
( , Fri 6 Jul 2012, 23:09, Reply)

then we here at floods direct can help !
simply order your flood today and we guarantee delivery of your flood to the address specified the very next wet day.
on a more seriouse note (boo) live floodmap simple put your post code town etc in to the search box and hit enter to see if you are flooded, i would have thought that the lack of power or wet feet would also be a good guide to flood levels in your area
( , Fri 6 Jul 2012, 22:57, Reply)

get a free .co.uk web address.
I'm a cheapskate and now have my very own one for my band!
(i think its for 2 years!)
I don't work for / have anything to do with the involved site, just wanted to share the goodies with you lovely/horrible* lot.
(*delete as appropriate)
( , Fri 6 Jul 2012, 21:44, Reply)

You read the small print?...FUCK OFF...nothing is for free! and they make that perfectly clear.
One day there will be something for free....until that day comes i will happily continue to enjoy my aids, herpes, syphilis, pregnancy, anal warts and cancer...all of which i really actually did get for free....ok...maybe not absolutely free...some may have cost a few drinks and a bad diet... but fuck it..a damn sight more free than their terms and conditions.
( , Sat 7 Jul 2012, 4:09, Reply)

here it is, look at it. It's covered in wood varnish
Original image Courtesy NASA/JPL-Caltech.
( , Fri 6 Jul 2012, 21:00, Reply)

Pictures on the moon look like the moon, but that looks very earth like and familiar.
( , Fri 6 Jul 2012, 21:04, Reply)

I've got the rather fantastic Postcards from Mars and they were very careful to colour-correct to make the shots as close as possible to what you would actually see. The colours in this looks very close to those.
( , Fri 6 Jul 2012, 21:11, Reply)

"The images are impressive, another world, but to be honest, after the 40th view of a boulder field
one starts to long for a lunar crater or Saturn's rings. Mars is fundamentally a rather tedious"
Lmfao , What was he expecting ? The odd monolith, remains of ancient architecture, costa coffee ?
( , Fri 6 Jul 2012, 21:45, Reply)

...or at least it would be if it wasn't too thin to matter.
( , Fri 6 Jul 2012, 22:11, Reply)

bring the camera back to its highest position and look straight down.
just off center to the left on the edge of the solar panel you will see a bracket with what looks like a locating pin.
now put that locating pin directly under the down pointing arrow
if you look at the center of the screen you will see what looks like the remains of a boot/shoe print heel and toe complete with cleat marks as if standing in sort earth or damp sand
( , Fri 6 Jul 2012, 22:40, Reply)

( , Fri 6 Jul 2012, 22:57, Reply)

youtu.be/RwxTRNzLZ9M
Edit. I'm drunk
( , Fri 6 Jul 2012, 23:07, Reply)

And they assume that everyone has the same size screen as you
( , Fri 6 Jul 2012, 23:36, Reply)

*closes down web design business*
( , Sat 7 Jul 2012, 10:27, Reply)

Look straight up and then straight down? What are you on about?
Also, there won't be a boot print because this is a photo of Mars and people don't live there.
( , Sat 7 Jul 2012, 13:10, Reply)

and settle the whole we did/no you didn't argument? Seems to be possible from mars, so why not the moon? That we we will all know for sure....
*have no opinion either way on said conspiracy theory/actual event*
*clicks like a loon for the link!*
( , Sat 7 Jul 2012, 10:51, Reply)

The fact that there are expermients on Mars set up by the astronauts should be proof enough....such as a series of mirrors which any semi-serious astronomer can use to time light waves bouncing back to Earth. It's something that's since been used to accurately measure distance over very large areas.
But that's harder for the conspiracy theorists to argue against cos they don't really understand it.
( , Sat 7 Jul 2012, 18:09, Reply)

My first time recording properly from the xbox, so hopefully everything has gone OK... BUT I BLOODY LOVE THIS GAME! Seriously, I love this game.
( , Fri 6 Jul 2012, 19:55, Reply)

Some of the achievements seem impossible at the moment though. Completing the game is one thing.. completing without collecting any treasure O_0
I have already lost a few hours to this piece of brilliance :)
P.s. Love your reviews. Are you going to get a big nonce co-op on this?
( , Fri 6 Jul 2012, 20:27, Reply)

Don't think there'll be a co-op unless I do it with people on my friends list - chainsaw is too cheap to pay for xbox live, and Dave is such a horrendous player I don't think I could stand watching him run into spike after spike after spike...
( , Sat 7 Jul 2012, 10:39, Reply)

That looks properly awesome. Shame the co-op is xbox only.
( , Fri 6 Jul 2012, 20:33, Reply)

reminds a little of Rick Dangerous
( , Fri 6 Jul 2012, 20:55, Reply)

