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	Are you a QOTWer? Do you want to start a thread that isn't a direct answer to the current QOTW?  Then this place, gentle poster, is your friend.
	
	(
 rob
 rob, Sun 1 Apr 2001, 1:00)
 
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Popular   
	 Happy birthday Froggo!
	Happy birthday Froggo!
 	Please post your birthday wishes in this thread.
Alt: Pakis or coons, which are worse?
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 14:54,
	
218 replies,
	
latest was 12 years ago)
 
	 PAKIS IS BEST INNIT
	PAKIS IS BEST INNIT
 	hellosir, etc.
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 14:56,
	
Reply)
 
	 10Q,GHEN
	10Q,GHEN
 	
	(
Xav loves PhillieJoe, Wed 8 Jan 2014, 14:58,
	
Reply)
 
	 thankyoucomeagain
	thankyoucomeagain
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 14:59,
	
Reply)
 
	 I believe that's been covered
	I believe that's been covered
 	
	(
Xav loves PhillieJoe, Wed 8 Jan 2014, 15:00,
	
Reply)
 
	 Like YD in my spunk
	Like YD in my spunk
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:02,
	
Reply)
 
	 BRAVO!
	BRAVO!
 	
	(
Set your faces to Stunned Bigly, Wed 8 Jan 2014, 15:04,
	
Reply)
 
	 No
	No
 	Alt: Which one are you? That one.
	(
Xav loves PhillieJoe, Wed 8 Jan 2014, 14:57,
	
Reply)
 
	 I'm going to get a curry tonight.
	I'm going to get a curry tonight.
 	
	(
 tangledupinblue hairy badge with moving eyes
 tangledupinblue hairy badge with moving eyes, Wed 8 Jan 2014, 14:57,
	
Reply)
 
	 My favourite curry is bhuna
	My favourite curry is bhuna
 	
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 14:57,
	
Reply)
 
	 POO-NA MORE LIKE!!!
	POO-NA MORE LIKE!!!
 	
	(
 tangledupinblue hairy badge with moving eyes
 tangledupinblue hairy badge with moving eyes, Wed 8 Jan 2014, 15:15,
	
Reply)
 
	 I'm very much into my Kashmiri at the minute.
	I'm very much into my Kashmiri at the minute.
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 14:58,
	
Reply)
 
	 Fuck that northern paki shit
	Fuck that northern paki shit
 	South Indian is where it's at
	(
 tangledupinblue hairy badge with moving eyes
 tangledupinblue hairy badge with moving eyes, Wed 8 Jan 2014, 15:10,
	
Reply)
 
	 STAY ABOUT FROM MY SOUTH
	STAY ABOUT FROM MY SOUTH
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:15,
	
Reply)
 
	 NO SCARF CHAT
	NO SCARF CHAT
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:17,
	
Reply)
 
	 
	 
 	get deliver
I didn't have you down as a paki.
	(
 Bartleby A dead man on vacation
 Bartleby A dead man on vacation, Wed 8 Jan 2014, 14:59,
	
Reply)
 
	 I had a wonderful chilli chicken/paneer one on Saturday
	I had a wonderful chilli chicken/paneer one on Saturday
 	Farted like a dead hippo all day Sunday, much to the upset of Mrs Cow
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:01,
	
Reply)
 
	 you fart in front of her?
	you fart in front of her?
 	
	(
 rachelswipe with a fork
 rachelswipe with a fork, Wed 8 Jan 2014, 15:06,
	
Reply)
 
	 Of course
	Of course
 	I'm married
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:07,
	
Reply)
 
	 I blame it on the cat.
	I blame it on the cat.
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:09,
	
Reply)
 
	 Blame it on the booty
	Blame it on the booty
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:11,
	
Reply)
 
	 I done this in the last thread, you cunt.
	I done this in the last thread, you cunt.
 	Without the racism.
alt. I hate them all equally.
Isn't it all about Eastern Europeans now anyway?
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 14:58,
	
Reply)
 
	 you're the tabloid prick with incredibly misinformed views, you tell me
	you're the tabloid prick with incredibly misinformed views, you tell me
 	
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 14:58,
	
Reply)
 
	 Yes, it is.
	Yes, it is.
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:00,
	
Reply)
 
	 eastern european birds are pretty fit
	eastern european birds are pretty fit
 	
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 15:00,
	
Reply)
 
	 Dirty as owt too...
	Dirty as owt too...
 	The men always look like they have just left of a 90's boyband
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:01,
	
Reply)
 
	 Yeah
	Yeah
 	just ask any out of breath Primark security guard
	(
Xav loves PhillieJoe, Wed 8 Jan 2014, 15:01,
	
Reply)
 
	 haha!
	haha!
 	*click*
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:07,
	
Reply)
 
	 Happy Birthday Me!
	Happy Birthday Me!
 	I hope I get a present at some point today, but I have had some Facebook messages from people who haven't communicated with me since January 8th last year, so that's really good and heart warming and stuff.
Alt: Coons
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 14:58,
	
Reply)
 
	 but coons invented techno
	but coons invented techno
 	
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 14:59,
	
Reply)
 
	 No they never, that was the Dutch
	No they never, that was the Dutch
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 15:00,
	
Reply)
 
	 nah, I'm pretty sure Kevin Saunderson and Juan Atkins aren't Dutch
	nah, I'm pretty sure Kevin Saunderson and Juan Atkins aren't Dutch
 	
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 15:01,
	
Reply)
 
	 Those are some white-ass names for some black-ass folk!
	Those are some white-ass names for some black-ass folk!
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:05,
	
Reply)
 
	 Jeff Mills is also black.
	Jeff Mills is also black.
 	
