high end gaming, rent a property, watch box sets of American TV dramas or do any of that bollocks but do you hear me complain when people want to talk about it?
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 10:13,
Reply)
Yes, constantly.
(
PsychoChomp, Thu 7 Mar 2013, 10:13,
Reply)
That was the joke wasn't it?
(
PsychoChomp, Thu 7 Mar 2013, 10:15,
Reply)
*claps sarcastically*
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 10:15,
Reply)
Did you pull a scrunched up face while you were doing that?
(
Bazongaloid, Thu 7 Mar 2013, 10:18,
Reply)
Yes.
And nodded in a hugely exaggerated way.
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 10:38,
Reply)
THAT'S THE oh ffs
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Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 10:15,
Reply)
NO COMPLAINING CHAT
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Bonzodog29 is an unemployed sponge of the worst kind, Thu 7 Mar 2013, 10:19,
Reply)
NO FUCKING SHOUTING
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sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:21,
Reply)
I didn't get invited, so I'm trying to live vicariously.
I just want to belong, Chompy. I want to be one of the cool kids.
(
b3th Not shit. Not mod., Thu 7 Mar 2013, 10:02,
Reply)
The parrot has been modded!
(
Set your faces to Stunned Bigly, Thu 7 Mar 2013, 10:01,
Reply)
I'll mod your fucking parrot in a minute son
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 10:05,
Reply)
Bollocks
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sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:06,
Reply)
Its cage has blue LED lighting?
(
localboy purveyor of pisspoor puns, Thu 7 Mar 2013, 10:08,
Reply)
MOMO has been slammed to the deck on coilies and 18 inch rimz
(
Kroney, Thu 7 Mar 2013, 10:09,
Reply)
You love an 18 inch rim
(
localboy purveyor of pisspoor puns, Thu 7 Mar 2013, 10:10,
Reply)
Are you some kind of giraffe?
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:22,
Reply)
Darths favourite character from literature is Dorothy from Wizard of Oz
AMIRITE!
(
Peej, Thu 7 Mar 2013, 10:13,
Reply)
No, just her friend
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:14,
Reply)
TTJ
(
Peej, Thu 7 Mar 2013, 10:15,
Reply)
I have a new fire!
It is big
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sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:14,
Reply)
Did you get that price comparision?
(
hartley hare Just some prick who thinks it doesn't apply to him, Thu 7 Mar 2013, 10:16,
Reply)
Ended up from installaflame
Got a really good deal on the fire, surround and a wood burning stove too. Cheaper than I was going to pay for the surround and fire in the first place.
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:21,
Reply)
NO FIREPLACE CHAT
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sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:22,
Reply)
STOP BEING SO HEARTH
(
localboy purveyor of pisspoor puns, Thu 7 Mar 2013, 10:27,
Reply)
This isn't the time or the PLACE
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:27,
Reply)
Well that's just GRATE
(
localboy purveyor of pisspoor puns, Thu 7 Mar 2013, 10:29,
Reply)
I remEMBER having a very similar conversation
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hartley hare Just some prick who thinks it doesn't apply to him, Thu 7 Mar 2013, 10:40,
Reply)
Sounds like an expensive project
Watch that all your cASH doesn't all go up in FLAMES.
(
Reverend Fister "a disciplined fuckwit", Thu 7 Mar 2013, 10:39,
Reply)
Too fucking right it is
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:39,
Reply)
Ah insurance job already is it Sporters
We all said that house was too big.
(
Bonzodog29 is an unemployed sponge of the worst kind, Thu 7 Mar 2013, 10:20,
Reply)
lols
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:21,
Reply)
I need a very large amount of money
Except for asking the bank for some or just saving, what options do I have?
(
Two Hats 🎩🎩, Thu 7 Mar 2013, 10:36,
Reply)
Crime.
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 10:37,
Reply)
Ah yes, crime
Thing is, I need quite a lot of cash. Something to the tune of 25k. What sort of crime would I need to commit to make that sort of money quite quickly?