The PC version is free, everyone (It is apparently the same, but lacks the graphical zing).
spelunkyworld.com/original.html
( , Fri 6 Jul 2012, 22:53, Reply)

It's bloody brilliant, and I've been waiting for this xbox port since it was announced.
( , Sat 7 Jul 2012, 10:38, Reply)

in the Xbox version. I agree that I prefer the look/aesthetic of the PC one though.
( , Sat 7 Jul 2012, 14:57, Reply)

I want to see Spaceballs again now, haven't seen that for ages (yes I know this is from History of the World Part I)
Note: under the cannons it says "Kosher" meaning to be advantageous or proper
( , Fri 6 Jul 2012, 18:33, Reply)

( , Sat 7 Jul 2012, 9:00, Reply)

Boo hoo for the Luddites.
( , Fri 6 Jul 2012, 18:11, Reply)

( , Fri 6 Jul 2012, 18:15, Reply)

but MS have clearly lost the plot, windows 8 looks a mess, and windows phone is shockingly bad, with about a fifth of the screen being wasted space.
Bollocks, I hate Apple :(
( , Fri 6 Jul 2012, 18:24, Reply)

but Win8 is going to run on ARM, so we might start seeing desktops/laptops using these chips in the not too distant future. Breaking Intel's monopoly would be even better news to me.
( , Fri 6 Jul 2012, 18:26, Reply)

and that's the one. Thankyou!
( , Fri 6 Jul 2012, 22:16, Reply)

But some are more cuntish than others." - George Orwell
( , Fri 6 Jul 2012, 18:28, Reply)

Thank goodness for Linux...
( , Fri 6 Jul 2012, 19:32, Reply)

Then you'll hate them too ;-)
( , Fri 6 Jul 2012, 20:23, Reply)

some of the bigger distros could in theory become profit-making (and some already did via the "support service" business model, for instance Red Hat) but anyone with the knowhow can put their own distro together.
A bit of commercial-quality software wouldn't go amiss, in any case, to be honest.
( , Fri 6 Jul 2012, 20:34, Reply)

What Linux really lacks is vision and imagination. Surprising, since "anyone" can contribute to it.
( , Fri 6 Jul 2012, 22:07, Reply)

design by committee taken to its ultimate silly conclusion. A sprawl of features and functionality without any overarching structure or sense to it, implemented by people who use keyboard shortcuts to do everything and haven't got the first clue about usability or learning curves.
Add to that the silly habit of giving all the applications bizarre and often rude-sounding names. It will come up with notifications saying "Splungefart failed to launch" and I'll have to google it. My file manager is called "Dolphin", wtf what does a dolphin have to do with the price of fish?
( , Fri 6 Jul 2012, 22:17, Reply)

with some maturity for restraint.
( , Fri 6 Jul 2012, 22:30, Reply)

they'd just try to turn it into a clone of windows/mac, and it would lose everything that makes it good, which is plenty of stuff despite the complaints. There's nothing wrong with the kernel.
What it needs is a dose of despotism, I think.
( , Fri 6 Jul 2012, 22:35, Reply)

But like all human endeavors, it's the human beings that can screw things up.
( , Fri 6 Jul 2012, 22:46, Reply)

if it had been invented and pushed by the capitalists we'd have to have this conversation through something like Facebook with adverts all over it. There'd be no B3ta.
Big companies have come up with good things, I don't believe for a minute it's the best way of coming up with good things though.
( , Fri 6 Jul 2012, 22:51, Reply)

there are telephone companies that own the lines, switchboards etc. there is no "internet company". There are service providers who allow you to connect from your house but it's not the same thing. It's a completely decentralised system.
( , Fri 6 Jul 2012, 23:08, Reply)

People can say what they want on the telephone, but they need the wire connecting them to do it. The Internet "arises" from the benefits of Capitalism in other words.
( , Fri 6 Jul 2012, 23:14, Reply)

not sure the analogy is very useful though. The whole point of the telephone is so that individuals can talk to each other. A profit-driven service model of the internet would more likely be a bit more one sided, more like television. Think FOX/Sky News. You can't go on there and read your own news story can you.
( , Fri 6 Jul 2012, 23:18, Reply)

For our conversation to happen that means copper cables, fiber-optics, satellites, deep sea cables, routers and so on.
( , Fri 6 Jul 2012, 23:23, Reply)

you need the protocols as well. Thankfully these are not proprietary. Anyone can set up a server in their house and host a web page on it.
( , Fri 6 Jul 2012, 23:25, Reply)