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 15:06,
	
Reply)
 
	 Mills and Coon
	Mills and Coon
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:07,
	
Reply)
 
	 click
	click
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:09,
	
Reply)
 
	 Edgy.
	Edgy.
 	
	(
 Amorous Badger NAKED BEA ARTHUR PHOTOS 4U
 Amorous Badger NAKED BEA ARTHUR PHOTOS 4U, Wed 8 Jan 2014, 15:21,
	
Reply)
 
	 2 Unlimited were half cast or summat weren't they.
	2 Unlimited were half cast or summat weren't they.
 	and Scooter were white!
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:00,
	
Reply)
 
	 She had massive norks
	She had massive norks
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:01,
	
Reply)
 
	 she was well fit
	she was well fit
 	
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 15:02,
	
Reply)
 
	 She really wasn't
	She really wasn't
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:09,
	
Reply)
 
	 she really was
	she really was
 	
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 15:10,
	
Reply)
 
	 Google says no
	Google says no
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:13,
	
Reply)
 
	 she was definitely fit
	she was definitely fit
 	
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 15:16,
	
Reply)
 
	 She was OK and had massive tits
	She was OK and had massive tits
 	As a 16-17 year old she was wank-fodder
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:16,
	
Reply)
 
	 I've seen worse
	I've seen worse
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:17,
	
Reply)
 
	 oh dear
	oh dear
 	
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 15:01,
	
Reply)
 
	 That was a joke.
	That was a joke.
 	I may need to start pointing this out :/
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:03,
	
Reply)
 
	 but you're so clueless and uncultured
	but you're so clueless and uncultured
 	I would expect you to rate Scooter and 2 Unlimited.
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 15:05,
	
Reply)
 
	 I did used to love 2 Unlimited when they were out.
	I did used to love 2 Unlimited when they were out.
 	I was 10 though...
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:06,
	
Reply)
 
	 Hopefully before you were out.
	Hopefully before you were out.
 	
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 15:06,
	
Reply)
 
	 yeah, I saved that until I was 16
	yeah, I saved that until I was 16
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:10,
	
Reply)
 
	 Yeah, but pop music ain't techno divvy
	Yeah, but pop music ain't techno divvy
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 15:02,
	
Reply)
 
	 I sincerely hope he's joking
	I sincerely hope he's joking
 	
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 15:03,
	
Reply)
 
	 I've been lied to all these years!
	I've been lied to all these years!
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:04,
	
Reply)
 
	 No, its true
	No, its true
 	You wont get pregnant that way
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:14,
	
Reply)
 
	 *gargles*
	*gargles*
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:18,
	
Reply)
 
	 Show off
	Show off
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:22,
	
Reply)
 
	 
	 
 	r l
	(
katie hopkins telling it where its at, Wed 8 Jan 2014, 15:25,
	
Reply)
 
	 Alt:  Bit racist.
	Alt:  Bit racist.  
 	So Froggo, where is the 'tan taking you for dinner tonight?
	(
Set your faces to Stunned Bigly, Wed 8 Jan 2014, 15:05,
	
Reply)
 
	 he knows nothing
	he knows nothing
 	in general, but also about tonight
	(
 rachelswipe with a fork
 rachelswipe with a fork, Wed 8 Jan 2014, 15:07,
	
Reply)
 
	 Not the same pizza place you took chompy?
	Not the same pizza place you took chompy?
 	
	(
 tangledupinblue hairy badge with moving eyes
 tangledupinblue hairy badge with moving eyes, Wed 8 Jan 2014, 15:08,
	
Reply)
 
	 SHE HAS VOUCHERS!
	SHE HAS VOUCHERS!
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:10,
	
Reply)
 
	 I heard that she'll get a cheap bottle of vomitty tasting prosecco for free
	I heard that she'll get a cheap bottle of vomitty tasting prosecco for free
 	
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 15:10,
	
Reply)
 
	 That'll wash the spunky taste away
	That'll wash the spunky taste away
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:13,
	
Reply)
 
	 Stay about from the bins!
	Stay about from the bins!
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:10,
	
Reply)
 
	 There's some spy shit going down homey, I tell you. All secrets and times and addresses and stuff.
	There's some spy shit going down homey, I tell you. All secrets and times and addresses and stuff. 
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 15:11,
	