(
Two Hats 🎩🎩, Thu 7 Mar 2013, 10:37,
Reply)
I hear the planes in Belgium are just dripping with diamonds
(
Theoban What of it, Thu 7 Mar 2013, 10:38,
Reply)
Chips and chocolate, etc
(
Two Hats 🎩🎩, Thu 7 Mar 2013, 10:40,
Reply)
Perhaps a bank robbery?
Or steal a very expensive car & sell it to some dodgy Bulgarians?
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 10:39,
Reply)
Are there any non-dodgy Bulgarians?
(
Two Hats 🎩🎩, Thu 7 Mar 2013, 10:41,
Reply)
I doubt it.
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 10:42,
Reply)
Why do you need £25k?
If it's to pay for the Personality Horse world tour, I'd not bother.
(
PsychoChomp, Thu 7 Mar 2013, 10:44,
Reply)
Well we can't walk, Chompy
We've been asked to tour the Benelux nations. And when you get an invite from the Beneluxians, you'd better fucking get packing.
(
Two Hats 🎩🎩, Thu 7 Mar 2013, 10:47,
Reply)
Kneecap finance offers short term loans with amazing intrest rates
(
Peej, Thu 7 Mar 2013, 10:37,
Reply)
Do you have a pamphlet I could peruse?
(
Two Hats 🎩🎩, Thu 7 Mar 2013, 10:38,
Reply)
hahaha
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:42,
Reply)
Woah
(
Two Hats 🎩🎩, Thu 7 Mar 2013, 10:43,
Reply)
Ask your mum and dad.
(
Bazongaloid, Thu 7 Mar 2013, 10:37,
Reply)
askand dad
(
Two Hats 🎩🎩, Thu 7 Mar 2013, 10:38,
Reply)
I would have preferred
ask our um and dad
(
Bazongaloid, Thu 7 Mar 2013, 10:39,
Reply)
Well I'm on a strikethrough budget here
I can't afford that sort of thing
(
Two Hats 🎩🎩, Thu 7 Mar 2013, 10:40,
Reply)
I'll lend you some, I've got shitloads
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 10:37,
Reply)
Sweet! Cheers Monce
(
Two Hats 🎩🎩, Thu 7 Mar 2013, 10:39,
Reply)
suck some dicks
(
Theoban What of it, Thu 7 Mar 2013, 10:37,
Reply)
How many dicks should I suck?
(
Two Hats 🎩🎩, Thu 7 Mar 2013, 10:39,
Reply)
4 rich elderly dicks
or 5000 normal average human person dicks
(
Theoban What of it, Thu 7 Mar 2013, 10:39,
Reply)
I know 4 people that are financial well off
but I wouldn't call them rich as such. Will that do?
(
Two Hats 🎩🎩, Thu 7 Mar 2013, 10:46,
Reply)
Yeah should do
Remember don't ask permission first, just dive in
(
Theoban What of it, Thu 7 Mar 2013, 10:47,
Reply)
Then ask for the cash once I'm done?
Gotcha
(
Two Hats 🎩🎩, Thu 7 Mar 2013, 10:49,
Reply)
steal sex toys
(
King Zog of Albania lives in Kensington, Thu 7 Mar 2013, 10:37,
Reply)
RIP Baldmonkey :(
(
Two Hats 🎩🎩, Thu 7 Mar 2013, 10:39,
Reply)
eBay a kidney
Sell a child
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:39,
Reply)
I need proper money here
I'd get at most a tenner for both of those
(
Two Hats 🎩🎩, Thu 7 Mar 2013, 10:41,
Reply)
I got a Tesco (Value) Loan for £25K a few months ago
No bother and a fairly decent rate
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:43,
Reply)
Every little helps, I guess
In all seriousness, it will have to be a loan. I don't like being tied into these things, but I'm fucked if I'm waiting until I've saved 25 fucking grand.
(
Two Hats 🎩🎩, Thu 7 Mar 2013, 10:44,
Reply)
£25K is the most you can borrow without it being tied to your house (I think)
I went over 15 years at £293 a month. Needed it for the move but going to get a much bigger one to pay it off and extend once we are sorted
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:46,
Reply)
How quick?