I think we're agreed then: you should have more faith in Capitalism ;-).
( , Fri 6 Jul 2012, 23:31, Reply)

by governments and academia. The World Wide Web, which is what most people think of when you say "Internet", was invented by researcher Tim Berners-Lee while he was working for CERN, which he made freely available and refused to patent it or profit from it.
That various private interests have since capitalised on it is by the by. The internet as we know it exists despite capitalism, not because of it. They'd love to make it patriarchal but it's too late now.
( , Fri 6 Jul 2012, 23:43, Reply)

Oh for goodness sake :-) The CABLES! The satellites. All that good stuff. It seems you mean "infrastructure" to be the communication itself.
( , Sat 7 Jul 2012, 0:03, Reply)

not sure what point you're making there. They were laid by private companies, so what. I just ate a pizza from Pappa John's, it doesn't mean the world has capitalism to thank for pizza.
I'm going to bed.
( , Sat 7 Jul 2012, 0:07, Reply)

Goodnight :-).
( , Sat 7 Jul 2012, 0:16, Reply)

which have a vision, and which are converging towards the point where they're usable as a home user OS for plebs.
But what's lacking is a lot of the toys you get with a modern OS which turn out to be frighteningly handy in the modern web world.
Where are the garage band equivalents? The Windows Movie Maker or iMovie equivalents?
Photo editing is getting there slowly (Gimp has *finally* moved away from being 8bit only with their latest major release, darktable is becoming usable)
Linux on the desktop frustrates the hell out of me, and I wrangle linux for a living.
( , Fri 6 Jul 2012, 22:26, Reply)

"we want the stuff those 'greedy corporations' innovated, but we don't want to pay for it".
( , Fri 6 Jul 2012, 22:38, Reply)

they wait until a start-up innovated it, developed it, marketed it and started to turn a profit, and then bought the companies. It saves them a lot of bother.
( , Fri 6 Jul 2012, 22:41, Reply)

because lets be honest, most start-ups are there to make a shit load of cash, aren't they?
Ps I say most as I'm sure there are exceptions
( , Sat 7 Jul 2012, 10:16, Reply)

I'm just saying that as a desktop OS it doesn't have the tools consumers expect - largely because they're not what the type of people who write software for linux want.
It's not about "wanting it for free" - if Adobe creative suite was available (and stable, and supported) natively on linux (wine doesn't count) I'd totally buy a copy.
However, that's *all* about desktops. In the server world linux (and open source in general) has a *huge* takeup and has consistently out inovated microsoft in a lot of ways.
( , Fri 6 Jul 2012, 22:45, Reply)

e-mail client, browser, music/video player. Gimp could be better but it suffices.
( , Fri 6 Jul 2012, 22:53, Reply)

If it means it could be revolutionary and stable?
( , Fri 6 Jul 2012, 22:55, Reply)

it's stable, that's why it's so popular in servers.
You can't pay for "Linux" because Linux isn't a single thing. You mean why not a commercial distribution? The Kernal is GPL so I don't know what the legality of that would be.
( , Fri 6 Jul 2012, 22:57, Reply)

doesn't stop Redhat selling RHEL.
There is nothing to stop you selling a distro or selling commercial software to run on top of linux. A number of companies do.
( , Fri 6 Jul 2012, 23:01, Reply)

that's how that works as far as I know
( , Fri 6 Jul 2012, 23:04, Reply)

they sell RHEL - you can't download it for free.
Edit: not unless you count CentOS, which is RHEL with all the redhat stuff stripped out and doesn't have the infrastructure around it that RHEL does
( , Fri 6 Jul 2012, 23:14, Reply)

is the free Linux kernel with a few Red Hat proprietary tools on top and a fucking expensive support package.
( , Fri 6 Jul 2012, 23:30, Reply)

It's just lousy for everything else. It's like you said before about too many cooks.
( , Fri 6 Jul 2012, 23:05, Reply)

canonical make money out of ubuntu, redhat make money out of RHEL, Oracle make money out of Suse.
Hell, I make money out of linux!
There are many many companies out there who pay people to develop open source software and the open source software you use every day wouldn't be as good as it is without that.
Just because you as an end user can get something for free, it doesn't mean that *no one* is paying for it.
( , Fri 6 Jul 2012, 22:59, Reply)

seems to be to try to layer Windows-style controls on top of things.
Also X windows is well past its use by date.
( , Fri 6 Jul 2012, 22:39, Reply)

I basically wanted it as a simple media hub for my house. I just could not get on with it, toyed with it for days and eventually just installed XP instead. As a server application it's great but it failed for me as a desktop. I have plenty of shells left and will try again one day. Maybe I'll persevere a bit more next time around...
( , Sat 7 Jul 2012, 10:57, Reply)