Reply)
 
	 and a flasher mac
	and a flasher mac
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:18,
	
Reply)
 
	 Look, it's just a normal coat OKAY?
	Look, it's just a normal coat OKAY?
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 15:19,
	
Reply)
 
	 What's that extra hole for then?
	What's that extra hole for then?
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:24,
	
Reply)
 
	 HOT BIN ACTION
	HOT BIN ACTION
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:24,
	
Reply)
 
	 + T
	+ T
 	
	(
katie hopkins telling it where its at, Wed 8 Jan 2014, 15:26,
	
Reply)
 
	 The front one or the back one?
	The front one or the back one?
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 15:25,
	
Reply)
 
	 I reckon they are planning a surprise party for you.
	I reckon they are planning a surprise party for you.
 	The surprise will be they won't fucken bother.
	(
 edjogs Collared doves are shit.
 edjogs Collared doves are shit., Wed 8 Jan 2014, 15:22,
	
Reply)
 
	 I'd be pleased with that.
	I'd be pleased with that.
 	Nothing worse than being faced with a room full of cunts someone else has decided that you like.
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 15:23,
	
Reply)
 
	 A room full?
	A room full?
 	Wow you're popular.
	(
 edjogs Collared doves are shit.
 edjogs Collared doves are shit., Wed 8 Jan 2014, 15:27,
	
Reply)
 
	 small rooms innit
	small rooms innit 
 	
	(
Bonzodog29 is an unemployed sponge of the worst kind, Wed 8 Jan 2014, 15:27,
	
Reply)
 
	 People always think I like more people than I actually do.
	People always think I like more people than I actually do.
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 15:43,
	
Reply)
 
	 We're having a surprise party for my mum on Saturday \o/
	We're having a surprise party for my mum on Saturday \o/
 	
	(
 tangledupinblue hairy badge with moving eyes
 tangledupinblue hairy badge with moving eyes, Wed 8 Jan 2014, 15:27,
	
Reply)
 
	 Buy me a pint Frog,
	Buy me a pint Frog,
 	I'll Facebook frienx you.
	(
DBT became a fruitarian on, Wed 8 Jan 2014, 15:10,
	
Reply)
 
	 No, I hate Facebook. Don't make me hate you too.
	No, I hate Facebook. Don't make me hate you too.
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 15:11,
	
Reply)
 
	 With frienx like him, who needs enemix?
	With frienx like him, who needs enemix?
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:12,
	
Reply)
 
	 with friends like Jay, who needs enemas?
	with friends like Jay, who needs enemas?
 	
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 15:12,
	
Reply)
 
	 Me
	Me
 	Otherwise my shit'll come out like chewing gum
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:15,
	
Reply)
 
	 Oi!
	Oi!
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:19,
	
Reply)
 
	 I thought we were more than just frienx
	I thought we were more than just frienx
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 15:13,
	
Reply)
 
	 BFX
	BFX
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:13,
	
Reply)
 
	 Frienx 4 lyfe
	Frienx 4 lyfe
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 15:15,
	
Reply)
 
	 FOR REALX
	FOR REALX
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:15,
	
Reply)
 
	 We're populol page kingx today btw
	We're populol page kingx today btw
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 15:20,
	
Reply)
 
	 \o/
	\o/
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:23,
	
Reply)
 
	 Mong Tiger still wins
	Mong Tiger still wins
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:23,
	
Reply)
 
	 Today's been pretty good here, comparative to recent activity. I hope everyone remembers to thank us.
	Today's been pretty good here, comparative to recent activity. I hope everyone remembers to thank us.
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 15:25,
	
Reply)
 
	 im typing left handed  my right is occupied.
	im typing left handed  my right is occupied. 
 	
	(
DBT became a fruitarian on, Wed 8 Jan 2014, 15:21,
	
Reply)
 
	 why, who's in it?
	why, who's in it?
 	
	(
katie hopkins telling it where its at, Wed 8 Jan 2014, 15:22,
	
Reply)
 
	 Still nursing that semi?
	Still nursing that semi? 
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 15:22,
	
Reply)
 
	 Right through to completion
	Right through to completion
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:23,
	
Reply)
 
	 when it becomes a chore rather than a pleasure, it's time to give up.
	when it becomes a chore rather than a pleasure, it's time to give up.
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:25,
	
Reply)
 
	 I'm Magnus fucking Magnusson me
	I'm Magnus fucking Magnusson me
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:25,
	
Reply)
 
	 you're a gay from iceland?
	you're a gay from iceland?
 	