Send snotty emails to your bank about PPI.
Try to reband your council tax
Ebay shit you don't need
Zopa loans are good if you've got a very good credit rating.
(
PsychoChomp, Thu 7 Mar 2013, 10:41,
Reply)
Re banding your council tax is surely more likely to make it go up since they are based on 1990 prices
(
Bazongaloid, Thu 7 Mar 2013, 10:48,
Reply)
It can go up or down, but most likely down.
You can check if any of your neighbours have been successful online. Definatly worth while.
www.moneysavingexpert.com/reclaim/council-tax-bands-change
(
PsychoChomp, Thu 7 Mar 2013, 10:51,
Reply)
I don't understand how it can go down?
My house would have been worth at least a hundred grand less in 1990.
(
Bazongaloid, Thu 7 Mar 2013, 10:56,
Reply)
No, it's that in 1990 they just drove past your house and said
"It's worth 100k so it's a band whatever" without looking inside or anything. Actually it was only worth 80k in 1990 so it should be the band lower.
(
PsychoChomp, Thu 7 Mar 2013, 10:58,
Reply)
How do they tell what it was actually worth in 1990 then?
I've just checked the barnet tax bands, and band G is between 160K and 320K. That's the minimum you'd pay for a house which is what makes the council tax system so ridiculous.
(
Bazongaloid, Thu 7 Mar 2013, 11:01,
Reply)
I have £25k, what do you need it for?
(
Naked Ape call me Caitlyn, Thu 7 Mar 2013, 10:42,
Reply)
Alright Deborah Meaden
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 10:43,
Reply)
I'm out
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:43,
Reply)
outspent
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 10:44,
Reply)
*shakes it all about*
*wipes on curtains*
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:46,
Reply)
She'll be so guttted, she hates it when you pull out.
(
G/PP 💩💩💩💩💩€, Thu 7 Mar 2013, 10:55,
Reply)
A little building work
I'm loathed to go into further detail at this stage.
(
Two Hats 🎩🎩, Thu 7 Mar 2013, 10:45,
Reply)
Did you invite bm round and then he punched his way through the house?
(
PsychoChomp, Thu 7 Mar 2013, 10:46,
Reply)
Luxury shed.
(
localboy purveyor of pisspoor puns, Thu 7 Mar 2013, 10:46,
Reply)
I need somewhere to store my set of luxury hammers
(
Two Hats 🎩🎩, Thu 7 Mar 2013, 10:48,
Reply)
I can't see where the profit is for me
Will you be being a dog fighting pit, small theme park or public house?
(
Naked Ape call me Caitlyn, Thu 7 Mar 2013, 10:47,
Reply)
MY NAME IS NAKED APE AND I'M BEING A DOG FIGHTING PIT
*please read this in a spastic voice.
(
PsychoChomp, Thu 7 Mar 2013, 10:50,
Reply)
woof
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:50,
Reply)
*belms*
(
localboy purveyor of pisspoor puns, Thu 7 Mar 2013, 10:51,
Reply)
This is the funniest thing I've ever written on b3ta.
(
PsychoChomp, Thu 7 Mar 2013, 10:56,
Reply)
Are you building a new flat for PsychoChomp?
(
Theoban What of it, Thu 7 Mar 2013, 10:50,
Reply)
I too have hopeless ambitions.
(
Kroney, Thu 7 Mar 2013, 10:51,
Reply)
I need about £80K
for an extension and new kitchen
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:52,
Reply)
I did a budget last night.
I have total debts of about £5.5k I'm not happy about this.
(
PsychoChomp, Thu 7 Mar 2013, 10:53,
Reply)
£447K worth of mortgages
£25K loan
£5K credit cards
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:54,
Reply)
That's what pisses me off. My total debt is tiny, but I applied for a credit card last night and it was rejected.