I'm the IT guy in an office with a roughly 60:40 split Windows to Macs. The Macs are far more problematic, largely because the same things that make it a nice OS to use at home are the very things that make it a nightmare in a work environment.
They interoperate with the Windows servers in a way that is very reminiscent of the way Windows machines used to deliberately ignore Unix servers.
Not to mention that Lion server is an absolute dog's breakfast. It contains about half the features of the previous version and barely bloody works.
( , Fri 6 Jul 2012, 20:58, Reply)

LOL not just us then!
Macs and their locked files, meaningless crash reports, insatiable bandwidth usage and arrogant users are an absolute bane.
Some Mac keyboards and their CAPS lock too; seems to be like an old cherry keyboard physical toggle, so if left on cannot be untoggled remotly with remote control software and pressing SHIFT when caps lock is on does not give you lowercase characters. Password entry ? - AAArrrgh!
Not entirely their fault; but Outlook 2011 is driving us fucking insane too, everything Adobe makes for mac is a close second.
Thank goodness for parallels and all things thin client/server.
PS, while I am in the mood; did you know Apple uses Microsoft's Azure service for about 60% of its online services? Where does your precious MobileMe and iTunes cloud data live ? - Redmond, that's where.
( , Fri 6 Jul 2012, 21:27, Reply)

What do you mean by "Boo hoo for the Luddites." ?
( , Fri 6 Jul 2012, 21:03, Reply)

Microsoft are doing more than twice as well against Apple right now as they were throughout the mid-90s. Not exactly a disaster for them, is it?
( , Fri 6 Jul 2012, 22:50, Reply)

Windows is an office package, Mac OS is a home package. Businesses will continue to use Windows because the development of said system is almost entirely driven by business requirements and as a result is a vastly superior system for guess what... BUSINESS!
Add the overwhelming superiority of Windows servers compared to Mac OS's and there is no competition at all, not even a teeeny tiny bit.
And yes Linux is all very nice for fire and forget Apache servers, don't get me wrong, I love it for that kind of thing, but for desktop? Niche forever, since the whole idea of Linux has been catastrophically torpedoed below the waterline by sixteen trillion separate distros given that one of the main stated driver behind Linux was the ridiculous number of Unix flavours, all 5 of them...
( , Fri 6 Jul 2012, 23:22, Reply)

Made this about 14 years ago, don't think I've ever linked it out. Anyway this is a friend of mine who is partially sighted learning to jump rhythms .
( , Fri 6 Jul 2012, 17:53, Reply)

Edit: I just watched it twice. 0:40 is hilarious.
( , Fri 6 Jul 2012, 18:03, Reply)

personally I live by "if at first you don't succeed, give up". Don't knock it, I'm still alive.
( , Fri 6 Jul 2012, 18:04, Reply)

Props to him though, some serious determination and pain there.
( , Fri 6 Jul 2012, 18:05, Reply)

I have done that and know how much that hurts.
Good on him.
Clicky
( , Sat 7 Jul 2012, 0:39, Reply)

During a search for Mexican rappers to win/loose an argument. I found this.
( , Fri 6 Jul 2012, 16:32, Reply)

But he looks like he's using the finger in the air fitness technique so good luck to him...More importantly did you win/lose the argument?
( , Fri 6 Jul 2012, 16:37, Reply)

+ I think he's miming. I think he's the faz child Mexican version of Milli Vanilli.
( , Fri 6 Jul 2012, 16:56, Reply)

*runs*
( , Fri 6 Jul 2012, 17:16, Reply)

but it's not the winning, it's the taking part that counts.
( , Fri 6 Jul 2012, 17:30, Reply)

( , Fri 6 Jul 2012, 17:36, Reply)

14 year old encouraged to get breast implants by her mother. Surprise surprise, the daughter looks like a young version of her mother.
Fuckign stupid overly controlling parents.
( , Sat 7 Jul 2012, 11:02, Reply)

hes singing about diabetes and the spanish for that is diabeto
( , Sat 7 Jul 2012, 20:40, Reply)

Love these, i have a friend who can do some, quite pointless but always brings a smile to my face when i get my coffee.
( , Fri 6 Jul 2012, 16:27, Reply)

interesting piece on brand hacking.
Bet she saw the video in the newsletter and quickly knocked this out.
( , Fri 6 Jul 2012, 16:08, Reply)

I guess i'm going to have to get an email address now.
( , Fri 6 Jul 2012, 16:43, Reply)

Intoxicated lady tells copper he has pretty eyes. A touching romantic moment, caught on tape.
( , Fri 6 Jul 2012, 15:57, Reply)

Great to see.
( , Fri 6 Jul 2012, 16:09, Reply)

was that a POSITIVE comment about a police officer on B3ta? I don't believe it.
( , Fri 6 Jul 2012, 16:42, Reply)

Does that restore the balance?
( , Fri 6 Jul 2012, 16:45, Reply)