	(
katie hopkins telling it where its at, Wed 8 Jan 2014, 15:27,
	
Reply)
 
	 If you like
	If you like
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:27,
	
Reply)
 
	 I thought you were Andy? And who's magnusson? Anyway, congratulations.
	I thought you were Andy? And who's magnusson? Anyway, congratulations.
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 15:27,
	
Reply)
 
	 I'VE STARTED SO I'LL FINISH
	I'VE STARTED SO I'LL FINISH
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:27,
	
Reply)
 
	 Hahaha!
	Hahaha!
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 15:28,
	
Reply)
 
	 I'm not putting all that stroke work in without a damp sock at the end of it
	I'm not putting all that stroke work in without a damp sock at the end of it
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:29,
	
Reply)
 
	 This is a rowing reference right?
	This is a rowing reference right? 
 	
	(
Bonzodog29 is an unemployed sponge of the worst kind, Wed 8 Jan 2014, 15:36,
	
Reply)
 
	 I can't see that on the NHS site
 	www.nhs.uk/Conditions/Stroke/Pages/Symptoms.aspx
	I can't see that on the NHS site
 	www.nhs.uk/Conditions/Stroke/Pages/Symptoms.aspx
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:45,
	
Reply)
 
	 Any point going to a private pension over a company one?
	Any point going to a private pension over a company one?
 	Sorry to everybody else, as you were.
	(
 Kroney
 Kroney, Wed 8 Jan 2014, 15:23,
	
Reply)
 
	 If the company one is shit?
	If the company one is shit?
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:24,
	
Reply)
 
	 Dunno if it is or isn't.
	Dunno if it is or isn't.
 	
	(
 Kroney
 Kroney, Wed 8 Jan 2014, 15:24,
	
Reply)
 
	 How much do you pay in/company pay in?
	How much do you pay in/company pay in?
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:25,
	
Reply)
 
	 There used to be a point, when we still had hope.
	There used to be a point, when we still had hope.
 	
	(
 edjogs Collared doves are shit.
 edjogs Collared doves are shit., Wed 8 Jan 2014, 15:28,
	
Reply)
 
	 and slowly and surely drew their plans against us
	and slowly and surely drew their plans against us
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:29,
	
Reply)
 
	 DA DA DAAAAAAA
	DA DA DAAAAAAA
 	
	(
 tangledupinblue hairy badge with moving eyes
 tangledupinblue hairy badge with moving eyes, Wed 8 Jan 2014, 15:31,
	
Reply)
 
	 ...to be continued.
	...to be continued.
 	
	(
 edjogs Collared doves are shit.
 edjogs Collared doves are shit., Wed 8 Jan 2014, 15:37,
	
Reply)
 
	 Star Wars VII: The Tory Wars
	Star Wars VII: The Tory Wars
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:46,
	
Reply)
 
	 not really
	not really
 	Your employer will probably only pay in to the company one and not a private one. There's no point turning down the free money, plus you get death in service benefits with a company one.
Also, if you set up a private one then you need professional advice, which will mean fees or a cut of the first year's contributions. No setup fees with a company one, just the annual management charges.
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 15:36,
	
Reply)
 
	 I suggest a sharp course of not asking a load of internet spastics for advice on something that will have a serious impact on your future life
	I suggest a sharp course of not asking a load of internet spastics for advice on something that will have a serious impact on your future life
 	HTH xxxx
	(
 the mighty badger Aphrodite, on a bar stool, by your side
 the mighty badger Aphrodite, on a bar stool, by your side, Wed 8 Jan 2014, 15:37,
	
Reply)
 
	 I pay in to the local government one. I never expect to see it
	I pay in to the local government one. I never expect to see it
 	but they will give the wife loads of cash if the book hits the right spot.
	(
 Peej
 Peej, Wed 8 Jan 2014, 15:40,
	
Reply)
 
	 that's defined benefit, right?
	that's defined benefit, right?
 	
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 15:42,
	
Reply)
 
	 No, Roget's Thesaurus
	No, Roget's Thesaurus
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 15:45,
	
Reply)
 
	 Can you get the money back at any time?
	Can you get the money back at any time?
 	I've no beneficiaries and if I am about to cark it early, I expect a happy finish.
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:47,
	
Reply)
 
	 Found the website, worry not
	Found the website, worry not
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:54,
	
Reply)
 
	 Just buy a lottery ticket each week
	Just buy a lottery ticket each week
 	Your numbers are bound to come up at some point between now and when you want to retire
	(
 tangledupinblue hairy badge with moving eyes
 tangledupinblue hairy badge with moving eyes, Wed 8 Jan 2014, 15:42,
	
Reply)
 
	 best financial advice ever
	best financial advice ever
 	
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 15:44,
	
Reply)
 
	 If you can't wait that long, try the fixed odds machines in your local betting shop
	If you can't wait that long, try the fixed odds machines in your local betting shop
 	
	(
katie hopkins telling it where its at, Wed 8 Jan 2014, 15:51,
	
Reply)
 
	 One for you meat eaters/Bambi haters
	One for you meat eaters/Bambi haters
 	
	(
 tangledupinblue hairy badge with moving eyes
 tangledupinblue hairy badge with moving eyes, Wed 8 Jan 2014, 15:37,
	
Reply)
 