(
PsychoChomp, Thu 7 Mar 2013, 10:55,
Reply)
Credit scoring is odd
My mate runs a property company has £2 million worth of debts but property now worth £5 million. His credit rating is 999 as the companies just want to know if you can pay and he can
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:57,
Reply)
Most banks have a service that helps build credit ratings.
Have you tried that?
(
Set your faces to Stunned Bigly, Thu 7 Mar 2013, 10:58,
Reply)
Really?
How does that work?
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:59,
Reply)
You save this amount a month.
Then when you've saved it they loan you the ammount you've saved and you pay it back every month from the savings and shit.
(
PsychoChomp, Thu 7 Mar 2013, 11:02,
Reply)
Interesting
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 11:02,
Reply)
different for every bank though.
(
PsychoChomp, Thu 7 Mar 2013, 11:04,
Reply)
My problem is I've just changed mortgage and bank account
...and massively increased my borrowings.
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 11:04,
Reply)
To be honest I thought my credit rating was ok until I just tried.
Might just be due to me just moving but I'll have to look at my files.
(
PsychoChomp, Thu 7 Mar 2013, 11:05,
Reply)
If you're not on the electoral roll for the address you used to make the application then you'll automatically be declined.
(
Fucking hell Jeff I am not a robot, Thu 7 Mar 2013, 11:09,
Reply)
FFS
I forgot about that.
What
a
retard.
(
PsychoChomp, Thu 7 Mar 2013, 11:11,
Reply)
*pause*
Ohhhhhhhhhhh
(
Kroney, Thu 7 Mar 2013, 11:13,
Reply)
What are 'debts'?
(
Theoban What of it, Thu 7 Mar 2013, 10:58,
Reply)
122K left to pay for my flat.
Other debts: c55k
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 11:01,
Reply)
HAHAHAHAHAHA
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 11:02,
Reply)
pussy
Get proper debts
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 11:02,
Reply)
I'm letting the side down badly here
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 11:03,
Reply)
Buy that solid gold Jimi Hendrix bust you were after
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 11:05,
Reply)
Imma buy that Fillmore West door, how much was it, 2 million USD?
(
Monty Boyce, My cheese game is strong, Thu 7 Mar 2013, 11:07,
Reply)
Offer 3 just to make sure
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 11:08,
Reply)
Currently just under 4 grand, here.
Which is way more than this time last year, but nowhere near as much as it'll be in three years' time.
(
Kroney, Thu 7 Mar 2013, 11:03,
Reply)
No debts. None.
But that doesn't make my credit rating that great.
(
Set your faces to Stunned Bigly, Thu 7 Mar 2013, 11:09,
Reply)
It's a little odd how you have to have debts to have a good credit rating.
(
Kroney, Thu 7 Mar 2013, 11:14,
Reply)
Exactly.
I could service all manner of debt but some institutions are reluctant to lend because you don't have a history of paying it back.
(
Set your faces to Stunned Bigly, Thu 7 Mar 2013, 11:17,
Reply)
I have £155k left to pay on my place
16k on the student loan that I don't care about and about 10k here and there. I feel like I am doing pretty well to be honest
(
Peej, Thu 7 Mar 2013, 11:14,
Reply)
shoulda boughta bigga housa
(
Kroney, Thu 7 Mar 2013, 10:53,
Reply)
This is true
Trouble is they cost upwards of £100K more than the one we bought
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:54,
Reply)
money-grubbing ballbags, all of them
(
Kroney, Thu 7 Mar 2013, 10:55,
Reply)
this^
I've probably spent about £10K so far on our new house. Not trying to make any money from it as I intend to move out in a casket.
(
sporters I’m sincerely gratitude to you, Thu 7 Mar 2013, 10:56,
Reply)
I suggest you quit uni and get a job and whatever the rest of this meme says.
(
G/PP 💩💩💩💩💩€, Thu 7 Mar 2013, 10:58,
Reply)
Oh, I miss that meme. It was really funny.
(
Bazongaloid, Thu 7 Mar 2013, 11:05,
Reply)
BOAT lol [!]
(
Naked Ape call me Caitlyn, Thu 7 Mar 2013, 11:18,
Reply)
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