( , Fri 6 Jul 2012, 17:01, Reply)

I made this just for you.
( , Fri 6 Jul 2012, 14:36, Reply)

double click because it reminds me of Detroit.
( , Fri 6 Jul 2012, 17:58, Reply)

LYMPPICCCSSS... used to sell bottles of "fabreeze". Well done.
( , Fri 6 Jul 2012, 14:33, Reply)

"it's beewwwifuuul"
"sea breezey"
"like the country side"
"a pot pourri factory"
*weeps*
( , Fri 6 Jul 2012, 14:41, Reply)

I't's like being gassed in a world war one trench would be another.
( , Fri 6 Jul 2012, 18:41, Reply)

( , Fri 6 Jul 2012, 14:42, Reply)

we should have introduced it to these games
( , Fri 6 Jul 2012, 15:16, Reply)

( , Fri 6 Jul 2012, 15:26, Reply)

...I'd prefer the smell of sweaty men. Have you smelt the stuff? Pure evil.
( , Fri 6 Jul 2012, 15:15, Reply)

( , Fri 6 Jul 2012, 15:22, Reply)

Had to worry about their sweaty balls.
Seriously, what's with that, are there no male bits allowed in Azerbaijani?
( , Fri 6 Jul 2012, 21:59, Reply)

much better than I was expecting... I actually smiled quite a few times /gasp
( , Fri 6 Jul 2012, 14:52, Reply)

Although I am jealous of anyone that can grow that much hair due to being a slaphead. Git
( , Fri 6 Jul 2012, 15:12, Reply)

I'm going bald, but if I shave my head I look like I have the Aids.
( , Fri 6 Jul 2012, 15:57, Reply)

without making it into a whole production and having to inform everyone he's ever met about it.
His wierd hand on the chest thing when he laughs annoys me more than his narcissism though.
( , Fri 6 Jul 2012, 19:10, Reply)

The cutting of the cards is a bit of a wheeze. When the cards are all collected back together again, the 3 cards will always be in positions 10, 26 and 42 in the deck. Then when you're doing the Up Down bit, you change the order on the 2nd deal and it should all work out from there.
Used the constipated mathematician's method here i.e. worked it out with a pencil.
I need a drink.
( , Fri 6 Jul 2012, 15:11, Reply)

The cuts are genuinely random, but when the piles are re-stacked, the cuts are effectively reassembled and the 3 target cards will always be in positions 10, 26 and 42. The rest is showmanship.
( , Fri 6 Jul 2012, 14:52, Reply)

then it's exactly the same number of cards and the aces haven't moved.
( , Fri 6 Jul 2012, 16:51, Reply)

Pile of 15, Pile of 15 and finally Pile of 9.
Puts the ace on top of pile of 10... that's now the 11th card from the back of the pack.
Cuts the 15, hides Ace in the middle of the cut, BUT ZOMG NOT REALLY, 'cos then he just places the second half of the deck back on the first, so it went from
1, 2, 3, 4, ..., 15
to something like
10, 11, 12, 13, 14, 15, 1, 2, ..., 9
Still 15 cards with Ace as a 16th.
Basically, the cards never move away from their predetermined positions.
Watch it again and you'll notice he fiddles about with putting one cut deck on top of another, etc., but the groups 10-Ace-15-Ace-15-Ace-9 still remain. This is in reverse order, so when 'dealing' the deck it goes rather:
9-Ace-15-Ace-...-10
Or, Aces at 10, 26 and 42; which then enables the magic of the continual half and half dealing until ZOMGZ0RZ IS MY CARD, OH MAGICIAN, HAVE MY BABIES!
( , Fri 6 Jul 2012, 20:51, Reply)

The Serious Fraud Office (SFO) has confirmed that it has formally launched an investigation into the rigging of the inter-bank lending rate, Libor.
Shits going down!
( , Fri 6 Jul 2012, 14:25, Reply)

Sometimes the drawing commenced with cutting off their goolies and burning them infront of their eyes.
No less than they deserve.
( , Fri 6 Jul 2012, 14:47, Reply)

I would love this to result in Barclays collapsing. It's one of those high street companies that is huge despite being a terrible experience as a customer. Bad customer service, unhelpful staff, shitty experience trying to call them and do anything. How they ever had any customers was beyond me.
See also the Game stores. Shit company. Overpriced, and staffed by cunts.
( , Fri 6 Jul 2012, 14:47, Reply)

than Barclays collapsing, putting branch staff out of work, adding to the jobless total, and causing shitloads of hassle for their retail customers.
With you about GAME though, good fucking riddance.
( , Fri 6 Jul 2012, 14:56, Reply)