	 Gosh that's big
	Gosh that's big
 	
	(
 tangledupinblue hairy badge with moving eyes
 tangledupinblue hairy badge with moving eyes, Wed 8 Jan 2014, 15:37,
	
Reply)
 
	 That's a goat
	That's a goat
 	what has Bambi got to do with it?
	(
 the mighty badger Aphrodite, on a bar stool, by your side
 the mighty badger Aphrodite, on a bar stool, by your side, Wed 8 Jan 2014, 15:38,
	
Reply)
 
	 I'm fucked if I can tell what animal it was
	I'm fucked if I can tell what animal it was
 	
	(
 tangledupinblue hairy badge with moving eyes
 tangledupinblue hairy badge with moving eyes, Wed 8 Jan 2014, 15:38,
	
Reply)
 
	 that's because the lack of meat in your diet has ruined both your eyesight and your flayed fauna identification skills.
	that's because the lack of meat in your diet has ruined both your eyesight and your flayed fauna identification skills.
 	
	(
 the mighty badger Aphrodite, on a bar stool, by your side
 the mighty badger Aphrodite, on a bar stool, by your side, Wed 8 Jan 2014, 15:39,
	
Reply)
 
	 I thought it was all the wanking
	I thought it was all the wanking
 	
	(
 tangledupinblue hairy badge with moving eyes
 tangledupinblue hairy badge with moving eyes, Wed 8 Jan 2014, 15:41,
	
Reply)
 
	 you need the meat to make up for the constant firing of the fuck juice.
	you need the meat to make up for the constant firing of the fuck juice.
 	
	(
 the mighty badger Aphrodite, on a bar stool, by your side
 the mighty badger Aphrodite, on a bar stool, by your side, Wed 8 Jan 2014, 15:43,
	
Reply)
 
	 Wait! Bambi wasn't a goat?
	Wait! Bambi wasn't a goat?
 	
	(
 Peej
 Peej, Wed 8 Jan 2014, 15:39,
	
Reply)
 
	 Only in that "special" version of Bambi you got under the counter.
	Only in that "special" version of Bambi you got under the counter.
 	
	(
 the mighty badger Aphrodite, on a bar stool, by your side
 the mighty badger Aphrodite, on a bar stool, by your side, Wed 8 Jan 2014, 15:40,
	
Reply)
 
	 Of course not.
	Of course not. 
 	She didn't have a beard.
	(
 Muns
 Muns, Wed 8 Jan 2014, 15:41,
	
Reply)
 
	 I haven't ever seen Bambi, true story.
	I haven't ever seen Bambi, true story.
 	I know it's about a deer who's mum dies but I donno anything else. #spoiler
	(
 G/PP 💩💩💩💩💩€
 G/PP 💩💩💩💩💩€, Wed 8 Jan 2014, 15:41,
	
Reply)
 
	 No eye deer.
	No eye deer.
 	
	(
 the mighty badger Aphrodite, on a bar stool, by your side
 the mighty badger Aphrodite, on a bar stool, by your side, Wed 8 Jan 2014, 15:45,
	
Reply)
 
	 *folds arms*
	*folds arms*
 	*shakes head*
	(
Bonzodog29 is an unemployed sponge of the worst kind, Wed 8 Jan 2014, 15:51,
	
Reply)
 
	 Still no eye deer
	Still no eye deer
 	
	(
localboy purveyor of pisspoor puns, Wed 8 Jan 2014, 15:52,
	
Reply)
 
	 where you left it.
	where you left it.
 	
	(
 the mighty badger Aphrodite, on a bar stool, by your side
 the mighty badger Aphrodite, on a bar stool, by your side, Wed 8 Jan 2014, 16:00,
	
Reply)
 
	 Next to my right one
	Next to my right one
 	
	(
localboy purveyor of pisspoor puns, Wed 8 Jan 2014, 16:07,
	
Reply)
 
	 at the end of your sleevies!
	at the end of your sleevies!
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 16:09,
	
Reply)
 
	 That's because one of my arms is both the same
	That's because one of my arms is both the same
 	
	(
localboy purveyor of pisspoor puns, Wed 8 Jan 2014, 16:11,
	
Reply)
 
	 You're better than this. I'm better than this. We're better than this.
	You're better than this. I'm better than this. We're better than this.
 	
	(
 G/PP 💩💩💩💩💩€
 G/PP 💩💩💩💩💩€, Wed 8 Jan 2014, 16:09,
	
Reply)
 
	 WRONG ON THE INTERNET
	WRONG ON THE INTERNET
 	
	(
katie hopkins telling it where its at, Wed 8 Jan 2014, 16:10,
	
Reply)
 
	 I'd get off on mitigrating if you diss Badge again.
	I'd get off on mitigrating if you diss Badge again. 
 	
	(
 G/PP 💩💩💩💩💩€
 G/PP 💩💩💩💩💩€, Wed 8 Jan 2014, 16:34,
	
Reply)
 
	 by the sound of it your badge is more dished than most
	by the sound of it your badge is more dished than most
 	
	(
katie hopkins telling it where its at, Wed 8 Jan 2014, 16:39,
	
Reply)
 
	 Nice mullet in the background
	Nice mullet in the background
 	A goat and a goatee.
Only one thing missing.
	(
 edjogs Collared doves are shit.
 edjogs Collared doves are shit., Wed 8 Jan 2014, 15:40,
	
Reply)
 
	 Tangles!
	Tangles!
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:48,
	
Reply)
 
	 Oddly enough someone posted that pick on a coding FB group i'm in earlier today.
	Oddly enough someone posted that pick on a coding FB group i'm in earlier today.
 	I'll have the ear, reckon that'd be well crispy.
	(
 G/PP 💩💩💩💩💩€
 G/PP 💩💩💩💩💩€, Wed 8 Jan 2014, 15:40,
	
Reply)
 
	 what's coding?
	what's coding?
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:52,
	
Reply)
 
	 a young cod
	a young cod
 	
	(
localboy purveyor of pisspoor puns, Wed 8 Jan 2014, 15:53,
	
Reply)
 
	 Nah. It's team bell ringing.
	Nah. It's team bell ringing.
 	
	(
 edjogs Collared doves are shit.
 edjogs Collared doves are shit., Wed 8 Jan 2014, 15:56,
	
Reply)
 
	 +end
	+end
 	
	(
katie hopkins telling it where its at, Wed 8 Jan 2014, 16:14,
	
Reply)
 
	 I make bits of internet that are written in code =)
	I make bits of internet that are written in code =)
 	such as if you right-click on any webpage and go to "View Source", except I build the source that makes that source too.
	(
 G/PP 💩💩💩💩💩€
 G/PP 💩💩💩💩💩€, Wed 8 Jan 2014, 16:00,
	
Reply)
 
	 I like sauce
	I like sauce
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 16:03,
	
Reply)
 
	 Brown, I'll wager
	Brown, I'll wager
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 16:04,
	
Reply)
 
	 Me 'n all, many a time i've considered solid food as just a means of getting source to mouth.
	Me 'n all, many a time i've considered solid food as just a means of getting source to mouth.
 	
	(
 G/PP 💩💩💩💩💩€
 G/PP 💩💩💩💩💩€, Wed 8 Jan 2014, 16:08,
	
Reply)
 
	 Can you make a bit of source that will
	Can you make a bit of source that will
 	get my bank to answer an email with an answer instead of a fucken lecture on internet fucken security?
Bastards!
	(
 edjogs Collared doves are shit.
 edjogs Collared doves are shit., Wed 8 Jan 2014, 16:13,
	
Reply)
 
	 I hear bomb threats are a great way to get a bank's attention.
	I hear bomb threats are a great way to get a bank's attention.
 	
	(
 G/PP 💩💩💩💩💩€
 G/PP 💩💩💩💩💩€, Wed 8 Jan 2014, 16:33,
	
Reply)
 
	 Saves on pot washing I'd assume
	Saves on pot washing I'd assume
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:52,
	
Reply)
 
	 Alles Gute zum Geburtstag
	Alles Gute zum Geburtstag
 	
	(
 Two Hats 🎩🎩
 Two Hats 🎩🎩, Wed 8 Jan 2014, 15:48,
	
Reply)
 
	 Danke schön, Zwei Hüte
	Danke schön, Zwei Hüte
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 15:58,
	
Reply)
 
	 NAZI!!!!
	NAZI!!!!
 	Everybody out!
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 15:59,
	
Reply)
 
	 I can't believe you could be so racist
	I can't believe you could be so racist
 	
	(
 tangledupinblue hairy badge with moving eyes
 tangledupinblue hairy badge with moving eyes, Wed 8 Jan 2014, 16:00,
	
Reply)
 
	 It's this place, I swear.
	It's this place, I swear. 
 	I used to be lovely :(
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 16:02,
	
Reply)
 
	 Nah man
	Nah man
 	I'm easy like sontag morgen
	(
 Two Hats 🎩🎩
 Two Hats 🎩🎩, Wed 8 Jan 2014, 16:03,
	
Reply)
 
	 I fucking love this
	I fucking love this
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 16:04,
	
Reply)
 
	 reich on!
	reich on!
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 16:07,
	
Reply)
 
	 Hahaha
	Hahaha
 	Lionel Reichy
	(
 edjogs Collared doves are shit.
 edjogs Collared doves are shit., Wed 8 Jan 2014, 16:15,
	
Reply)
 
	 Das Kommodores
	Das Kommodores
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 16:16,
	
Reply)
 
	 Danzig On Der Ceiling
	Danzig On Der Ceiling
 	
	(
localboy purveyor of pisspoor puns, Wed 8 Jan 2014, 16:17,
	
Reply)
 
	 Alan Zucker?
	Alan Zucker?
 	