I once saw a guy in his 40s in Game, and he was looking a bit confused over the shelves. "Can I help you?" Piped up a spotty oik. The customer explained how he didnt really know about games, but his son had a ps3 and he had been playing a bit of Modern Warfare with him. He said he wanted something similar 'a war game, with shooting and stuff'.
The little cunt who worked there started trying to sell him Demon Souls, a fantasy swordplay title known for it's hardcore difficulty.
( , Fri 6 Jul 2012, 15:01, Reply)

the Brighton store tried to tell me to send a faulty disc back to the publisher once, despite me having bought it there that morning, so I just grabbed a different copy, plus another random title (EVE online, which i was curious about) and walked out the door.
( , Fri 6 Jul 2012, 15:16, Reply)

The staff were disgustingly drunk, made improper suggestions to my wife and offered to fight me behind the bins.
( , Fri 6 Jul 2012, 17:12, Reply)

For instance supermarkets. If I don't like Tesco one week I can go to Sainsbury's or Morrisons the next, or the co-op or anywhere else, I can go to a different shop every week if I want. But once you've got an account with Barclays you can't just go and do your banking at Lloyds. You can close your account and open one elsewhere but what a hassle, you wouldn't just do it on a whim or to try something else for a bit. You're kind of held captive by the bureaucracy.
And is any other bank any different?
( , Fri 6 Jul 2012, 15:03, Reply)

you don't need to close an account with Barclays to open an account with another bank, if you want to do your banking at Lloyds then go and open an account there.
You can open an account with every single bank if you want to, they can't and won't stop you
( , Fri 6 Jul 2012, 15:11, Reply)

but it's still not the same is it, I don't have to open an account at all to go to a high street shop and buy something. And then if I want to actually use my money I'd have to transfer it from one to the other, which means dealing with the bank the money is in at the time.
Plus most people pay their bills by standing order, for convenience. You'd have to drop that if you wanted to pay out of a different bank every month. Same for your wages, unless you get paid in cash.
( , Fri 6 Jul 2012, 15:17, Reply)

why on earth would you think that would be the case?
Of course if you want to use a bank you have to have an account with them, how the hell would it work otherwise? You're saying that essentially you won't open another account because you can't be bothered, well, that is your fault, nobody else's.
In fact, you'll find that if you open an account with another bank, and want to move your DD's and standing orders (do they even still exist?) then the new bank will do it all for you.
You really don't know what you are talking about here, do you?
( , Fri 6 Jul 2012, 15:25, Reply)

I also think that would be the case because my bank has told me that I need ID even to do certain things with the account I've already got. I got told this after I was asked for ID one time I tried to pay a cheque in.
Yes, ok, I can't be bothered. Because it's a faff on. It means going into a branch and filling out forms and stuff (or do they do it over the phone these days? It's a long time since I opened a bank account.) This is why it's not the same as competition between shops, because I don't need to feel particularly bothered to go into whichever shop I happen to feel like at the time. Going into any shop is absolutely NO more effort than going into the same one I went into last time.
( , Fri 6 Jul 2012, 15:32, Reply)

you are moaning and whinging about something you know next to nothing about.
Of course you need ID to open a bank account, if you didn't, money laundering would be a piece of piss.
TABBY! SHE IS DOING IT AGAIN!
( , Fri 6 Jul 2012, 15:36, Reply)

I'm just pointing out that competition isn't quite the same in consumer banking because you have to open an account.
And here is you angrily agreeing with me, saying "OF COURSE THAT'S TRUE, STUPID"
( , Fri 6 Jul 2012, 15:39, Reply)

you are not 'held captive' by beauracracy. You are held captive by your own laziness.
( , Fri 6 Jul 2012, 15:52, Reply)

It's an inherent property of how banks work. But I'm beginning to wonder if you work for them or something.
Call me lazy if you like. Call most people lazy if you like. Most people don't chop and change banks on a regular basis and it's not because they think the customer experience is so great. Shops have even started introducing rewards cards and store cards (every time I shop in an Arcadia group shop they want me to open an account with them) precisely because they want their customers to be tied to them in exactly the same way.
( , Fri 6 Jul 2012, 16:02, Reply)

but that won't happen when people are witlessly harping on about 'moral responsibilities' and 'the system' instead of focusing on the failure of Governments to grow some balls and regulate the industry properly, which is THE ONLY WAY ANYTHING WILL CHANGE. Cameron doesn't want to do this, because when his political career is over, he'll get a nice few board positions where he can pick up a couple of hundred grand a year for doing an afternoons work.
He's quite happy for people to bang on about 'moral failure' etc., because he can join in, and agree, look like he's on the consumers side, yet still do nothing.
It's a smokescreen, and the stupid, gullible, ill-informed public is actually perpetuating the current status quo
( , Fri 6 Jul 2012, 16:12, Reply)

it's like a crossed line. it's like the end of that argument from the other day fell through a wormhole.
I'm having terrible difficulty with my lifestyle.
( , Fri 6 Jul 2012, 16:15, Reply)

nobody is 'tied', you can shop where you want. But if you do 'open an account' with Arcadia or any other, there are some free benefits that you can get. It remains entirely your choice. You get something free, if you choose, or nothing. You don't lose anything. It is a no strings benefit that you can choose to partake in. How can you have a problem with that?
( , Fri 6 Jul 2012, 16:22, Reply)