	(
 edjogs Collared doves are shit.
 edjogs Collared doves are shit., Wed 8 Jan 2014, 16:18,
	
Reply)
 
	 Heilo
	Heilo
 	
	(
localboy purveyor of pisspoor puns, Wed 8 Jan 2014, 16:19,
	
Reply)
 
	 haha!
	haha!
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 16:20,
	
Reply)
 
	 Ein, Zwei, Drei Times The Liebensraum.
	Ein, Zwei, Drei Times The Liebensraum.
 	
	(
localboy purveyor of pisspoor puns, Wed 8 Jan 2014, 16:21,
	
Reply)
 
	 I'm looking into pensions now... B3ta, you may just improve my life.
	I'm looking into pensions now... B3ta, you may just improve my life.
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 16:04,
	
Reply)
 
	 Good lad, get yourself straightened out
	Good lad, get yourself straightened out
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 16:06,
	
Reply)
 
	 That's what I said!
	That's what I said!
 	
	(
 tangledupinblue hairy badge with moving eyes
 tangledupinblue hairy badge with moving eyes, Wed 8 Jan 2014, 16:07,
	
Reply)
 
	 Yeah, but too late. I also, quite cleverly, made it sound like I could have meant something else.
	Yeah, but too late. I also, quite cleverly, made it sound like I could have meant something else.
 	
	(
 MEATSNAKE Richard Hammond
 MEATSNAKE Richard Hammond, Wed 8 Jan 2014, 16:07,
	
Reply)
 
	 u so cleva
	u so cleva
 	
	(
 tangledupinblue hairy badge with moving eyes
 tangledupinblue hairy badge with moving eyes, Wed 8 Jan 2014, 16:11,
	
Reply)
 
	 Now if we can just cure this terrible homosexual affliction of yours...
	Now if we can just cure this terrible homosexual affliction of yours...
 	
	(
 tangledupinblue hairy badge with moving eyes
 tangledupinblue hairy badge with moving eyes, Wed 8 Jan 2014, 16:06,
	
Reply)
 
	 but... I don't want to be cured :(
	but... I don't want to be cured :(
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 16:07,
	
Reply)
 
	 It would HAMper your day
	It would HAMper your day
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 16:08,
	
Reply)
 
	 You're bacon me crazy!
	You're bacon me crazy!
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 16:11,
	
Reply)
 
	 Too late, the ECT course is already booked
	Too late, the ECT course is already booked
 	
	(
 tangledupinblue hairy badge with moving eyes
 tangledupinblue hairy badge with moving eyes, Wed 8 Jan 2014, 16:08,
	
Reply)
 
	 If you like it then you shoulda put a cork in it
	If you like it then you shoulda put a cork in it
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 16:07,
	
Reply)
 
	 clickin dis
	clickin dis
 	
	(
katie hopkins telling it where its at, Wed 8 Jan 2014, 16:08,
	
Reply)
 
	 oi Jase!
	oi Jase!
 	You can't get the money out until you're 55. If you manage to get it out early there are punitive taxes payable by you. There was a pensions liberation case recently where a woman had a 150k pot and only got 15k back.
You feckless homo.
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 16:55,
	
Reply)
 
	 I kind of want an old Triumph.
	I kind of want an old Triumph.
 	
	(
 Kroney
 Kroney, Wed 8 Jan 2014, 16:10,
	
Reply)
 
	 Sounds more fun than a pension plan, eh?
	Sounds more fun than a pension plan, eh?
 	
	(
 tangledupinblue hairy badge with moving eyes
 tangledupinblue hairy badge with moving eyes, Wed 8 Jan 2014, 16:11,
	
Reply)
 
	 Fucking right, doesn't it.
	Fucking right, doesn't it.
 	Maybe one day.
	(
 Kroney
 Kroney, Wed 8 Jan 2014, 16:17,
	
Reply)
 
	 Just like b3th
	Just like b3th
 	
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 16:12,
	
Reply)
 
	 HA!
	HA!
 	
	(
 GeordieJay Bummers are deaf
 GeordieJay Bummers are deaf, Wed 8 Jan 2014, 16:17,
	
Reply)
 
	 That heralds the start of a mid-life crisis
	That heralds the start of a mid-life crisis
 	
	(
localboy purveyor of pisspoor puns, Wed 8 Jan 2014, 16:14,
	
Reply)
 
	 Old cars and young birds
	Old cars and young birds
 	hmmm.....
	(
 sporters I’m sincerely gratitude to you
 sporters I’m sincerely gratitude to you, Wed 8 Jan 2014, 16:14,
	
Reply)
 
	 I don't know what you're talking about.
	I don't know what you're talking about.
 	
	(
 Kroney
 Kroney, Wed 8 Jan 2014, 16:19,
	
Reply)
 
	 It's like an episode of The Persuaders around Kroney's "gaff".
	It's like an episode of The Persuaders around Kroney's "gaff".  
 	
	(
Set your faces to Stunned Bigly, Wed 8 Jan 2014, 16:32,
	
Reply)
 
	 I just need multiple millions and an American sidekick.
	I just need multiple millions and an American sidekick.
 	A couple of grand and a rani flatmate just don't cut it.
	(
 Kroney
 Kroney, Wed 8 Jan 2014, 16:38,
	
Reply)
 
	 RANI?
	RANI?  
 	Neau wai!
	(
Set your faces to Stunned Bigly, Wed 8 Jan 2014, 16:41,
	
Reply)
 
	 Smelly food.
	Smelly food.
 	
	(
 Kroney
 Kroney, Wed 8 Jan 2014, 16:42,
	
Reply)
 
	 Do you get decent home cooked curries?
	Do you get decent home cooked curries?  
 	
	(
Set your faces to Stunned Bigly, Wed 8 Jan 2014, 16:45,
	
Reply)
 
	 Absolutely, though she has to do mine separately at four stops reduced
	Absolutely, though she has to do mine separately at four stops reduced
 	because full potency literally makes me cry.
	(
 Kroney
 Kroney, Wed 8 Jan 2014, 16:46,
	
Reply)
 
	 Though I don't get any raisins in it. Bitch.
	Though I don't get any raisins in it. Bitch.
 	
	(
 Kroney
 Kroney, Wed 8 Jan 2014, 16:47,
	
Reply)
 
	 Hahahaha.
	Hahahaha.  
 	You were crying like a pussy!  That must get your chilli tolerance up.
	(
Set your faces to Stunned Bigly, Wed 8 Jan 2014, 16:50,
	
Reply)
 
	 I haven't been brave enough to try full power again after that.
	I haven't been brave enough to try full power again after that.
 	I felt like I'd been drinking acid.
	(
 Kroney
 Kroney, Wed 8 Jan 2014, 16:52,
	
Reply)
 
	 I tried that in Thailand.
	I tried that in Thailand.  
 	"I'll have it Thai strength".  
It made me spew up there and then.  The little kids eat it!
	(
Set your faces to Stunned Bigly, Wed 8 Jan 2014, 16:55,
	
Reply)
 
	 Not the spew.
	Not the spew.  
 	
	(
Set your faces to Stunned Bigly, Wed 8 Jan 2014, 16:55,
	
Reply)
 
	 I've wanted a Stag since I was 13.
	I've wanted a Stag since I was 13. 
 	That is an early and long running mid life crisis.
	(
 Kroney
 Kroney, Wed 8 Jan 2014, 16:18,
	
Reply)
 
	 Je veux un cerf.
	Je veux un cerf.  
 	Typical French paedo.
	(
Set your faces to Stunned Bigly, Wed 8 Jan 2014, 16:25,
	
Reply)
 
	 Looks like you can get a reasonable one for about 8 grand.
	Looks like you can get a reasonable one for about 8 grand.  
 	
	(
Set your faces to Stunned Bigly, Wed 8 Jan 2014, 16:42,
	
Reply)
 
	 Yeah, or I could get a ratty one for 3 and change everything but the body shell.
	Yeah, or I could get a ratty one for 3 and change everything but the body shell.
 	
	(
 Kroney
 Kroney, Wed 8 Jan 2014, 16:45,
	
Reply)
 
	 There is a total ground up rebuild on Autotrader for 25 grand!
	There is a total ground up rebuild on Autotrader for 25 grand!  
 	
	(
Set your faces to Stunned Bigly, Wed 8 Jan 2014, 16:51,
	
Reply)
 
	 That'd eat a little too far into my mortgage fund.
	That'd eat a little too far into my mortgage fund.
 	
	(
 Kroney
 Kroney, Wed 8 Jan 2014, 16:53,
	
Reply)
 
	 how have you got that fund invested?
	how have you got that fund invested?
 	If it's sitting in cash then you should really move it into a balanced portfolio of roughly 20% property, 20% fixed interest, 20% overseas equity and 40% UK equities.
In an ISA and the rest in the same proportions in an OEIC.
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 17:00,
	
Reply)
 
	 Be sensible Plummy!
	Be sensible Plummy!
 	How is he going to fit that lot under his mattress?
	(
 edjogs Collared doves are shit.
 edjogs Collared doves are shit., Wed 8 Jan 2014, 17:03,
	
Reply)
 
	 It's sitting in cash, spread out over various bank accounts
	It's sitting in cash, spread out over various bank accounts
 	that offer between .75 and 3%
My ISA doesn't seem to want to take my money. That's at 1.5, though. Doesn't seem that great.
	(
 Kroney
 Kroney, Wed 8 Jan 2014, 17:07,
	
Reply)
 
	 cash ISAs are pointless.
	cash ISAs are pointless.
 	You can put 11520 in a stocks and shares ISA, and the another 11880 in April. Assuming you follow that investment split, you should make about 10% over a year. Could drop in value though, but unlikely in a rising market such as we have now.
You're currently losing money as you're not getting above 3% net.
	(
dozers, do fuck off ur a nob m8, Wed 8 Jan 2014, 17:42,
	
Reply)
 
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