They psychologically tie people, that's what loyalty is, that's why they're called loyalty cards. They do it because it works. Obviously having a Topshop card doesn't stop me going wherever, and not having a Topshop card doesn't stop me shopping at Topshop. That's about as close to the banking business model they can get. They're exploiting human psychology to retain customers. I'm not making a moral judgment on this by the way.
With banks obviously it is different. I can't open an account with Barclays and then arrange an overdraft with Lloyds. I can't do anything in Barclays without an account with Barclays. This isn't Barclay's fault or necessarily a bad thing but if I had an account with Barclays and the customer service wasn't very good I'd want to know that the amount of effort it would take to move my account elsewhere, standing orders, direct debits, overdrafts, employer payments, credit cards and all, I'd want to know that doing so would actually make my life easier in the long run and not just a waste of my time. And how do I know that? If I usually shop at Sainsbury's and I'm disappointed by a steak slice one day, I can go into any Tesco and see if theirs is any better, with no commitment to keep going there.
Furthermore I could go to the cornershop instead, and here's another aspect of competition. I don't need to go to a supermarket at all, anything I can get in a supermarket I can get in any number of small, locally owned shops. Any bank that is any good, on the otherhand, is necessarily on quite a large scale, usually national or international.
( , Fri 6 Jul 2012, 16:35, Reply)

You seem to have a blocked brain. My sympathies. But it's no pleasure for me either, talking to a brick wall. Let me put it more bluntly, in a last-ditched attempt to get through.
Competition amongst retail banks alone isn't sufficient to encourage an emphasis on customer service because the intrinsic time and effort overhead of transferring an account outweighs the expected benefits of doing so. Banks aren't going to be helpful to customers just for helpfulness's sake (sadly), they only do things that are in their own financial interests. Therefore banks must be regulated.
( , Fri 6 Jul 2012, 16:57, Reply)

The Financial Services Authority (FSA) will take over all retail banking conduct regulation for deposit taking and payment services in November 2009.
Currently, the Banking Code Standards Board (BCSB) monitors and enforces voluntary Banking Codes which govern banks’ day to day relationships with their customers.
From November 2009, these arrangements will be replaced by new FSA rules which all banks, building societies and credit unions must follow.
Notable changes for consumers will include the requirement to provide a prompt and efficient service to help customers switch accounts. This would apply more widely than the commitments in the banking codes, for example to cash ISAs, where the FSA has seen delays in the past. So when it comes to switching, customers will be able to have their transfer completed promptly – no matter what type of account.
YOU DO NOT KNOW WHAT YOU ARE TALKING ABOUT!
( , Fri 6 Jul 2012, 17:05, Reply)

Because current regulation is sufficient, such that nobody is upset with customer service?
Is that what you're telling me?
( , Fri 6 Jul 2012, 17:11, Reply)

I don't know what I'm talking about because I came to the same conclusion the FSA did, namely that retail banks have to be regulated to ensure adequate levels of customer service, because competition alone isn't enough to guarantee it?
( , Fri 6 Jul 2012, 17:15, Reply)

because the regulation regarding switching of accounts has already been in place FOR OVER 3 YEARS
( , Fri 6 Jul 2012, 17:32, Reply)

although it's not just that I think they should regulate. Switching accounts is still something you would have to actively do, it's fundamentally NOT the same thing as just going into a different shop than usual for your loaf of bread, still struggling to understand why you can't see that. But all the same.
You know what. I might actually go and put this to the test, just to see how quick and easy it really is these days. I'm not especially happy with my bank, so I don't imagine I've got much to lose by it. It will mean getting a passport first, though.
( , Fri 6 Jul 2012, 17:37, Reply)

Banks have agreed to make the process of moving an account as straightforward as possible.
In addition, our rules say that if you want to move your account to another bank, both your old and new bank must provide a prompt and efficient service.
How long will it take to move my current account to another bank?
Under banking industry guidance, switching a current account to another bank should be a simple process and the new account should be operational within ten working days of your application being approved. Sometimes getting other people to update their records with the details of your new account can take a bit longer. Your new bank will do much of the work for you.
Once your application for a new account is approved, if you wish to transfer direct debits and standing orders to the new bank account, your new bank should ask your old bank for details of them within three working days.
Your old bank should then give your new bank this information within three working days from receiving the request.
The banks will agree a date to transfer the balance – but should not charge you for making the transfer.
Your new account should be ready for use within ten working days of your application being approved.
( , Fri 6 Jul 2012, 17:37, Reply)

If I want to go to Morrisons instead of Sainsbury's I don't have to wait ten days.
( , Fri 6 Jul 2012, 17:41, Reply)

If you think you are, then you are a total moron.
( , Fri 6 Jul 2012, 17:44, Reply)

No, I don't think I am.
THIS IS EXACTLY WHAT I SAID IN THE FIRST PLACE.
( , Fri 6 Jul 2012, 17:46, Reply)

Back away quietly... He's clearly got some long-repressed anger about it and is determined to bring it to this conversation whether relevant or not.
( , Fri 6 Jul 2012, 16:35, Reply)

was that if you were to move *all* of your banking to another bank it's a right royal pain in the arse. All your standing orders, all your direct debits etc. have to be moved over. Forget one? It may bounce, and it *may* harm your credit rating if it does.
Of course you can open an account with another bank whenever you like (depending on credit rating) but if you want to move your business to that bank (e.g. all the products you use) it's a bureaucratic nightmare.
Edit: damn, beaten to the reply
( , Fri 6 Jul 2012, 15:20, Reply)

as for the rest, see above.
Plus, opening an account does not depend on credit rating. All banks must offer a basic account regardless of your credit rating. It is law.
( , Fri 6 Jul 2012, 15:27, Reply)

nobody is saying moving your business elsewhere is impossible. But it is enough of a hassle not to be worth doing unless there was some compelling reason to do so.
( , Fri 6 Jul 2012, 15:34, Reply)

What would be your proposed 'no-hassle' solution then?
( , Fri 6 Jul 2012, 15:39, Reply)

it's impossible. I can't think of any possible system where you could open an account with Barclays (with no ID), make a deposit in Lloyds, and a withdrawal from Santander. That would be a nonense.
( , Fri 6 Jul 2012, 15:42, Reply)

forgetting one. I have wanted to change banks for ages because mine is incompetent, but I just KNOW they would mess it up and I'm not financially secure enough to juggle for a month or so while it is sorted out.
( , Fri 6 Jul 2012, 15:40, Reply)

I'm kinda proud of this one, it works on 2 levels which is a 100% improvement on the rest of my jokes.
( , Fri 6 Jul 2012, 17:11, Reply)

Wish I was there.
NSFW because one of the photos contains the obligatory festival "on the shoulders, tee-shirt lifted, flash".
If you are lucky, and you like that sort of thing, you might be able to watch the bull running at this site. 7am UK time from tomorrow to 14 July.
( , Fri 6 Jul 2012, 14:20, Reply)

I was compelled to click that link. Bit of a where's wally to find um though.
( , Fri 6 Jul 2012, 14:27, Reply)

I imagine she holds them in quite high regard to have the confidence to flop um out in public, the poor fella punning her up there i feel sorry for.
( , Fri 6 Jul 2012, 14:37, Reply)

In a couple of year's time she will leave the poor chap blinded, if she tries that.
( , Fri 6 Jul 2012, 14:40, Reply)

( , Fri 6 Jul 2012, 14:43, Reply)

This happened at 7in the morning - my guess is they tried to get it through early in the morning so not many people were around, but bless the little scamps who were on their way to school!
Coventry is becoming the new Detroit, they should help it decay faster.
( , Fri 6 Jul 2012, 14:11, Reply)

I heard they got turned away from "Browns" for being in uniform.
www.bbc.co.uk/news/uk-england-coventry-warwickshire-18607764
( , Fri 6 Jul 2012, 15:02, Reply)

Turned in to a right slanging match on facebook in the end - BNP nutters got involved ;(
( , Fri 6 Jul 2012, 15:22, Reply)

Its always had that door policy there (i.e. we don't like how you look what you are wearing) I did quite like the place when I was in "Cov" as it had the least amount of people that wanted to beat your face in, so I guess it worked to some extent. I think the whole bandwagon broke itself with all the people that jumped on it in the end. Not sure not serving some one coffee is worth destroying a business over myself but hey ho.
( , Fri 6 Jul 2012, 16:48, Reply)

There were guys going around replacing gas meters with new one as the old type were worth alot in scrap. They did several hundred houses before the gas board even knew.
Coventry, home of the brave :)
( , Fri 6 Jul 2012, 16:10, Reply)

Coz it's bad luck right?
( , Fri 6 Jul 2012, 16:45, Reply)
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